{"id":375238,"date":"2016-03-31T21:36:08","date_gmt":"2016-04-01T02:36:08","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/new-york-law\/new-york-consumer-laws.html"},"modified":"2016-06-20T19:48:24","modified_gmt":"2016-06-21T00:48:24","slug":"new-york-consumer-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-consumer-laws.html","title":{"rendered":"New York Consumer Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <div\n    data-testid=\"fl-general-title\"\n    class=\"fl-general-title fl-flex fl-gap20 fl-items-end\"\n>\n    <div class=\"fl-general-title-heading fl-flex fl-flex-column\">\n        <h1\n            class=\"fl-h1 fl-general-title-title fl-no-spacing\"\n            data-testid=\"fl-general-title-title\"\n        >\n            New York Consumer Laws\n        <\/h1>\n        <p\n            class=\"fl-general-title-description fl-text-xl fl-no-margin\"\n            data-testid=\"fl-general-title-description\"\n        >\n            Learn about your state&#8217;s laws by using the links below.\n        <\/p>\n    <\/div>\n<\/div>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            June 20, 2016\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Consumer laws in New York set out to protect residents from scams, enforce their rights against big corporations, and generally lay out their rights as consumers in the marketplace. They are intended to safeguard citizens in commercial transactions, and protect them from financial harm. Think of laws like lemon laws, which are on the books specifically to protect consumers from being scammed during a car purchase. New York\u2019s identity theft laws are another example. State lawmakers passed statutes protecting residents from being defrauded. Click below to find links to state-specific laws on issues like consumer scams, identity theft, and more.<br>\n<\/p>\n\n<div class=\"categoryContainer container responsivegrid\">\n            <h2>Learn About New York Consumer Laws<\/h2>\n    \n    <div class=\"grid category-container-grid\">\n            <div class=\"g-col-12 g-col-md-6\">\n        <ul class=\"nav-links fl-list-style-none fl-no-margin-horizontal\">\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Homestead&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-homestead-laws.html\">\n                                New&#x20;York&#x20;Homestead&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Vital information about new York&#8217;s homestead protection law, which allows elderly or disabled persons who are threatened with foreclosure or eviction to remain in their homes.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Deceptive&#x20;Trade&#x20;Practice&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-deceptive-trade-practices-laws.html\">\n                                New&#x20;York&#x20;Deceptive&#x20;Trade&#x20;Practice&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>An overview of New York laws that prohibit deceptive trade practices, such as false advertising or tampering with a car&#8217;s odometer, with links to resources on related topics.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Interest&#x20;Rate&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-interest-rates-laws.html\">\n                                New&#x20;York&#x20;Interest&#x20;Rate&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Basics of New York law with regard to interest rates and usury regulations, including the legal maximum interest rate a creditor may charge and penalties for unlawful interest rates.<\/p>\n<\/p>\n                                    <\/li>\n                    <\/ul>\n    <\/div>\n            <div class=\"g-col-12 g-col-md-6\">\n        <ul class=\"nav-links fl-list-style-none fl-no-margin-horizontal\">\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Antitrust&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-antitrust-laws.html\">\n                                New&#x20;York&#x20;Antitrust&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>General information about New York&#8217;s antitrust laws, which are intended to foster competition, including the statute of limitations for filing a complaint and links to other pertinent information.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Identity&#x20;Theft&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-identity-theft-laws.html\">\n                                New&#x20;York&#x20;Identity&#x20;Theft&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>The basics of how New York law handles the crime of identity theft, which involves the use of someone else&#8217;s personally identifying information to secure credit or purchase goods.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"New&#x20;York&#x20;Lemon&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-lemon-laws.html\">\n                                New&#x20;York&#x20;Lemon&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>The basics of New York&#8217;s lemon law, which protects consumers who purchase a new automobile that fails to conform to reasonably expected standards and requires refund or replacement.<\/p>\n<\/p>\n                                    <\/li>\n                    <\/ul>\n    <\/div>\n    <\/div>\n<\/div>\n<div>\n    <div id=\"fl-content-list-container\"\n        class=\"fl-flex fl-flex-column fl-content-list-container\">\n                    <h2>New York Consumer Law Articles<\/h2>\n        \n        <ul class=\"fl-list fl-content-list fl-no-margin\" data-testid=\"fl-content-list\">\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Antitrust Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-antitrust-laws.html\" class=\"fl-list-item-link\">\n                        New York Antitrust Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Civil Statute of Limitations Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-civil-statute-of-limitations-laws.html\" class=\"fl-list-item-link\">\n                        New York Civil Statute of Limitations Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Deceptive Trade Practices Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-deceptive-trade-practices-laws.html\" class=\"fl-list-item-link\">\n                        New York Deceptive Trade Practices Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Homestead Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-homestead-laws.html\" class=\"fl-list-item-link\">\n                        New York Homestead Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Identity Theft Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-identity-theft-laws.html\" class=\"fl-list-item-link\">\n                        New York Identity Theft Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Interest Rates Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-interest-rates-laws.html\" class=\"fl-list-item-link\">\n                        New York Interest Rates Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Lemon Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-lemon-laws.html\" class=\"fl-list-item-link\">\n                        New York Lemon Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Securities Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-securities-laws.html\" class=\"fl-list-item-link\">\n                        New York Securities Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Security Deposit Laws\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-security-deposit-laws.html\" class=\"fl-list-item-link\">\n                        New York Security Deposit Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"New York Statute of Limitations for Defective Products\" href=\"https:\/\/www.findlaw.com\/state\/new-york-law\/new-york-statute-of-limitations-for-defective-products.html\" class=\"fl-list-item-link\">\n                        New York Statute of Limitations for Defective Products\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n<script type=\"application\/ld+json\">\n  {\n    \"@context\":\"https:\/\/schema.org\",\n    \"@type\":\"ItemList\",\n    \"itemListElement\":\n    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