{"id":375520,"date":"2016-12-19T14:54:33","date_gmt":"2016-12-19T19:54:33","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/north-dakota-law\/north-dakota-car-accident-settlement-process-and-timeline.html"},"modified":"2024-06-21T15:48:31","modified_gmt":"2024-06-21T20:48:31","slug":"north-dakota-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/north-dakota-law\/north-dakota-car-accident-settlement-process-and-timeline.html","title":{"rendered":"North Dakota Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">North Dakota Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/kit-yona-m-a\/\">Kit Yona, M.A.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            June 21, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Auto accidents are the surprise you never wanted. Inconvenient at best, they can also be expensive, frustrating, and life-altering. As the shocking suddenness of the moment passes and your heart rate returns to near normal, it&#8217;s normal to wonder <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident-first-steps.html\">about what happens next<\/a>.<\/p>\r\n<p>Whether you use it to get to work, take the kids to practice, or run a million errands, your vehicle is a crucial part of your life. Getting it back into safe and running condition is an utmost priority. But <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-claims-dos-and-don-ts.html\">dealing with insurance companies<\/a> can be a special kind of headache. Understanding how your recovery process will unfold can give you some peace of mind.<\/p>\r\n<p>This article will focus on the North Dakota Car accident settlement process and timeline. We&#8217;ll examine pertinent state laws and regulations such as insurance coverage, police accident reports, and injury claims. But our main goal is to explain and prepare you for each unique step of the method insurance companies use to settle accident claims.<\/p>\r\n<p>Read on to learn about the car accident settlement process and timeline in North Dakota.<\/p>\r\n<h2><b>North Dakota Car Accident Laws and Police Reports<\/b><\/h2>\r\n<p>You have certain legal obligations after a car crash in North Dakota. For instance, you should never leave the <a href=\"https:\/\/codes.findlaw.com\/nd\/title-39-motor-vehicles\/nd-cent-code-sect-39-08-09\/\" target=\"_blank\" rel=\"noopener\">scene of an accident<\/a> without, at the very least, speaking to the other involved driver(s) and exchanging contact and insurance information.<\/p>\r\n<p>Deciding whether to summon law enforcement is not up to you. They must be called <a href=\"https:\/\/codes.findlaw.com\/nd\/title-39-motor-vehicles\/nd-cent-code-sect-39-08-09\/\" target=\"_blank\" rel=\"noopener\">if certain qualifiers are met<\/a>, including:<\/p>\r\n<ul>\r\n<li><p>A fatality<\/p>\r\n<\/li>\r\n<li><p>At least $4,000 of property damage<\/p>\r\n<\/li>\r\n<li><p>Any injuries<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-checklist.html\">Knowing exactly what to do<\/a> after an accident is helpful, but remembering at least a few important ones can make a big difference. Check yourself and everyone else involved in the accident for serious injuries. Offer aid if you can. When you call 911, make sure to let the operator know if someone requires urgent medical treatment.<\/p>\r\n<p>Even if the police are coming, exchange information with the other drivers. This should include:<\/p>\r\n<ul>\r\n<li><p>Name, address, phone number, birth date<\/p>\r\n<\/li>\r\n<li><p>Insurance company name and insurance policy numbers<\/p>\r\n<\/li>\r\n<li><p>License plate numbers<\/p>\r\n<\/li>\r\n<li><p>Driver&#8217;s license numbers<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p>If anyone saw the accident, try to get their contact information and a witness statement.<\/p>\r\n<p>When they arrive, the police will make sure everyone is okay before writing up the <a href=\"https:\/\/www.nhtsa.gov\/sites\/nhtsa.gov\/files\/documents\/nd_overlay_dot2356_rev6_2009_sub11_5_09.pdf\" target=\"_blank\" rel=\"noopener\">crash report<\/a>. This <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\">incredibly important document<\/a> is part of what the insurance companies will use to determine fault and how to award damages. Be truthful and honest when giving your side of the story, but avoid taking blame if possible.<\/p>\r\n<p>You\u2019ll need copies of the crash report for insurance property and injury claims, as well as any potential lawsuits. You can obtain a copy from the <a href=\"https:\/\/ndcrash.primepublicsafety.com\/ndcrash\/ecommerce\/ndcrash.jsp\" target=\"_blank\" rel=\"noopener\">North Dakota Crash Record Database<\/a> for $7.<\/p>\r\n<p>For an in-depth study of this crucial report, visit FindLaw&#8217;s <a href=\"https:\/\/www.findlaw.com\/state\/north-dakota-law\/north-dakota-accident-report-basics.html\">North Dakota Car Accident Report Basics<\/a> article.<\/p>\r\n<h2><b>Fault and Negligence in North Dakota<\/b><\/h2>\r\n<p>Before you pursue damages in North Dakota, it&#8217;s a good idea to have a handle on the systems you&#8217;ll be interacting with. North Dakota is one of the few <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/accident-fault-faq.html\">no-fault states<\/a>. This means that your insurance will cover your medical expenses after the accident.<\/p>\r\n<p>North Dakota also uses a <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/what-is-comparative-negligence\/\">modified comparative negligence<\/a> system, which affects recovery from accidents in a couple of ways. If you&#8217;re found to be more than <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/accident-fault-faq.html\">50% responsible for causing the accident<\/a>, you are barred from receiving any damages.<\/p>\r\n<p>On the other side of the equation, <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-thats-not-your-fault.html\">you are eligible to be awarded damage recovery<\/a> if you&#8217;re less than 50% to blame. The amount you receive will be reduced by the percentage you were determined to be at fault. If your damages are $10,000 but you were found to be 10% responsible, you&#8217;d be awarded $9,000.<\/p>\r\n<p>To better understand what financial damages you can receive in North Dakota, consult FindLaw&#8217;s <a href=\"https:\/\/www.findlaw.com\/state\/north-dakota-law\/north-dakota-car-accident-compensation-laws.html\">North Dakota Car Accident Compensation Laws<\/a> article. If you feel you\u2019re in over your head, contact <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/north-dakota\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">a North Dakota car accident attorney<\/a> for legal advice.<\/p>\r\n<h2><b>North Dakota Car Insurance Laws<\/b><\/h2>\r\n<p>In most instances, liability insurance policies will cover damages from auto accidents. North Dakota requires its <a href=\"https:\/\/www.insurance.nd.gov\/consumers\/insurance\/auto\" target=\"_blank\" rel=\"noopener\">drivers to carry minimum coverage<\/a> in a few different types of car insurance. While the state recommends getting higher amounts of coverage, these are the types and the minimums you must have:<\/p>\r\n<ul>\r\n<li><p><b>Bodily injury liability<\/b>: $25,000 per person\/$50,000 per accident; bodily injury liability covers claims brought against you for bodily injury caused to another person if you&#8217;re deemed negligent<\/p>\r\n<\/li>\r\n<li><p><b>Property damage liability<\/b>: $25,000 per accident; property damage liability provides coverage for claims brought against you for damage caused to someone else&#8217;s property through the operation of your vehicle<\/p>\r\n<\/li>\r\n<li><p><b>Basic no-fault (or PIP, personal injury protection)<\/b>: $30,000 per person; basic no-fault provides coverage for economic loss, such as work loss and medical bills, as a result of an accident<\/p>\r\n<\/li>\r\n<li><p><b>Uninsured motorist coverage:<\/b> $25,000 per person\/$50,000 per accident; uninsured motorist coverage provides coverage for a bodily injury claim you would have against another driver who doesn\u2019t have insurance<\/p>\r\n<\/li>\r\n<li><p><b>Underinsured motorist coverage<\/b>: $25,000 per person\/$50,000 per accident (underinsured motorist coverage must be equal to uninsured motorist coverage); underinsured motorist coverage provides coverage for a bodily injury claim you would have against another driver whose liability coverage is less than your underinsured coverage<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p>While <a href=\"https:\/\/www.findlaw.com\/litigation\/filing-a-lawsuit.html\">lawsuits are an option for recovery<\/a>, most claims are settled and paid out by the insurance companies of the involved drivers.<\/p>\r\n<h2><b>North Dakota Insurance Settlement and Timeline<\/b><\/h2>\r\n<p>Armed with what you learned above, you can consult the chart below for a step-by-step timeline of what is required from both you and the insurance companies during the claims process.<\/p>\r\n<table>\r\n<tbody><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>Relevant North Dakota Statutes (Laws)<\/b><\/p>\r\n<\/th>\r\n<td><p><b>North Dakota Century Code Title 39 &#8211; Motor Vehicles:<\/b><\/p>\r\n<ul>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/nd\/title-39-motor-vehicles\/nd-cent-code-sect-39-16-1-11\/\" target=\"_blank\" rel=\"noopener\">Section 39-16.1-11<\/a> &#8211; Mandatory auto insurance requirements<\/p>\r\n<\/li>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/nd\/title-39-motor-vehicles\/nd-cent-code-sect-39-08-05.html\" target=\"_blank\" rel=\"noopener\">Section 39-08-05<\/a> &#8211; Duty to remain at the scene of an accident<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p><b>North Dakota Century Code Title 32 &#8211; Judicial Remedies:<\/b><\/p>\r\n<ul>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/nd\/title-32-judicial-remedies\/nd-cent-code-sect-32-03-2-02\/\" target=\"_blank\" rel=\"noopener\">Section 32-03.2-02<\/a> &#8211; Modified comparative fault<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p><b>North Dakota Century Code Title 26 &#8211; Insurance:<\/b><\/p>\r\n<ul>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/nd\/title-26-1-insurance\/nd-cent-code-sect-26-1-40-1-01\/\" target=\"_blank\" rel=\"noopener\">Section 26.1-40.1-01<\/a> &#8211; Definitions<\/p>\r\n<\/li>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/nd\/title-26-1-insurance\/nd-cent-code-sect-26-1-36-03\/\" target=\"_blank\" rel=\"noopener\">Section 26.1-36-03<\/a> &#8211; Form of policy<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>How the Investigation Process Will Proceed<\/b><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>Once you\u2019ve <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html?\">notified your insurance company<\/a> about the accident, a claims adjuster will be assigned to your case.<\/p>\r\n<\/li>\r\n<li><p>The insurance adjuster will ask follow-up questions about the accident. They\u2019ll also inquire about the injuries and losses you suffered from the accident.<\/p>\r\n<\/li>\r\n<li><p>They may contact witnesses to confirm their witness statements. Your medical records can be requested to review medical treatments and records to confirm that your injuries are from the accident and not a different event.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>The Initial Settlement Offer<\/b><\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>After the adjuster has finished the investigation, one of two things will happen. Either an initial settlement offer will be made, which is the amount they believe will compensate you for the losses you experienced due to the accident, or your claim will be denied.<\/p>\r\n<\/li>\r\n<li><p>Since North Dakota uses <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/what-is-comparative-negligence\/\">modified comparative negligence<\/a>, your recovery may be reduced by the percentage you are deemed responsible for the accident.<\/p>\r\n<\/li>\r\n<li><p>Be prepared for the initial offer to be less than you expected or hoped for. It may not even be sufficient to cover your losses and medical care.<\/p>\r\n<\/li>\r\n<li><p>If your claim was denied, demand to know why. Keep in mind that if you were found to be the at-fault driver, you can\u2019t recover any damages in North Carolina.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>Negotiations and Other Options<\/b><\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>If your claim wasn&#8217;t denied, you must choose whether to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-basics.html\">accept the initial settlement offer or enter the negotiations phase<\/a> instead.<\/p>\r\n<\/li>\r\n<li><p>If you&#8217;re going to negotiate, prepare to present evidence to show proof of your injuries and losses. You&#8217;ll argue that your case is worth more than the offer presented.<\/p>\r\n<\/li>\r\n<li><p>The insurance company may still refuse to make what you consider an acceptable offer. If this is the case, or if they denied you to start, you may need to file a civil lawsuit.<\/p>\r\n<\/li>\r\n<li><p>If you seek a trial, it&#8217;s a great idea to consult <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/north-dakota\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">a personal injury attorney<\/a>.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><\/tbody><\/table>\r\n<p><i><b>Note<\/b>: State laws are subject to change through the passage of new legislation, rulings in the higher courts that include federal decisions, ballot initiatives, and other means. While we strive to provide the most current information available, please consult an attorney or conduct your own legal research to verify the state law(s) you are researching.<\/i><\/p>\r\n<h2><b>How Do Car Accident Settlements Work in North Dakota?<\/b><\/h2>\r\n<p>While you may envision your personal injury suit featuring lawyers conducting savage cross-examinations and yelling a heated &quot;OBJECTION!&quot; in the courtroom, chances are you won&#8217;t get that chance.<\/p>\r\n<p>In North Dakota, you have limited options to recover damages because of the no-fault system. You can file a lawsuit against the other driver or an insurance company only in cases of a <a href=\"https:\/\/ndlegis.gov\/cencode\/t26-1c41.pdf#nameddest=26p1-41-09\" target=\"_blank\" rel=\"noopener\">serious car accident<\/a> involving:<\/p>\r\n<ul>\r\n<li><p>Claims exceeding $2,500 in medical expenses<\/p>\r\n<\/li>\r\n<li><p>Claims involving serious injuries and permanent disfigurement or disability lasting more than 60 days<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p>Most of the time, car accident cases are settled with an insurance company or during settlement negotiations. Court cases are risky, time-consuming, and expensive. So, expect settlements to be resolved by negotiations.<\/p>\r\n<p>If you need to file a personal injury claim, you must do so before the <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/time-limits-to-bring-a-case-the-statute-of-limitations.html\">statute of limitations<\/a> expires. In North Dakota, you have <a href=\"https:\/\/www.findlaw.com\/state\/north-dakota-law\/north-dakota-civil-statute-of-limitations-laws.html\">six years<\/a> before your window of opportunity closes.<\/p>\r\n<h2><b>Get Professional Help With Your North Dakota Car Accident Settlement<\/b><\/h2>\r\n<p>In addition to North Dakota&#8217;s no-fault system, many other laws can come into play in a car accident case. Even if your case doesn&#8217;t reach the trial phase, you should still consider contacting an experienced attorney to explore your legal options. 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               >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state.html\">\n                        Find Your State&#8217;s Laws\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/all-topics.html\">\n                        View All State Law Topics\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\">\n                        State Statutes of Limitations\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Popular Directory Searches<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about the North Dakota car accident settlement process and timeline as well as the right steps to take after an accident at FindLaw.com.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":375508,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3298],"flmsa":[],"class_list":["post-375520","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_35_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=375520"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375520\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/375508"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=375520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=375520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=375520"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=375520"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=375520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}