{"id":375760,"date":"2016-03-31T21:36:23","date_gmt":"2016-04-01T02:36:23","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/oklahoma-law\/oklahoma-consumer-laws.html"},"modified":"2016-06-20T19:48:24","modified_gmt":"2016-06-21T00:48:24","slug":"oklahoma-consumer-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-consumer-laws.html","title":{"rendered":"Oklahoma Consumer Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <div\n    data-testid=\"fl-general-title\"\n    class=\"fl-general-title fl-flex fl-gap20 fl-items-end\"\n>\n    <div class=\"fl-general-title-heading fl-flex fl-flex-column\">\n        <h1\n            class=\"fl-h1 fl-general-title-title fl-no-spacing\"\n            data-testid=\"fl-general-title-title\"\n        >\n            Oklahoma Consumer Laws\n        <\/h1>\n        <p\n            class=\"fl-general-title-description fl-text-xl fl-no-margin\"\n            data-testid=\"fl-general-title-description\"\n        >\n            Learn about your state&#8217;s laws by using the links below.\n        <\/p>\n    <\/div>\n<\/div>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><i>Created by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw&#8217;s team<\/a> of legal writers and editors<\/i><\/p>\n\n                | Last updated\n        <time>\n                            June 20, 2016\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Welcome to the consumer section of FindLaw&#8217;s Oklahoma state laws center, with summaries of statutes that affect retail transactions, consumer credit, and related matters. Consumer laws typically involve other legal areas, since business, real estate, and criminal laws often protect consumer interests as well. Oklahoma consumer laws prohibit identity theft, Ponzi schemes, and pyramid schemes, while protecting purchasers of new cars from being stuck with &quot;lemons.&quot; State laws also place limits on the amount of interest a lender may charge in the absence of a contractual agreement. Learn more about Oklahoma consumer laws in this section by clicking on one of the topics below.<\/p>\n\n<div class=\"categoryContainer container responsivegrid\">\n            <h2>Learn About Oklahoma Consumer Laws<\/h2>\n    \n    <div class=\"grid category-container-grid\">\n            <div class=\"g-col-12 g-col-md-6\">\n        <ul class=\"nav-links fl-list-style-none fl-no-margin-horizontal\">\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Homestead&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-homestead-laws.html\">\n                                Oklahoma&#x20;Homestead&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Basics of Oklahoma statute that provides homestead protection for homeowners, or the right to declare a portion of your property off limits to creditors during a bankruptcy.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Deceptive&#x20;Trade&#x20;Practice&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-deceptive-trade-practices-laws.html\">\n                                Oklahoma&#x20;Deceptive&#x20;Trade&#x20;Practice&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>What Oklahoma statute considers to be deceptive and therefore prohibited trade practices, such as tampering with a used car&#8217;s odometer, making false claims about a product, and bait-and-switch.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Interest&#x20;Rate&#x20;Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-interest-rates-laws.html\">\n                                Oklahoma&#x20;Interest&#x20;Rate&#x20;Laws\n                            <\/a>\n                                            <\/h3>\n                    <p><p>How Oklahoma law limits the amount of interest a creditor (bank, retailer, etc.) may charge in the absence of a contract, which has many exceptions and loopholes.<\/p>\n<\/p>\n                                    <\/li>\n                    <\/ul>\n    <\/div>\n            <div class=\"g-col-12 g-col-md-6\">\n        <ul class=\"nav-links fl-list-style-none fl-no-margin-horizontal\">\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Antitrust&#x20;Law\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-antitrust-laws.html\">\n                                Oklahoma&#x20;Antitrust&#x20;Law\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Summary of Oklahoma antitrust law, which ensures a more level playing field among businesses by preventing mergers or other tactics for the sole purpose of squashing the competition.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Identity&#x20;Theft&#x20;Law\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-identity-theft-laws.html\">\n                                Oklahoma&#x20;Identity&#x20;Theft&#x20;Law\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Synopsis of Oklahoma identity theft laws, which prohibit the theft of another individual&#8217;s personally identifying data, such as Social Security numbers, to commit fraud and other crimes.<\/p>\n<\/p>\n                                    <\/li>\n                            <li>\n                    <h3>                                                    <a title=\"Oklahoma&#x20;Lemon&#x20;Law\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-lemon-laws.html\">\n                                Oklahoma&#x20;Lemon&#x20;Law\n                            <\/a>\n                                            <\/h3>\n                    <p><p>Basics of Oklahoma&#8217;s lemon law, which requires automobile dealers and manufacturers to either refund or replace a new vehicle that is inoperable or has serious problems that cannot be fixed.<\/p>\n<\/p>\n                                    <\/li>\n                    <\/ul>\n    <\/div>\n    <\/div>\n<\/div>\n<div>\n    <div id=\"fl-content-list-container\"\n        class=\"fl-flex fl-flex-column fl-content-list-container\">\n                    <h2>Oklahoma Consumer Law Articles<\/h2>\n        \n        <ul class=\"fl-list fl-content-list fl-no-margin\" data-testid=\"fl-content-list\">\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Antitrust Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-antitrust-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Antitrust Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Civil Statute of Limitations Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-civil-statute-of-limitations-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Civil Statute of Limitations Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Credit and Debit Card Fraud\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-credit-and-debit-card-fraud.html\" class=\"fl-list-item-link\">\n                        Oklahoma Credit and Debit Card Fraud\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Deceptive Trade Practices Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-deceptive-trade-practices-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Deceptive Trade Practices Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Homestead Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-homestead-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Homestead Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Identity Theft Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-identity-theft-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Identity Theft Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Insurance Fraud Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-insurance-fraud-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Insurance Fraud Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Interest Rates Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-interest-rates-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Interest Rates Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Lemon Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-lemon-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Lemon Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Pyramid and Ponzi Scheme Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-pyramid-and-ponzi-scheme-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Pyramid and Ponzi Scheme Laws\n                    <\/a>\n                <\/li>\n                            <li class=\"fl-list-control-list-item\" data-testid=\"fl-content-list-item\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a title=\"Oklahoma Telemarketing Fraud Laws\" href=\"https:\/\/www.findlaw.com\/state\/oklahoma-law\/oklahoma-telemarketing-fraud-laws.html\" class=\"fl-list-item-link\">\n                        Oklahoma Telemarketing Fraud Laws\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n<script type=\"application\/ld+json\">\n  {\n    \"@context\":\"https:\/\/schema.org\",\n    \"@type\":\"ItemList\",\n    \"itemListElement\":\n    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class=\"general-popular-directory-title\">\n                <h3>Popular Directory Searches<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/consumer-protection\/\" target=\"_blank\" rel=\"noopener\">Consumer Protection Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/credit-repair\/\" target=\"_blank\" rel=\"noopener\">Credit Repair Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/debtor-creditor\/\" target=\"_blank\" rel=\"noopener\">Debtor and Creditor Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/lemon-law\/\" target=\"_blank\" rel=\"noopener\">Lemon Law Attorneys<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/professional-malpractice-law\/\" target=\"_blank\" rel=\"noopener\">Professional Malpractice 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Consumer laws typically involve other legal areas, since business, real estate, and criminal laws often protect consumer interests as well. Oklahoma consumer laws prohibit identity theft, Ponzi schemes, and pyramid schemes, while protecting purchasers of new cars from being stuck with &#8220;lemons.&#8221; State laws also place limits on the amount of interest a lender may charge in the absence of a contractual agreement. 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