{"id":374315,"date":"2016-04-11T01:22:51","date_gmt":"2016-04-11T06:22:51","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/minnesota-law\/minnesota-telemarketing-fraud-laws.html"},"modified":"2016-06-20T00:00:00","modified_gmt":"2016-06-20T05:00:00","slug":"minnesota-telemarketing-fraud-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/minnesota-law\/minnesota-telemarketing-fraud-laws.html","title":{"rendered":"Minnesota Telemarketing Fraud Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Minnesota Telemarketing Fraud Laws<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            June 20, 2016\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>They always seem to call right in the middle of dinner, don&#8217;t they? It feels like telemarketers know exactly when and how to annoy us the most. But these calls aren&#8217;t just a hassle &#8211; they can be costly as well. So how does the North Star State regulate telemarketers to make sure they&#8217;re telling the truth and won&#8217;t abuse our personal information? Here&#8217;s a brief introduction to telemarketing fraud laws in Minnesota.<\/p>\r\n<h2>Statutes Regulating Telemarketing<\/h2>\r\n<p>Because most telemarketing calls are placed across state lines, <a target=\"_blank\" href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/telemarketing-fraud.html\">telemarketing fraud<\/a> as a crime is generally prosecuted at the federal level. The <a target=\"_blank\" href=\"http:\/\/www.ftc.gov\/\" rel=\"noopener\">Federal Trade Commission<\/a> (FTC) is the agency responsible for investigating and prosecuting interstate telemarketing fraud. In the interest of protecting its citizen consumers, Minnesota, like many other states, enforces its own telemarketing fraud laws as well. Minnesota&#8217;s <a href=\"https:\/\/www.ag.state.mn.us\/consumer\/UnwantedCalls\/Default.asp\" target=\"_blank\" rel=\"noopener\">Attorney General&#8217;s Office<\/a> investigates telemarketing fraud within the state and enforces the state&#8217;s telemarketing regulations.<\/p>\r\n<h2>Minnesota Telemarketing Fraud Statutes<\/h2>\r\n<p>Telemarketing laws in Minnesota main are highlighted in the chart below.<\/p>\r\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"1\">\r\n<tbody><tr><td><p><b>Code Sections<\/b><\/p>\r\n<\/td>\r\n<td><p><a href=\"https:\/\/codes.findlaw.com\/mn\/trade-regulations-consumer-protection-ch-324-341\/mn-st-sect-325e-26.html\" target=\"_blank\" rel=\"noopener\">MN Statutes \u00a7325E.26, et seq.<\/a><\/p>\r\n<\/td>\r\n<\/tr><tr><td><p><b>What Is Required or Prohibited?<\/b><\/p>\r\n<\/td>\r\n<td><p>Telemarketers cannot use an <a href=\"https:\/\/www.revisor.mn.gov\/statutes\/?id=325E.27\" target=\"_blank\" rel=\"noopener\">automatic dialing-announcing device<\/a> unless:<\/p>\r\n<p>(1) the subscriber has knowingly or voluntarily requested, consented to, permitted, or authorized receipt of the message; or<\/p>\r\n<p>(2) the message is immediately preceded by a live operator who obtains the subscriber&#8217;s consent before the message is delivered.<\/p>\r\n<p>&nbsp;<\/p>\r\n<p>Telemarketers cannot use an automatic dialing-announcing device nor make any commercial telephone solicitation <a href=\"https:\/\/www.revisor.mn.gov\/statutes\/?id=325E.30\" target=\"_blank\" rel=\"noopener\">before 9:00 a.m. or after 9:00 p.m<\/a>.<\/p>\r\n<\/td>\r\n<\/tr><tr><td><p><b>Penalty<\/b><\/p>\r\n<\/td>\r\n<td><p>The Minnesota Attorney General is <a href=\"https:\/\/www.revisor.mn.gov\/statutes\/?id=8.31\" target=\"_blank\" rel=\"noopener\">entitled<\/a>, on behalf of the state;<\/p>\r\n<p>(a) to sue for and have injunctive relief in any court of competent jurisdiction against any such violation or threatened violation without abridging the penalties provided by law; and<\/p>\r\n<p>(b) to sue for and recover for the state, from any person who is found to have violated any of the laws referred to in subdivision 1, a civil penalty, in an amount to be determined by the court, not in excess of $25,000.<\/p>\r\n<\/td>\r\n<\/tr><tr><td><p><b>Civil Case<\/b><\/p>\r\n<\/td>\r\n<td><p>Any person injured by a violation of telemarketing may bring a civil action and recover damages, together with costs and disbursements, including costs of investigation and reasonable attorney&#8217;s fees, and receive other equitable relief as determined by the court. The court may, as appropriate, enter a consent judgment or decree without the finding of illegality.<\/p>\r\n<\/td>\r\n<\/tr><\/tbody><\/table>\r\n<h2>Protecting Yourself from Telemarketing Fraud<\/h2>\r\n<p>There are several preventative measures you can take to <a target=\"_blank\" href=\"https:\/\/consumerfed.org\/pdfs\/Tips_Avoid_Telemarketing_Fraud.pdf\" rel=\"noopener\">protect yourself<\/a> from telemarketing fraud:<\/p>\r\n<ul>\r\n<li>Don&#8217;t rush into buying anything by telephone;<\/li>\r\n<li>Don&#8217;t give out personal information like Social Security, bank account, or credit card numbers to any unsolicited caller;<\/li>\r\n<li>Be wary if a caller wants you to pay over the phone by check or wire transfer;<\/li>\r\n<li>Ask for a written contract, the cancellation policy, and the contact information of the telemarketer and company he or she represents, as required by Minnesota law;<\/li>\r\n<li>Register for the National Do Not Call list <a target=\"_blank\" href=\"https:\/\/www.mnta.org\/page\/43\" rel=\"noopener\">online<\/a> or call 1-888-382-1222; or<\/li>\r\n<li>Contact <a href=\"https:\/\/www.ag.state.mn.us\/Consumer\/\" target=\"_blank\" rel=\"noopener\">Minnesota Consumer Protection<\/a> at (651) 296-3353 or (800) 657-3787.<\/li>\r\n<\/ul>\r\n<h2>Minnesota Telemarketing Fraud Laws: Related Resources<\/h2>\r\n<p>Telephone solicitations can be a pain, and the laws that cover them aren&#8217;t always the easiest to understand. You can contact a <a href=\"https:\/\/www.findlaw.com\/consumer.html\">Minnesota consumer protection attorney<\/a> if you would like legal assistance with a telemarketing matter. You can also find more information and resources on this topic in FindLaw&#8217;s <a href=\"https:\/\/www.findlaw.com\/consumer.html\">Consumer Protection<\/a> section.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g 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<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":374194,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3083,3081],"flmsa":[],"class_list":["post-374315","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_24_11","state_laws_tags-statelaws_24_1"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=374315"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374315\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374194"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=374315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=374315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=374315"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=374315"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=374315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}