{"id":375106,"date":"2016-12-05T15:01:08","date_gmt":"2016-12-05T20:01:08","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/new-mexico-law\/new-mexico-car-accident-settlement-process-and-timeline.html"},"modified":"2025-02-27T14:20:36","modified_gmt":"2025-02-27T19:20:36","slug":"new-mexico-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/new-mexico-law\/new-mexico-car-accident-settlement-process-and-timeline.html","title":{"rendered":"New Mexico Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n
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New Mexico Car Accident Settlement Process and Timeline<\/h1>\n
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\n By Susan Buckner, J.D.<\/a> | Legally reviewed by FindLaw Staff<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

New Mexico is an at-fault insurance state<\/a>. If you’re involved in an auto accident, you must sue the other driver to pay for your medical treatment and other damages. The insurance companies investigate claims, and the at-fault driver pays for all claims in the accident.<\/p>\r\n

Filing a car accident claim<\/a> is the first step in settlement negotiations. Most car accident cases are simple, but consult a personal injury attorney<\/a> before sending your insurance claim. This way, you ensure you’ve sent all documents necessary to get the maximum compensation you deserve after your accident.<\/p>\r\n

New Mexico Car Insurance Laws<\/b><\/h2>\r\n

As an at-fault state, New Mexico requires all drivers to carry minimum liability insurance<\/a> to cover the other driver’s claims in case of a personal injury lawsuit. This coverage does not protect you. It protects you from paying out-of-pocket for the other driver’s claims in a personal injury case.<\/p>\r\n

New Mexico’s mandatory minimum insurance requirements<\/a> include liability insurance of at least:<\/p>\r\n