{"id":374466,"date":"2016-03-31T21:35:48","date_gmt":"2016-04-01T02:35:48","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/missouri-law\/missouri-credit-and-debit-card-fraud.html"},"modified":"2016-06-20T19:48:46","modified_gmt":"2016-06-21T00:48:46","slug":"missouri-credit-and-debit-card-fraud","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/missouri-law\/missouri-credit-and-debit-card-fraud.html","title":{"rendered":"Missouri Credit and Debit Card Fraud"},"content":{"rendered":"\n
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Missouri Credit and Debit Card Fraud<\/h1>\n
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Created by FindLaw’s team<\/a> of legal writers and editors<\/i><\/p>\n\n | Last updated\n

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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Today, most people carry credit cards<\/a> and debit cards to make everyday purchases. As the use of credit and debit cards increases, so do the instances of fraudulent activities associated with these cards<\/a>. Thieves may steal the physical card and use it as their own or may steal just the card number and pin via hacking or other means and use them to purchase items online.<\/p>\n

No matter how a person obtains a credit or debit card, if he or she isn’t authorized to use it and does so anyway, he or she can be charged with fraud in criminal court in Missouri. The following table outlines the Missouri credit and debit card fraud statute, including the kinds of conduct that are prohibited and the accompanying penalties.<\/p>\n\n
Code Section<\/b><\/td>\nMissouri Revised Statutes Section 570.130<\/a><\/td>\n<\/tr>
What Is Prohibited?<\/b><\/td>\n

Fraudulently using a credit or debit card to obtain services or property knowing that the card is stolen, forged, has been cancelled or revoked, or for any other reason he or she isn’t authorized to use the card. Additionally, using a credit or debit card to pay property or other taxes and then cancelling the charge or the card after getting the receipt or license tags from the State of Missouri is a crime.<\/p>\n<\/td>\n<\/tr>

Penalty<\/b><\/td>\n

If the property or services obtained within any 30 day period is $500 or more, it’s a Class D Felony punishable by up to 4 years in prison<\/a> and a fine of up to $5,000<\/a> or double the money or property gained through the crime up to $20,000. If the credit or debit card fraud was for less than $500, it’s a Class A misdemeanor punishable by up to one year in jail and a fine of up to $1,000<\/a>.<\/p>\n<\/td>\n<\/tr><\/tbody><\/table>\n

Defenses to Credit or Debit Card Fraud Charges<\/h2>\n

Some of the defenses you may wish to discuss with your criminal defense attorney<\/a> or public defender<\/a> are:<\/p>\n