{"id":374808,"date":"2016-04-11T01:23:24","date_gmt":"2016-04-11T06:23:24","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/nevada-law\/nevada-insurance-fraud-laws.html"},"modified":"2016-06-20T19:51:40","modified_gmt":"2016-06-21T00:51:40","slug":"nevada-insurance-fraud-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/nevada-law\/nevada-insurance-fraud-laws.html","title":{"rendered":"Nevada Insurance Fraud Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Nevada Insurance Fraud Laws<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            June 20, 2016\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Generally, <a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/insurance-fraud.html\">insurance fraud<\/a> occurs when an insured person files a false or exaggerated insurance claim. However, insurance fraud can also be committed on consumers via bogus insurance policies or underpaying valid claims. This article provides a brief overview of Nevada&#8217;s insurance fraud laws.<\/p>\n<table cellspacing=\"0\" cellpadding=\"0\" border=\"1\">\n<tbody><tr><td style=\"width: 121px;\"><p><b>Code Section <\/b><\/p>\n<\/td>\n<td style=\"width: 469px;\">Nevada Code <a href=\"http:\/\/www.leg.state.nv.us\/NRS\/NRS-686A.html#NRS686ASec2815\" target=\"_blank\" rel=\"noopener\">section 686A.2815<\/a>: <b>Insurance Fraud<\/b><\/td>\n<\/tr><tr><td style=\"width: 121px;\"><p><b>What&#8217;s Prohibited? <\/b><\/p>\n<\/td>\n<td style=\"width: 469px;\">Knowingly and willfully:<ul>\n<li>Presenting any statement to an insurer while knowing that the statement conceals or omits facts, or contains false or misleading information about any fact material to an application for the issuance of an insurance policy<\/li>\n<li>Presenting any statement in support of a payment or other benefit under an insurance policy, while knowing that the statement conceals or omits facts, or contains false or misleading information concerning any fact material to that claim<\/li>\n<li>Assisting, abetting, soliciting, or conspiring with another person to present a misleading statement to an insurer for the issuance of a policy, a claim for payment, or another benefit under an insurance policy<\/li>\n<li>Acting with the intent of defrauding or deceiving an insurer, to obtain an insurance policy or benefit under an insurance policy<\/li>\n<li>As an insurance agent, acting to assist, conspire with, or urge another person to commit any act or omission specified in this section through deceit, misrepresentation, or other fraudulent means<\/li>\n<li>Accepting any benefit under an insurance policy while knowing that the benefit is derived from any act or omission specified in this section, or<\/li>\n<li>Participating in, aiding, abetting, conspiring to commit, soliciting another person to commit, or permitting an employee or agent to commit any act or omission specified in this section<\/li>\n<\/ul>\n<\/td>\n<\/tr><\/tbody><\/table>\n<h2>Criminal Penalty for Insurance Fraud<\/h2>\n<p>A person who commits insurance fraud in Nevada is guilty of a category D felony, can face up to four years in prison, and may be ordered to pay a fine of up to $5,000. Additionally, the offender may also be ordered to pay <a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-procedure\/restitution.html\">restitution<\/a> to the victim.<\/p>\n<h2>How to Report Insurance Fraud in Nevada<\/h2>\n<p>Insurance companies in Nevada are required by law to report suspicious insurance claims to the Insurance Fraud Unit (IFU). However, concerned citizens can also report potentially fraudulent activity to the IFU via their <a href=\"http:\/\/ag.nv.gov\/Complaints\/File_Complaint\/\" target=\"_blank\" rel=\"noopener\">consumer complaints<\/a> website.<\/p>\n<h2>Additional Resources<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.findlaw.com\/state\/criminal-laws\/insurance-fraud.html\">State Insurance Fraud Laws<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/criminal\/criminal-charges\/fraud.html\">Fraud<\/a><\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-claims-and-insurance.html\">Injury Claims and Insurance<\/a><\/li>\n<\/ul>\n<p>State laws change frequently. For case specific information regarding Nevada&#8217;s insurance fraud laws contact a local <a href=\"https:\/\/lawyers.findlaw.com\/criminal-law\/nevada\/\" target=\"_blank\" rel=\"noopener\">criminal defense lawyer<\/a>.<\/p>\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" 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However, insurance fraud can also be committed on consumers via bogus insurance policies or underpaying valid claims. This article provides a brief overview of Nevada&#8217;s insurance fraud laws.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":374754,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3168,3166],"flmsa":[],"class_list":["post-374808","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_29_11","state_laws_tags-statelaws_29_1"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374808","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=374808"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374808\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/374754"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=374808"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=374808"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=374808"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=374808"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=374808"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}