{"id":373462,"date":"2016-04-11T01:22:34","date_gmt":"2016-04-11T06:22:34","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/kansas-law\/kansas-insurance-fraud-laws.html"},"modified":"2016-06-20T19:51:40","modified_gmt":"2016-06-21T00:51:40","slug":"kansas-insurance-fraud-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/kansas-law\/kansas-insurance-fraud-laws.html","title":{"rendered":"Kansas Insurance Fraud Laws"},"content":{"rendered":"\n
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Kansas Insurance Fraud Laws<\/h1>\n
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Created by FindLaw’s team<\/a> of legal writers and editors<\/i><\/p>\n\n | Last updated\n

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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Insurance fraud comes in many forms, but generally involves an insured individual making false or exaggerated claims in order to obtain an improper payment. However, insurers (businesses that provide insurance) and non-insured parties can also commit insurance fraud<\/a>. In Kansas, insurance fraud is criminalized under the Fraudulent Insurance Act.<\/p>\n\n

Code Section <\/b><\/p>\n<\/td>\n

Kansas Statutes section 40-2,118<\/a>: Fraudulent Insurance Act<\/b><\/td>\n<\/tr>
What’s Prohibited?<\/b><\/td>\n

Fraudulent insurance acts.<\/p>\n<\/td>\n<\/tr>

What’s a "Fraudulent Insurance Act?"<\/b><\/p>\n<\/td>\n

An act committed by a person who (knowingly and with the intent to defraud) presents or prepares any written statement that they know contains false information about any fact material to:<\/p>\n

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  • An application for insurance<\/li>\n
  • The rating or an insurance policy, or<\/li>\n
  • A claim for payment or other benefit under an insurance policy<\/li>\n<\/ul>\n

    A fraudulent insurance act can also be committed (knowingly and with the intent to defraud) by concealing any fact material to:<\/p>\n

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    • An application for insurance<\/li>\n
    • The rating of an insurance policy, or<\/li>\n
    • A claim for payment or other benefit under an insurance policy<\/li>\n<\/ul>\n<\/td>\n<\/tr>

Antifraud Initiatives<\/b><\/p>\n<\/td>\n

Every insurer must have antifraud initiatives in place that are reasonably calculated to detect fraudulent insurance acts. These initiatives may include fraud investigators or an antifraud plan.<\/td>\n<\/tr>

Penalties<\/b><\/p>\n<\/td>\n

The penalty for committing a fraudulent insurance act varies depending on how much money was involved. If the amount is:<\/p>\n