{"id":376749,"date":"2016-03-31T21:37:00","date_gmt":"2016-04-01T02:37:00","guid":{"rendered":"https:\/\/ability-fl-prod.internetbrands.com\/ability-law\/state\/utah-law\/utah-homestead-laws.html"},"modified":"2026-07-28T11:49:33","modified_gmt":"2026-07-28T16:49:33","slug":"utah-homestead-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/utah-law\/utah-homestead-laws.html","title":{"rendered":"Utah Homestead Laws"},"content":{"rendered":"\n
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Utah Homestead Laws<\/h1>\n\n
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\n By Susan Buckner, J.D.<\/a> | Legally reviewed by Catherine Hodder, Esq.<\/a>\n | Last updated\n
\n \n <\/i>\n Legally Reviewed\n <\/summary>\n\n
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This article has been written and reviewed for legal accuracy, clarity, and style by FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with our editorial standards<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n\n

\n \n <\/i>\n Fact-Checked\n <\/summary>\n\n
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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n\n\n

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Key Takeaways<\/h2>\n

Utah\u2019s <\/span>homestead exemption<\/span> laws<\/span> protect homeowners<\/span> from forced sales<\/span> and collection actions in bankruptcy and foreclosure<\/span>. Thanks to the state\u2019s homestead protection laws, homeowners<\/span> can set aside a specific amount of equity in their home and keep it even if their other assets are seized by creditors. Utah\u2019s <\/span>homestead exemption<\/span> is not completely automatic. Although the protection exists without owners needing to file a homestead declaration, homeowners<\/span> must declare an exemption amount<\/span> when they file for bankruptcy protection.<\/p>\n\n <\/div>\n <\/div>\n<\/div>\n\n\n

A Utah homestead exemption<\/span> protects the home equity<\/span> in the owner\u2019s personal residence<\/span>. Under Utah Code<\/span><\/a>, the exemption amount<\/span>\u00a0is updated annually<\/a>. Homeowners<\/span> facing bankruptcy should consult a bankruptcy attorney<\/span><\/a> to ensure they have this year\u2019s figure or check at the County Assessor<\/span>\u2019s Office.<\/p>\n

As of 2026, the homestead <\/span>exemption<\/span> amount<\/span> is $53,700 for single filers and $107,400 for married couples<\/span> filing jointly. The exemption only applies to the \u201cprimary residence<\/span>,\u201d which can include:<\/p>\n