{"id":375221,"date":"2016-11-15T17:13:12","date_gmt":"2016-11-15T22:13:12","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/new-york-law\/new-york-car-accident-settlement-process-and-timeline.html"},"modified":"2025-06-27T10:39:08","modified_gmt":"2025-06-27T15:39:08","slug":"new-york-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-car-accident-settlement-process-and-timeline.html","title":{"rendered":"New York Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">New York Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/catherine-hodder-esq\/\">Catherine Hodder, Esq.<\/a>\n                | Last reviewed\n        <time>\n                            June 27, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<blockquote><b style=\"font-size: 0.8125rem;\">The process and timeline for car accident settlements in New York can range from several months to years depending on the extent of property damage, severity of the personal injury, and whether a lawsuit suit is filed.<\/b><\/blockquote>\r\n<p>As part of our morning commute, we&#8217;ve all seen a car wreck on the side of the road or listened to a news report about a multi-car pileup on the local freeway. It&#8217;s always a relief to not be the driver of the totaled car or SUV, but at some point most of us will be involved in an <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents.html\">auto accident<\/a>.<\/p>\r\n<p>Knowing what to do <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-checklist.html\">after a car accident<\/a> is important. Do you call a car accident lawyer? File a claim with the insurance company? Do they have to pay it? The truth is that every car accident case is unique, and there&#8217;s no way to know exactly what will transpire. While the details may vary, having an idea of what to expect can be incredibly helpful.<\/p>\r\n<p>Very few car accident claims and car accident lawsuits go to court. More than 95% of all personal injury cases settle long before trial. The settlement process varies from state to state, but it&#8217;s the preferred solution as court is expensive for all involved.<\/p>\r\n<p>This article will describe what to expect during the car accident settlement process in the state of New York. It also the examines the advantages of settling your personal injury case rather than risking <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit\/trial-and-verdict.html\">going to trial<\/a>.<\/p>\r\n<p>If you or a loved one has been involved in a car crash and suffered serious injuries, consider meeting with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/new-york\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">New York car accident lawyer<\/a>. For additional information on related topics, visit the FindLaw links provided at the bottom of this article.<\/p>\r\n<h2><b>When You Need to File a Car Accident Lawsuit <\/b><\/h2>\r\n<p>In most car accident cases, the accident victim files a claim with their insurance company, and the insurance adjuster approves their claim. There are times when the insurance provider <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/can-i-sue-an-insurance-company-for-denying-my-claim.html\">denies your claim<\/a> for some reason. If this happens, you may need to sue the other driver personally for damages.<\/p>\r\n<p>There are other reasons why you may need to file a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/first-steps-in-personal-injury-claim.html\">car accident lawsuit<\/a> with the courts. Some of these reasons include:<\/p>\r\n<ul>\r\n<li>The insurance carrier refuses to pay your claim<\/li>\r\n<li>The other driver was negligent and has no insurance<\/li>\r\n<li>The insurance carrier thinks you\u2019re exaggerating your injuries<\/li>\r\n<li>The insurance adjuster does not believe that all your medical treatment was related to the crash<\/li>\r\n<li>The insurance adjuster doesn\u2019t believe you\u2019ll need future medical care<\/li>\r\n<li>You have a history of filing car insurance claims<\/li>\r\n<li>The other driver\u2019s insurance company thinks you were negligent and at fault for the car crash<\/li>\r\n<\/ul>\r\n<p>Regardless of the reasons, filing a personal injury lawsuit can be daunting. As an accident victim, speaking with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/new-york\/?fli=dcta\" title=\"car accident lawyer\" target=\"_blank\" rel=\"noopener\">car accident lawyer<\/a> can be a tremendous help..<\/p>\r\n<h2><b>What Happens When Your New York Car Accident Attorney Files Your Personal Injury Lawsuit<\/b><\/h2>\r\n<p>If the insurance carrier denies your claim or only pays part of it, you have the right to file an appeal. If it still refuses to pay, consider talking to an attorney who has experience with personal injury law. They&#8217;ll attempt to negotiate with the insurance company. If this doesn\u2019t work, they\u2019ll send a final <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-is-a-demand-letter.html\">demand letter<\/a>, notifying the insurance adjuster that you plan on filing suit.<\/p>\r\n<p>When you file your car accident lawsuit, you\u2019ll name the at-fault driver as the defendant. You cannot sue the insurance company directly, unless you\u2019re filing a bad faith claim. The insurance carrier is legally required to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/the-other-partys-insurance-denied-the-claim-now-what.html\">represent the other driver<\/a> in any legal actions arising from a motor vehicle accident.<\/p>\r\n<p>If your personal injury lawyer can&#8217;t convince the insurance company to pay out, they\u2019ll file a complaint on your behalf. Once the insurance company receives a copy of your complaint, it\u2019ll notify the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\">at-fault driver<\/a> and file an answer. It\u2019s at this point that either your attorney or a paralegal with their law office will reach out to the insurance company to begin settlement negotiations.<\/p>\r\n<p>If your attorney can elicit a fair <a href=\"https:\/\/corporate.findlaw.com\/litigation-disputes\/application-of-the-offer-of-settlement-statute-less-than.html\" target=\"_blank\" rel=\"noopener\">settlement offer<\/a> from the insurance company, they\u2019ll communicate the offer to you. You have the option of accepting the settlement or following through with legal action.<\/p>\r\n<h2><b>Benefits of Settling Your New York Car Accident Case<\/b><\/h2>\r\n<p>It can be surprising to learn that more than 95% of all personal injury lawsuits settle out of court. In most car accident cases, a settlement is the best possible option for all parties. Your New York car accident lawyer knows this and will work hard to negotiate a settlement.<\/p>\r\n<p>There are many <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/what-does-it-mean-to-settle-a-case.html\">advantages to settling<\/a> your car accident claim, including:<\/p>\r\n<ul>\r\n<li>There is no guarantee that you\u2019ll win if your case goes to trial<\/li>\r\n<li>The judge or jury may award you less than your full damages<\/li>\r\n<li>It can take months or years for your case to go before a judge<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/legal\/practice\/practice-support\/rules-of-evidence\/summary-of-evidence-rules--overview.html\">Evidence<\/a> becomes stale over time<\/li>\r\n<li>With a settlement, you walk away with a lump sum<\/li>\r\n<li>Trials are time-consuming and expensive<\/li>\r\n<li>Even if you win at trial, you may not see your money for months or years<\/li>\r\n<\/ul>\r\n<p>The insurance company understands the above and are predisposed to entertain a settlement. If your claim is valid, they&#8217;ll have to pay fair compensation at some point, especially if your attorney files a <a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/how-to-file-a-bad-faith-insurance-claim.html\">bad-faith claim<\/a>.<\/p>\r\n<h2><b>How Car Accident Settlements Work in New York<\/b><\/h2>\r\n<p>If your New York personal injury lawyer negotiates a settlement with the other driver or their insurance carrier, they will draft a settlement agreement. This is a contract that spells out how much you will receive, what the settlement money is for, and the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-process-and-timeline.html\">settlement timeline<\/a>.<\/p>\r\n<p>Your lawyer will send a copy of the proposed <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/can-you-back-out-of-a-settlement-agreement\/\">settlement agreement<\/a> to the insurance company or its legal department. They will review the agreement and either sign it or request specific changes. Your attorney may go back and forth for days or weeks hashing out a settlement agreement that satisfies both sides. Once this happens, the parties will sign the agreement and stipulate a settlement payment date.<\/p>\r\n<p>Most <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/before-you-sign-a-car-accident-settlement-agreement-form.html\">car accident settlement agreements<\/a> state that the defendant has 30 days to pay the settlement. They also spell out whether the insurance company will send the settlement check to you or your attorney. When the check is received, the law office representing you will keep their portion of the settlement proceeds before sending the remainder to you.<\/p>\r\n<p>If the insurance company sends the check directly to you, it will be your responsibility to <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/how-are-settlements-paid\/\">pay your attorney<\/a> their fee and any other costs associated with your case.<\/p>\r\n<h2><b>Average Car Accident Settlements in New York<\/b><\/h2>\r\n<p>It is difficult, if not impossible, to determine what the average New York car accident settlement is worth. Every case is unique, and the specific facts of your case will dictate the value of your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-claims-and-settlements.html\">car accident claim<\/a>.<\/p>\r\n<p>Some of the factors that impact a <a href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-car-accident-compensation-laws.html\">fair settlement amount<\/a> for your car accident case include:<\/p>\r\n<ul>\r\n<li>The parties\u2019 percentage of fault<\/li>\r\n<li>Strength of the evidence supporting your claim<\/li>\r\n<li>Insurance coverage policy limits<\/li>\r\n<li>Property damage<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">Medical bills<\/a><\/li>\r\n<li>Future medical expenses<\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-pain-and-suffering-damages.html\">Pain and suffering<\/a><\/li>\r\n<li>Lost wages<\/li>\r\n<li>Lost future income<\/li>\r\n<\/ul>\r\n<p>Other factors may apply as well.<\/p>\r\n<h2><b>Deadline for Filing a Car Accident Lawsuit in New York<\/b><\/h2>\r\n<p>Every state has laws dictating how long a plaintiff has to file a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/first-steps-in-personal-injury-claim.html\">personal injury claim<\/a>. Under New York state law, this time limit (statute of limitations) is three years from the date of your car accident.<\/p>\r\n<p>If you don\u2019t file your case before the <a href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-civil-statute-of-limitations-laws.html\">statute of limitations<\/a> period expires, you will lose your chance of pursuing damages. If you&#8217;re uncertain at any point, speaking to a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/new-york\/?fli=dcta\" title=\"New York personal injury attorney\" target=\"_blank\" rel=\"noopener\">New York personal injury attorney<\/a> can help get your concerns addressed.<\/p>\r\n<p>Your attorney will need time to prepare your case. If you wait until the last minute, you run the risk of missing the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/time-limits-to-bring-a-case-the-statute-of-limitations.html\">statute of limitations<\/a> deadline. This can end your change of negotiating or winning a settlement.<\/p>\r\n<h2><b>Related FindLaw Resources<\/b><\/h2>\r\n<ul>\r\n<li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/new-york\/new-york\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">New York City Personal Injury Lawyer<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accidents-faq.html#:~:text=FindLaw%20has%20compiled%20a%20list%20of%20frequently%20asked,to%20your%20situation%2C%20contact%20a%20car%20accident%20lawyer.\">Car Accident FAQ<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/how-does-pip-insurance-work-5-common-questions\/\">How Does Personal Injury Protection Work?<\/a><\/li>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\">Obtaining and Using a Police Report<\/a><\/li>\r\n<\/ul>\r\n<h2><b>Talk to a New York Attorney About the Car Accident Settlement Process<\/b><\/h2>\r\n<p>If you were recently involved in a New York car accident, you may wonder if you need to hire a personal injury attorney. While there is no law stating you must have an attorney to sue someone, it is still in your best interest to consult a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/new-york\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">New York car accident attorney<\/a> before making any final decisions.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state.html\">\n                        Find Your State&#8217;s Laws\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/all-topics.html\">\n                        View All State Law Topics\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\">\n                        State Statutes of Limitations\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Popular Directory Searches<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re involved in a car accident in New York, it&#8217;s helpful for you to understand the state&#8217;s car accident settlement process and the timeline it&#8217;ll follow. Learn about New York&#8217;s car accident settlement process and timeline at FindLaw.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":375187,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3264],"flmsa":[],"class_list":["post-375221","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_33_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=375221"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375221\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375187"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=375221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=375221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=375221"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=375221"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=375221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}