{"id":374237,"date":"2016-04-11T01:22:51","date_gmt":"2016-04-11T06:22:51","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/minnesota-law\/minnesota-credit-and-debit-card-fraud.html"},"modified":"2016-06-20T19:48:46","modified_gmt":"2016-06-21T00:48:46","slug":"minnesota-credit-and-debit-card-fraud","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/minnesota-law\/minnesota-credit-and-debit-card-fraud.html","title":{"rendered":"Minnesota Credit and Debit Card Fraud"},"content":{"rendered":"\n
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Minnesota Credit and Debit Card Fraud<\/h1>\n
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Created by FindLaw’s team<\/a> of legal writers and editors<\/i><\/p>\n\n | Last updated\n

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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Credit card and debit card fraud<\/a> is a commonplace crime in the 21st century. With many people using their bank cards instead of cash or checks for everyday transactions, the theft of the cards or the electronic theft of the card number and PIN can negatively impact consumer and financial institutions alike.<\/p>\n

The Minnesota credit card and debit card fraud<\/a> laws are outlined in the table below.<\/p>\n\n
Code Section<\/b><\/td>\nMinnesota Statutes Section 609.821 \u2013 Financial Transaction Card Fraud<\/a><\/td>\n<\/tr>
What Is Prohibited?<\/b><\/td>\nIn Minnesota, it\u2019s illegal to do any of the following credit and debit card related activities:
Penalties<\/b><\/td>\n

Penalties for the above types of credit, debit, and public assistance card fraud are punished in the following ways:<\/p>\n

For using a card without its owner\u2019s consent<\/a>, using a fake card, forging or signing documents for card transactions, or retailers or business owners that provide or don\u2019t provide items of value fraudulently:<\/p>\n

Defenses<\/b><\/td>\nSeveral defenses may be relevant to you or a loved one\u2019s financial card fraud related crime. A few that may apply are: