{"id":376290,"date":"2016-11-22T13:49:15","date_gmt":"2016-11-22T18:49:15","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/south-dakota-law\/south-dakota-car-accident-settlement-process-and-timeline.html"},"modified":"2024-06-24T14:51:39","modified_gmt":"2024-06-24T19:51:39","slug":"south-dakota-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/south-dakota-law\/south-dakota-car-accident-settlement-process-and-timeline.html","title":{"rendered":"South Dakota Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-8f761849 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">South Dakota Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            June 24, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Most people will experience a car accident at some point. Unfortunately, one thing nobody ever teaches you is what to do after a car crash. Dealing with the insurance companies can be a frustrating process. It&#8217;s more intimidating if you have to sue the at-fault driver.<\/p>\r\n<p>If you are in a car accident in South Dakota, you&#8217;ll want to know whether you need to file a report, how to handle insurers, and how long you must file a court case. This article addresses these and other issues relating to the South Dakota car accident settlement process and timeline.<\/p>\r\n<h2><b>Do I Need to Report a Car Accident in South Dakota?<\/b><\/h2>\r\n<p>South Dakota Laws,&nbsp;<a href=\"http:\/\/sdlegislature.gov\/Statutes\/Codified_Laws\/DisplayStatute.aspx?Type=Statute&amp;Statute=32-34-7\" target=\"_blank\" rel=\"noopener\">Section 32-34-7<\/a>, requires that any driver involved in a car accident involving bodily injury, death, or property damage report the crash. You must report an accident with at least $1,000 in property damage.&nbsp;<\/p>\r\n<p>The problem is that it&#8217;s challenging to determine the extent of the property damage and whether one of the accident victims suffered an injury.<\/p>\r\n<p>It&#8217;s best to report your accident, regardless of how minor it is. This way, you don&#8217;t get into trouble, and you&#8217;ll increase your odds of receiving the compensation you deserve. Call 911 immediately after the collision.&nbsp;<\/p>\r\n<p>Emergency responders will come to the scene and do a thorough investigation. The officer will put their findings into the police report. Your South Dakota car accident lawyer will need this report to prove your case.<\/p>\r\n<h2><b>South Dakota Car Insurance Laws<\/b><\/h2>\r\n<p>Drivers in South Dakota must maintain proof of their financial responsibility.&nbsp;This&nbsp;means drivers must keep an auto insurance policy that meets the state&#8217;s statutory minimum coverage requirements.<\/p>\r\n<p>These requirements in South Dakota Laws,&nbsp;<a href=\"http:\/\/sdlegislature.gov\/Statutes\/Codified_Laws\/DisplayStatute.aspx?Type=Statute&amp;Statute=32-35-2\" target=\"_blank\" rel=\"noopener\">Section 32-35-2<\/a>, and include:<\/p>\r\n<ul>\r\n<li>At least $25,000 for bodily injury or death to one person in one accident<\/li>\r\n<li>At least $50,000 for bodily injury or death to two or more people in any one accident<\/li>\r\n<li>A minimum of $25,000 for injury or destruction of another&#8217;s property in any one accident<\/li>\r\n<\/ul>\r\n<p>One of the primary reasons the state mandates that drivers carry auto insurance is to prevent the state from paying victims&#8217; medical bills. It also ensures that people who suffer a car accident in South Dakota can get the necessary medical care.<\/p>\r\n<h2><b>How Do Car Accident Settlements Work in South Dakota?<\/b><\/h2>\r\n<p>Every car accident case is unique, and the settlement process may vary. The process usually begins when you file a claim with an insurance company. The company&#8217;s insurance claims adjuster reviews your claim and investigates the incident. They&#8217;ll also examine the evidence you submit.&nbsp;<\/p>\r\n<p>When the insurance adjuster completes this process, they may pay your claim, deny it, or make a settlement offer. You can submit a counteroffer if you don&#8217;t feel the offer is fair. You must include any extra evidence or arguments that support your position.<\/p>\r\n<p>There may be several rounds of negotiation before you reach an agreement. The car insurance company will ask you to sign a settlement release if you accept a settlement offer. Once you sign this, you can&#8217;t ask for more money later. Never sign this release without having a personal injury lawyer review it. You may be signing away important legal rights. The agreement may also have language that jeopardizes your chances of getting fair compensation.<\/p>\r\n<p>If you can&#8217;t settle, you may have to file an auto accident lawsuit against the other driver. You can&#8217;t sue their insurance carrier directly. But, the law requires the insurance company to represent the at-fault driver in court.&nbsp;<\/p>\r\n<h2><b>What Is the Average Car Accident Settlement in South Dakota?<\/b><\/h2>\r\n<p>One of the first questions most accident victims ask their car accident attorneys is how much their personal injury claim is worth.&nbsp;This&nbsp;is a tricky question to answer. Average settlement amounts depend on your car accident injuries. But, the facts of each case are different. There&#8217;s no guarantee that you&#8217;ll get economic and non-economic damages.<\/p>\r\n<p>You can use a&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/worksheet-damage-estimate.html\">damages worksheet<\/a> to estimate your damages. In most car accident claims, the plaintiff gets some or all the following types of damages:<\/p>\r\n<ul>\r\n<li>Compensation for medical expenses and future medical treatment<\/li>\r\n<li>Reimbursement for lost wages<\/li>\r\n<li>Damages for future lost income<\/li>\r\n<li>Pain and suffering&nbsp;<\/li>\r\n<li>Property damage<\/li>\r\n<\/ul>\r\n<p>Your South Dakota personal injury attorney will fight to get you as much money as possible.&nbsp;<\/p>\r\n<h2><b>How Long Do I Have to File a Car Accident Lawsuit in South Dakota?<\/b><\/h2>\r\n<p>Every state has a statute of limitations, a law that limits how long you have to file a personal injury case. According to South Dakota law&nbsp;<a href=\"http:\/\/sdlegislature.gov\/Statutes\/Codified_Laws\/DisplayStatute.aspx?Type=Statute&amp;Statute=15-2-14\" target=\"_blank\" rel=\"noopener\">Section 15-2-14<\/a>, you must file your personal injury claim within three years of the date of your accident.<\/p>\r\n<p>If you miss this filing deadline, the judge will dismiss your case, and you&#8217;ll walk away with nothing.&nbsp;<\/p>\r\n<h2><b>Get Legal Help With South Dakota&#8217;s Car Accident Settlement Process<\/b><\/h2>\r\n<p>After a car accident, you&#8217;ll want to focus on recovering from your injuries. You won&#8217;t want to spend hours fighting with insurance companies.&nbsp;This&nbsp;is why you should contact a&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/south-dakota\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">South Dakota accident attorney<\/a>. You can schedule your free case evaluation and decide whether you want to hire an attorney to handle your claim.&nbsp;<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" 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<fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    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          class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        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insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. 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