{"id":374449,"date":"2016-12-07T14:20:53","date_gmt":"2016-12-07T19:20:53","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/missouri-law\/missouri-car-accident-settlement-process-and-timeline.html"},"modified":"2025-10-28T13:09:40","modified_gmt":"2025-10-28T18:09:40","slug":"missouri-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/missouri-law\/missouri-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Missouri Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Missouri Car Accident Settlement Process and Timeline<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/balrina-ahluwalia-esq\/\">Balrina Ahluwalia, Esq.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last updated\n        <time>\n                            October 28, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n<div class=\"fl-key-takeaways fl-mb30\" data-testid=\"fl-key-takeaways\">\n    <div class=\"fl-card-content\">\n        <div class=\"fl-card-body fl-card-bg-teal fl-flex fl-flex-column\">\n                            <h2 class=\"fl-card-title fl-h2 fl-no-margin\">Key Takeaways<\/h2>\n                        <p>Getting compensation for damages in a <span data-term-id=\"48240492\">car accident<\/span> includes filing an <span data-term-id=\"48240523\">insurance claim<\/span>, negotiating a <span data-term-id=\"48240509\">settlement amount<\/span>, and filing a lawsuit if an agreement can&#8217;t be reached. Since <span data-term-id=\"48240494\">Missouri<\/span> uses a pure comparative fault rule, your final compensation will depend on proving the other driver&#8217;s fault and may be reduced by your own percentage of blame.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<p>A <span data-term-id=\"48240492\">car accident<\/span> in <span data-term-id=\"48240506\">St. Louis<\/span>, <span data-term-id=\"48240532\">Kansas City<\/span>, or anywhere else can be scary. While relieved when it\u2019s over, injuries or other damage are often just the beginning of your stress. Understanding what to expect from the <span data-term-id=\"48240494\">Missouri<\/span> <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-process-and-timeline.html\"><span data-term-id=\"48240524\">car accident<\/span><span data-term-id=\"48240524\"> settlement<\/span><span data-term-id=\"48240524\"> process<\/span><\/a>, however, can make this time a little less overwhelming. It can also help you get the <span data-term-id=\"48240535\">fair compensation<\/span> you deserve.<\/p>\n<p>If you or a <span data-term-id=\"48240545\">loved one<\/span> has been in a crash in <span data-term-id=\"48240494\">Missouri<\/span>, connect with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/missouri\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">qualified <span data-term-id=\"48240498\">car accident<\/span><span data-term-id=\"48240498\"> attorney<\/span><\/a> as soon as possible. Doing so doesn\u2019t mean you\u2019re suing anyone, but it can protect you when <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-claims-dos-and-don-ts.html\">dealing with insurers <\/a>who strive for minimal <span data-term-id=\"48240544\">payouts<\/span> with each <span data-term-id=\"48240501\">car accident<\/span><span data-term-id=\"48240501\"> case<\/span>.<\/p>\n<p>In this article, we review how the insurance settlement process works after a <span data-term-id=\"48240494\">Missouri<\/span> wreck. We\u2019ll also help you understand how to protect yourself along the way.<\/p>\n<p>Let\u2019s start with some <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-checklist.html\">tips for the accident scene<\/a>.<\/p>\n<h2>Right After the Collision<\/h2>\n<p>Everyone\u2019s safety is the top priority after a crash. Call 911 for anyone needing <span data-term-id=\"48240540\">medical attention<\/span>. Be sure to request law enforcement. They will come and create a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\"><span data-term-id=\"48240518\">police report<\/span><\/a>, which can be an important piece of evidence for your claims. It includes facts, diagrams, and <span data-term-id=\"48240526\">witness statements<\/span> that may support your <span data-term-id=\"48240504\">car accident<\/span><span data-term-id=\"48240504\"> claim<\/span> later.<\/p>\n<p>While you&#8217;re at the scene:<\/p>\n<ul>\n<li>Exchange insurance information with the other driver<\/li>\n<li>Take photos of any <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-property-damage-claims-faq.html\"><span data-term-id=\"48240497\">property damage<\/span><\/a>\/visible injuries<\/li>\n<li>Collect contact information from any witnesses<\/li>\n<li>Avoid making detailed statements about the crash<\/li>\n<\/ul>\n<p>When you leave, get checked out by a medical provider even if you feel okay. Some <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/types-of-car-accident-injuries.html\"><span data-term-id=\"48240542\">car accident<\/span><span data-term-id=\"48240542\"> injuries<\/span><\/a> don&#8217;t show up right away. Early <span data-term-id=\"48240502\">medical treatment<\/span> can create a <span data-term-id=\"48240512\">medical record<\/span> linking your potential injuries to the accident. This can help your <span data-term-id=\"48240500\">personal injury<\/span><span data-term-id=\"48240500\"> claims<\/span>.<\/p>\n<p>Don\u2019t delay medical care because you\u2019re concerned about costs. <span data-term-id=\"48240495\">Medical bills<\/span> can add up fast, but an attorney can help you find providers who agree to wait for payment until your claim\u2019s been settled.<\/p>\n<h2><span data-term-id=\"48240494\">Missouri<\/span> <span data-term-id=\"48240492\">Car Accident<\/span> Laws<\/h2>\n<p><span data-term-id=\"48240494\">Missouri<\/span> follows a<a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\"> fault-based system<\/a> for injuries and damages resulting from <span data-term-id=\"48240492\">car accidents<\/span>. The <span data-term-id=\"48240527\">at-fault party<\/span> is responsible for damages, which are often addressed through their insurance.<\/p>\n<p>The state uses a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/comparative-negligence.html\">pure comparative fault<\/a> model. This means you can recover damages even if you were partially at fault for the accident, but your compensation will be reduced by your percentage of fault. If you have $100,000 in damages but are found to be 40% at fault for the crash, you could only recover the remaining 60%, or $60,000.<\/p>\n<h2><span data-term-id=\"48240492\">Car Accident<\/span> Damages<\/h2>\n<p>In <span data-term-id=\"48240494\">Missouri<\/span>, <span data-term-id=\"48240492\">car <\/span><span data-term-id=\"48240529\">accident<\/span><span data-term-id=\"48240529\"> victims<\/span> may be able to claim <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-kinds-of-damages-may-i-claim-for-car-accident-injuries.html\">economic and non-economic damages <\/a>through an <span data-term-id=\"48240523\">insurance claim<\/span>. Let\u2019s take a look at what\u2019s different between the two.<\/p>\n<h3>Economic Damages<\/h3>\n<p>Economic damages in this context are financial losses quantified by things like bills, receipts, and pay stubs. They can include:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-lawsuit-basics.html#:~:text=Seeking%20Medical%20Treatment%20and%20Collecting%20Medical%20Records\/Bills\"><span data-term-id=\"48240503\">Medical expenses<\/span><\/a> (current and future)<\/li>\n<li>Lost wages<\/li>\n<li>Lost earning capacity<\/li>\n<li><span data-term-id=\"48240497\">Property damage<\/span><\/li>\n<\/ul>\n<p>They can also include other out-of-pocket expenses like transportation for medical care or <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/who-pays-for-a-rental-car-after-an-accident.html\">car rental costs<\/a>. Check with the <a href=\"https:\/\/dci.mo.gov\/\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"48240494\">Missouri<\/span> state insurance department<\/a> or speak with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/missouri\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"48240498\">car accident<\/span><span data-term-id=\"48240498\"> attorney<\/span><\/a> if you\u2019re unsure about what qualifies.<\/p>\n<h3>Non-Economic Damages<\/h3>\n<p>Non-economic damages may also be recoverable for intangible losses. They\u2019re intended to compensate for hardships like:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-pain-and-suffering-claims-overview.html\">Pain and suffering<\/a><\/li>\n<li>Mental anguish<\/li>\n<li>Loss of enjoyment of life<\/li>\n<li>Emotional distress<\/li>\n<li>Permanent disability\/disfigurement<\/li>\n<\/ul>\n<p>Under <span data-term-id=\"48240494\">Missouri<\/span> <span data-term-id=\"48240537\">personal injury<\/span><span data-term-id=\"48240537\"> law<\/span>, recovery of these damages after a <span data-term-id=\"48240492\">car accident<\/span> often requires a physical injury from the accident. Regardless of the damages you\u2019re claiming, the settlement process begins when you <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\">file your <span data-term-id=\"48240523\">insurance claim<\/span><\/a>.<\/p>\n<h2>The Claims Process<\/h2>\n<p>While exact deadlines can vary by policy, you\u2019ll need to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-insurance-claims-time-limits.html\">report the accident to insurance soon after it happens<\/a>. Consider consulting an <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/missouri\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"48240525\">experienced attorney<\/span><\/a> before filing your claim if you have any questions or concerns. They can help you avoid common mistakes that could hurt your claims. These might include admitting fault or downplaying your injuries and damages.<\/p>\n<p>The primary goal of <span data-term-id=\"48240493\">insurance companies<\/span> is to keep <span data-term-id=\"48240544\">payouts<\/span> as low as possible. An attorney has a duty to protect your interests and can help you anticipate insurer tactics. Consider speaking with one to gain an advantage against the insurers.<\/p>\n<p>Most <span data-term-id=\"48240524\">car accident<\/span><span data-term-id=\"48240524\"> settlement<\/span><span data-term-id=\"48240524\"> processes<\/span> follow a set of steps. Knowing what to expect can help you in many ways.<\/p>\n<h3>Filing Your Claim<\/h3>\n<p>In most cases, you or your <span data-term-id=\"48240505\">car accident<\/span><span data-term-id=\"48240505\"> lawyer<\/span> will file a claim with the at-fault <span data-term-id=\"48240530\">driver&#8217;s <\/span><span data-term-id=\"48240493\">insurance company<\/span>. You\u2019ll provide basic facts, the <span data-term-id=\"48240518\">police report<\/span>, and other documentation you might have at the time.<\/p>\n<p>For injuries, you\u2019ll file a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/first-steps-in-personal-injury-claim.html\"><span data-term-id=\"48240500\">personal injury<\/span><span data-term-id=\"48240500\"> claim<\/span><\/a>. For damage to your vehicle or other personal property, you\u2019ll have a <span data-term-id=\"48240497\">property damage<\/span> claim. As you might imagine, it\u2019s not uncommon to file both.<\/p>\n<p>Per your own <span data-term-id=\"48240539\">auto insurance<\/span> policy, you also need to promptly notify your own provider. If the other driver\u2019s insurer denies fault or delays payment, your insurer may be able to temporarily cover costs like repairs and <span data-term-id=\"48240495\">medical bills<\/span>.<\/p>\n<h3>Insurer Investigation<\/h3>\n<p>An assigned insurance adjuster will review your materials and <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/insurance-claims.html#:~:text=3.%20Investigating%20by%20the%20Insurance%20Company\">investigate your case<\/a>. They may request additional information as well.<\/p>\n<p>During this time, your attorney will continue to <span data-term-id=\"48240519\">gather evidence<\/span>. This may include surveillance footage, <span data-term-id=\"48240526\">witness statements<\/span>, and other documentation to support claims for both economic and non-economic damages.<\/p>\n<p>Don\u2019t be surprised if the adjuster contacts you early with a <span data-term-id=\"48240533\">settlement offer<\/span>, maybe even before you\u2019ve completed <span data-term-id=\"48240502\">medical treatment<\/span> for your injuries or had a chance to calculate your damages. This is a common strategic move designed to entice you to accept a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/when-the-car-insurance-settlement-offer-is-too-low.html\">lowball offer<\/a>. These early <span data-term-id=\"48240509\">settlement amounts<\/span> are almost always well below the compensation to which you\u2019re entitled.<\/p>\n<h3><span data-term-id=\"48240541\">Demand Letter<\/span>\/Package<\/h3>\n<p>After your condition stabilizes, or no further recovery is expected, your attorney will likely prepare a settlement demand package for the <span data-term-id=\"48240527\">at-fault party<\/span>&#8216;s insurer. This contains a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-is-a-demand-letter.html\"><span data-term-id=\"48240541\">demand letter<\/span> detailing your losses<\/a> and compelling evidence to support your claims. The letter should also carefully set forth the legal bases for your claims and request a specific <span data-term-id=\"48240509\">settlement amount<\/span>.<\/p>\n<p>The <span data-term-id=\"48240541\">demand letter<\/span>\/package serves as an indication to the insurer that you expect <span data-term-id=\"48240535\">fair compensation<\/span>. It also lets them know you\u2019re willing to pursue <span data-term-id=\"48240543\">legal action<\/span> if necessary.<\/p>\n<h3><span data-term-id=\"48240522\">Settlement Negotiations<\/span><\/h3>\n<p>The adjuster almost always replies with a <span data-term-id=\"48240533\">settlement offer<\/span> that is lower than requested. This is common practice, and several rounds of <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-to-negotiate-a-car-accident-settlement.html\"><span data-term-id=\"48240522\">settlement negotiations<\/span><\/a> may follow.<\/p>\n<p>An experienced <span data-term-id=\"48240492\">car accident<\/span> or <span data-term-id=\"48240499\">personal injury<\/span><span data-term-id=\"48240499\"> attorney<\/span> can be invaluable during negotiations. They can advise you on a realistic <span data-term-id=\"48240544\">payout<\/span> range and help you decide whether to accept a counteroffer or continue negotiating.<\/p>\n<h3><span data-term-id=\"48240531\">Settlement Agreements<\/span><\/h3>\n<p>Whether you\u2019ve been able to negotiate a <span data-term-id=\"48240508\">fair <\/span><span data-term-id=\"48240509\">settlement<\/span><span data-term-id=\"48240509\"> amount<\/span> or are considering accepting an early lowball offer, you will need to sign a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/before-you-sign-a-car-accident-settlement-agreement-form.html\"><span data-term-id=\"48240531\">settlement agreement<\/span><\/a>. When you do, you\u2019re waiving critical legal rights to future claims related to the accident. As such, you\u2019ll want an attorney to review the document and ensure you understand its significance.<\/p>\n<h2>How Long Does a Settlement Take?<\/h2>\n<p>There\u2019s no single <span data-term-id=\"48240528\">timeframe<\/span> for an <span data-term-id=\"48240515\">auto accident<\/span> settlement. Simple matters with minor injuries might resolve in a few months. Cases with <span data-term-id=\"48240513\">serious injuries<\/span>, <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-liability-proving-fault-in-a-car-crash.html\">disputed fault<\/a>, or multiple <span data-term-id=\"48240511\">car <\/span><span data-term-id=\"48240516\">insurance<\/span><span data-term-id=\"48240516\"> providers<\/span> may take longer. If talks stall, your lawyer might recommend filing a <span data-term-id=\"48240510\">car accident<\/span><span data-term-id=\"48240510\"> lawsuit<\/span> to keep pressure on the insurer and preserve your rights.<\/p>\n<h2><span data-term-id=\"48240510\">Car Accident<\/span><span data-term-id=\"48240510\"> Lawsuits<\/span><\/h2>\n<p>If the <span data-term-id=\"48240493\">insurance company<\/span> denies your claims or won\u2019t offer you a <span data-term-id=\"48240508\">fair settlement<\/span>, your attorney may discuss taking your <span data-term-id=\"48240497\">property damage<\/span>\/<span data-term-id=\"48240538\">injury case<\/span> to court. <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/starting-a-lawsuit-initial-court-papers.html\">Filing a lawsuit<\/a> doesn\u2019t stop negotiations. Many cases still settle before trial, but taking that step is sometimes necessary to show you\u2019re serious.<\/p>\n<p><span data-term-id=\"48240494\">Missouri<\/span>&#8216;s <a href=\"https:\/\/www.findlaw.com\/state\/missouri-law\/missouri-civil-statute-of-limitations-laws.html\"><span data-term-id=\"48240520\">statute of limitations<\/span><\/a> allows five years from the date of the accident to file a lawsuit. This deadline applies to most <span data-term-id=\"48240497\">property damage<\/span> and <span data-term-id=\"48240514\">personal injury<\/span><span data-term-id=\"48240514\"> lawsuits<\/span> stemming from a collision. If you miss it, you can lose your right to recover in court. Your lawyer should monitor this deadline during the negotiation process.<\/p>\n<h2>Getting <span data-term-id=\"48240534\">Legal Advice<\/span><\/h2>\n<p>There are several factors to consider at each stage of the settlement process, making it difficult to understand your full range of options without the benefit of legal expertise. For this reason, many <span data-term-id=\"48240492\">car accident<\/span> and <span data-term-id=\"48240521\">personal injury<\/span><span data-term-id=\"48240521\"> lawyers<\/span> offer <span data-term-id=\"48240507\">free case evaluations<\/span>. Consider a consultation as soon as possible after your accident.<\/p>\n<p>The right attorney can help you figure out the best path forward. You can <a href=\"https:\/\/www.findlaw.com\/hirealawyer\/do-you-need-a-lawyer\/what-is-the-attorney-client-privilege.html\">speak with them confidentially<\/a> about the specifics of your situation so that you\u2019re making informed decisions. Be sure to work with someone you can trust. They should be licensed in <span data-term-id=\"48240494\">Missouri<\/span> and have solid experience dealing with <span data-term-id=\"48240539\">auto <\/span><span data-term-id=\"48240493\">insurance<\/span><span data-term-id=\"48240493\"> companies<\/span>.<\/p>\n<p>If you need help identifying an advisor, Findlaw has compiled a reputable directory of <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/missouri\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-term-id=\"48240494\">Missouri<\/span> <span data-term-id=\"48240498\">car accident<\/span><span data-term-id=\"48240498\"> attorneys<\/span><\/a>. You can use it to review backgrounds and ratings for experts in your area, as well as those who offer free case reviews. Eliminate the guesswork and give yourself some peace of mind by contacting a <span data-term-id=\"48240498\">car accident<\/span><span data-term-id=\"48240498\"> attorney<\/span> near you.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n     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<rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn about the Missouri car accident settlement process and timeline as well as how to receive compensation for your injury at FindLaw.com.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":374424,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3128],"flmsa":[],"class_list":["post-374449","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_26_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=374449"}],"version-history":[{"count":3,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374449\/revisions"}],"predecessor-version":[{"id":399165,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374449\/revisions\/399165"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374424"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=374449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=374449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=374449"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=374449"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=374449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}