{"id":373625,"date":"2016-12-06T18:24:41","date_gmt":"2016-12-06T23:24:41","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/louisiana-law\/louisiana-car-accident-settlement-process-and-timeline.html"},"modified":"2025-07-25T07:57:57","modified_gmt":"2025-07-25T12:57:57","slug":"louisiana-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/louisiana-law\/louisiana-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Louisiana Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Louisiana Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/lyle-therese-a-hilotin-lee-j-d\/\">Lyle Therese A. Hilotin-Lee, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/catherine-hodder-esq\/\">Catherine Hodder, Esq.<\/a>\n                | Last updated\n        <time>\n                            July 25, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Being involved in a car accident can be traumatic and an overwhelming experience. Other than dealing with the physical injuries, you also have to face property damage and potential lost wages. Understanding how Louisiana&#8217;s car accident settlement process works can be a tremendous help. It&#8217;s also good to know how long it all takes.<\/p>\r\n<p>Having a set process for you to seek fair compensation makes things a little easier. If you ever feel like you&#8217;re in over your head, consider contacting an experienced <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/louisiana\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">car accident attorney in Louisiana<\/a> for help with the settlement process. An experienced attorney can help you understand the complex legal landscape and ensure you receive the proper settlement amount.<\/p>\r\n<h2><b>Report the Accident<\/b><\/h2>\r\n<p>One of the most common questions accident victims have is whether they need to file a police report. The answer is yes in most cases. <a href=\"https:\/\/codes.findlaw.com\/la\/revised-statutes\/la-rev-stat-tit-32-sect-398\/\" title=\"Louisiana statutes\" target=\"_blank\" rel=\"noopener\">Louisiana statutes<\/a> require you to immediately file a police report if the accident involves:<\/p>\r\n<ul>\r\n<li>Any injury or death<\/li>\r\n<li>Property damage exceeding $500<\/li>\r\n<\/ul>\r\n<p>You must immediately notify your law enforcement agency of the car crash. If the accident occurred within the city or town limits, you should file an accident report with the local police department. For accidents outside city limits, contact the nearest sheriff or state police station.<\/p>\r\n<p>When police officers arrive at the accident scene, they will create a car accident report, which will serve as documentation for your <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-claims.html\" title=\"insurance claim\">insurance claim<\/a>. It&#8217;s extremely important to make sure you get this report.<\/p>\r\n<h2><b>Exchange Information at the Scene<\/b><\/h2>\r\n<p><a href=\"https:\/\/www.legis.la.gov\/Legis\/Law.aspx?d=88361\" title=\"Louisiana law\" target=\"_blank\" rel=\"noopener\">Louisiana law<\/a> requires all parties to exchange information with others involved in the auto accident. You should provide and collect the following information:<\/p>\r\n<ul>\r\n<li>Name<\/li>\r\n<li>Address<\/li>\r\n<li>Vehicle registration number<\/li>\r\n<li>Vehicle type<\/li>\r\n<li>Driver&#8217;s license information<\/li>\r\n<li>Insurance company and insurance policy details<\/li>\r\n<li>Contact information<\/li>\r\n<li>Witness statements<\/li>\r\n<\/ul>\r\n<p>This information is also helpful when processing your insurance claim. In addition, you should also gather other documentation that will help insurance adjusters determine the amount of compensation you deserve. For instance, take pictures of the accident scene, all cars involved, and the damages incurred. You should also compile medical bills and other medical expenses for covering treatments from the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/types-of-car-accident-injuries.html\">car accident injuries<\/a> you may have suffered.<\/p>\r\n<h2><b>Report to Your Insurance Company<\/b><\/h2>\r\n<p>Contact your own insurance company as soon as possible after the accident. Most insurance policies require an immediate notification of accidents, so call from the scene if you can. Keep detailed documentation of all medical records and medical costs related to the car accident.<\/p>\r\n<p>A Louisiana <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-claims-and-settlements.html\">car accident settlement <\/a>agreement often includes personal injury claims and other property damage. For instance, a car settlement amount can include the following:<\/p>\r\n<ul>\r\n<li>Medical expenses<\/li>\r\n<li>Lost wages or lost earning capacity<\/li>\r\n<li>Property damage<\/li>\r\n<li>Pain and suffering, such as emotional distress and trauma<\/li>\r\n<li>Future costs such as ongoing medical treatment and disability accommodations<\/li>\r\n<\/ul>\r\n<p>Keep copies of any bills, estimates, or paperwork related to the car crash.<\/p>\r\n<h2><b>Deadline for Filing a Car Accident Case in Louisiana<\/b><\/h2>\r\n<p>Louisiana law made significant changes to its statute of limitations. The timeframe for when you can file a car accident claim depends on when it occurred:<\/p>\r\n<ul>\r\n<li>For accidents on or after July 1, 2024, you have <a href=\"https:\/\/legis.la.gov\/legis\/Law.aspx?d=1386443\" target=\"_blank\" rel=\"noopener\">two years<\/a> from the date of the accident to file a lawsuit.<\/li>\r\n<li>For accidents before July 1, 2024, you have only one year from the date of the accident to file a lawsuit.<\/li>\r\n<\/ul>\r\n<p>These <a href=\"https:\/\/legis.la.gov\/Legis\/ViewDocument.aspx?d=1381901\" title=\"legislative changes\" target=\"_blank\" rel=\"noopener\">legislative changes<\/a> took effect on July 1, 2024.<\/p>\r\n<h2><b>When To Consider Legal Representation After a Car Accident<\/b><\/h2>\r\n<p>Consider contacting a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/louisiana\/?fli=dcta\" title=\"car accident attorney\" target=\"_blank\" rel=\"noopener\">car accident attorney<\/a> if you sustained serious injuries that require ongoing medical care and significantly impact your daily life or ability to work. Legal representation becomes crucial when disputing a settlement agreement with insurance companies or if the company has denied your claim outright.<\/p>\r\n<p>Many law offices offer free case evaluations to help you understand your legal options and the value of your car accident claim. A car accident attorney can determine whether you should accept a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html\" title=\"settlement offer\">settlement offer<\/a> or pursue legal action instead.<\/p>\r\n<p>Legal advice is also suggested if you received a settlement offer that seems insufficient compared to the medical expenses and other property damages you incurred. A motor vehicle attorney can write a <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/how-to-demand-payment-in-a-letter.html\" title=\"demand letter\">demand letter<\/a> and deal with the at-fault driver\u2019s insurance company.<\/p>\r\n<h2><b>Seek Legal Advice for your Louisiana Car Accident Case<\/b><\/h2>\r\n<p>Understanding Louisiana&#8217;s car accident settlement process can be complicated, particularly with the recent changes to the statute of limitations. Seeking legal advice from a car accident lawyer can help you with the settlement negotiation to receive fair compensation. An experienced <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/louisiana\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Louisiana car accident attorney<\/a> can gather evidence for your claim process, explain your options, and represent you in court.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                  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11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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