{"id":374805,"date":"2016-03-31T21:35:54","date_gmt":"2016-04-01T02:35:54","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/nevada-law\/nevada-homestead-laws.html"},"modified":"2026-07-13T11:27:33","modified_gmt":"2026-07-13T16:27:33","slug":"nevada-homestead-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/nevada-law\/nevada-homestead-laws.html","title":{"rendered":"Nevada Homestead Laws"},"content":{"rendered":"\n
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Nevada Homestead Laws<\/h1>\n\n
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\n By Susan Buckner, J.D.<\/a> | Legally reviewed by Catherine Hodder, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

The Nevada <\/span>homestead exemption<\/span> is a state provision that protects up to $605,000 of equity in a primary residence<\/span> from forced sale<\/span> by general creditors<\/span>. Homeowners<\/span> must file an official declaration form with their county recorder<\/span> to protect against civil judgments or bankruptcy.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

The Nevada <\/span>homestead exemption<\/span> protects homes and other primary residences<\/span> from forced sale<\/span> in the event of bankruptcy or other collection actions. The purpose of a homestead exemption<\/span> is to keep homeowners<\/span> in serious financial difficulties from losing their home equity<\/span> when they try to clear their debts and start over.<\/p>\n

Nevada\u2019s homestead laws<\/span> will not protect homeowners<\/span> from foreclosure or some types of tax liens, but they will prevent seizure to pay general <\/span>creditor<\/span> claims<\/span> up to the state limit. This article reviews your protection and what you need to do to ensure your home is covered by Nevada state law<\/span>.<\/p>\n

What the Nevada Homestead Law<\/span> Protects<\/h2>\n

The Nevada <\/span>Homestead Exemption<\/span><\/a> is part of the state constitution. The state constitution prohibits forced sale<\/span> except for liens that both spouses agreed upon. The constitution also allows sales for mortgages, taxes, and other \u201cprocess of law.\u201d<\/p>\n

The Nevada homestead law<\/span> (NRS<\/span> \u00a7 115.010<\/a>) specifies that the exemption covers up to $605,000 of property equity. If you file for bankruptcy, the first $605,000 of your home’s value is protected from creditors. If your equity exceeds that cap, creditors may seize the excess.<\/p>\n

How the Homestead Law Works<\/h2>\n

Nevada requires homeowners<\/span> to file a Declaration of Homestead<\/span> to obtain the homestead exemption<\/span>. You must complete a homestead declaration form<\/span> in the county where the property is located. You\u2019ll need the property\u2019s legal description<\/span> and parcel number<\/span>, which you can find on the deed or through the county assessor\u2019s office.<\/p>\n

You\u2019ll file the Declaration at the County <\/span>Recorder<\/span>\u2019s Office<\/span>. There is a fee for recording the document, which ranges from $14 to $43 depending on the county. The property must be your primary residence<\/span>, and may include:<\/p>\n