{"id":375881,"date":"2016-03-31T21:36:26","date_gmt":"2016-04-01T02:36:26","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/oregon-law\/oregon-homestead-laws.html"},"modified":"2026-07-28T16:55:54","modified_gmt":"2026-07-28T21:55:54","slug":"oregon-homestead-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/oregon-law\/oregon-homestead-laws.html","title":{"rendered":"Oregon Homestead Laws"},"content":{"rendered":"\n
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Oregon Homestead Laws<\/h1>\n\n
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\n By Susan Buckner, J.D.<\/a> | Legally reviewed by Catherine Hodder, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

Oregon<\/span>\u2019s homestead exemption<\/span> protects a homeowner\u2019s equity from forced sale in bankruptcy or collection actions. Oregon<\/span> state<\/span> law automatically applies to all primary residences<\/span> without a formal homestead declaration. The Oregon<\/span> legislature recently updated the homestead <\/span>exemption<\/span> law<\/span> so that instead of a flat rate, the exemption amount<\/span> updates annually based on the federal Consumer Price Index.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

Oregon<\/span>\u2019s homestead exemption<\/span> protects up to $158,300 in a homeowner\u2019s equity, or up to $316,700 for married couples filing joint bankruptcy. This amount<\/a> is adjusted annually, so filers should check with a bankruptcy attorney to ensure they use the correct figures. Surviving spouses<\/span> are also eligible for the exemption.<\/p>\n

Exempt property<\/span> means the homeowner\u2019s primary residence<\/span> and can include:<\/p>\n