{"id":376810,"date":"2016-11-16T17:31:23","date_gmt":"2016-11-16T22:31:23","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/vermont-law\/vermont-car-accident-settlement-process-and-timeline.html"},"modified":"2024-06-06T15:48:43","modified_gmt":"2024-06-06T20:48:43","slug":"vermont-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/vermont-law\/vermont-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Vermont Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Vermont Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/kit-yona-m-a\/\">Kit Yona, M.A.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/katrina-wilson-esq\/\">Katrina Wilson, Esq.<\/a>\n                | Last updated\n        <time>\n                            June 06, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>The beauty of Vermont is undeniable, but so are the dangers present on its often-icy roads. Auto accidents happen with unfortunate frequency. You&#8217;ll likely have at least one during your driving career. There&#8217;s often a great deal of confusion after a car crash, and you&#8217;ll likely have questions.<\/p>\r\n<p>Car crashes can <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/injury-damages.html\">cause serious injuries<\/a>, the kind that can affect your life. When you&#8217;re trying to deal with medical expenses and bodily damage, knowing how <a href=\"https:\/\/www.findlaw.com\/state\/vermont-law\/vermont-car-accident-compensation-laws.html\">Vermont&#8217;s accident compensation laws<\/a> work can help bring you peace of mind during a traumatic period. Being aware of the laws means you&#8217;ll know what to expect.<\/p>\r\n<p>States govern personal injury law, with each jurisdiction having its own approach. Vermont addresses property damage as well. In many cases, auto insurance covers most or all the liability. You\u2019re also allowed to sue for a personal injury case in Vermont.<\/p>\r\n<p>In this article, we&#8217;ll tell you what to expect with the Vermont car accident settlement process and timeline. We&#8217;ll discuss Vermont car insurance laws and auto accidents before touching on police reports and how to determine who&#8217;s at fault. You&#8217;ll come away understanding what will happen every step of the way.<\/p>\r\n<p>Let&#8217;s dive in.<\/p>\r\n<h2><b>Vermont Auto Insurance Requirements<\/b><\/h2>\r\n<p>Vermont law requires that drivers have adequate liability insurance on all their vehicles. The most common method is to use <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/automobile-insurance-policy-coverage.html\">an insurance policy<\/a> which has the following minimum coverages:<\/p>\r\n<ul>\r\n<li><p>$25,000 bodily injury per person<\/p>\r\n<\/li>\r\n<li><p>$50,000 bodily injury per accident<\/p>\r\n<\/li>\r\n<li><p>$10,000 property damage per accident<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p>Vermont is one of 13 states that allow an alternative way to <a href=\"https:\/\/legislature.vermont.gov\/statutes\/section\/23\/011\/00800\" target=\"_blank\" rel=\"noopener\">cover automotive liability with self-insurance<\/a>. A deposit of $115,000 <a href=\"https:\/\/dmv.vermont.gov\/sites\/dmv\/files\/documents\/VI-107-Application_for_Self_Insurance.pdf\" target=\"_blank\" rel=\"noopener\">can be filed with the Commissioner of Motor Vehicles<\/a> instead of insurance.<\/p>\r\n<p>In most instances, damage and injuries from auto accidents will be covered by car accident insurance claims.<\/p>\r\n<h2><b>Car Accidents and Reports in Vermont<\/b><\/h2>\r\n<p>If a car accident in Vermont involves an injury or more than $3,000 of damage, an <a href=\"https:\/\/dmv.vermont.gov\/enforcement-and-safety\/laws\/crashes\" target=\"_blank\" rel=\"noopener\">accident report<\/a> must be filled out and mailed to the Commissioner of Motor Vehicles within 72 hours. The <a href=\"https:\/\/dmv.vermont.gov\/sites\/dmv\/files\/documents\/VA-004-Operator_Crash_Report.pdf\" target=\"_blank\" rel=\"noopener\">form is available here<\/a>.<\/p>\r\n<p>If law enforcement responds to the accident, you can request a copy of their <a href=\"https:\/\/secure.vermont.gov\/DPS\/publicrecords\/pds.php\" target=\"_blank\" rel=\"noopener\">police accident report<\/a> from the Department of Public Safety if you know the municipality and the case number. If the State Police handled the collision scene, you must request an accident report through the Vermont Department of Motor Vehicles in Montpelier, VT. You can call them at 802-828-2000.<\/p>\r\n<p>You will need a copy of the accident report for any insurance claim or personal injury lawsuit you pursue. For a detailed explanation of Vermont automotive laws and accident reports, take a look at FindLaw&#8217;s <a href=\"https:\/\/www.findlaw.com\/state\/vermont-law\/vermont-car-accident-report-basics.html\">Vermont Car Accident Law Basics<\/a> article.<\/p>\r\n<h2><b>Determining and Applying Fault in Vermont<\/b><\/h2>\r\n<p>Vermont is an <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/accident-fault-faq.html\">at-fault state<\/a>. The driver determined to be responsible for the majority of the blame will pay the medical expenses and property damages of the others. While liability insurance covers this, as an accident victim, you may need to file a personal injury lawsuit if they don&#8217;t have enough coverage.<\/p>\r\n<p>If you&#8217;re found to be more than 50% at fault for an accident in Vermont, you can&#8217;t recover damages.<\/p>\r\n<p>It&#8217;s a good idea to speak with <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/vermont\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">a car accident lawyer<\/a> if you&#8217;re considering filing a personal injury case.<\/p>\r\n<h2><b>Car Accident Settlements and Time Limits<\/b><\/h2>\r\n<p>Vermont allows you <a href=\"https:\/\/codes.findlaw.com\/vt\/title-12-court-procedure\/vt-st-tit-12-sect-512.html\" target=\"_blank\" rel=\"noopener\">three years to file a personal injury claim<\/a>, which is longer than most states. This is called a <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/time-limits-to-bring-a-case-the-statute-of-limitations.html\">statute of limitations<\/a>. Trying to file a case after it has expired will likely not be permitted by the court.<\/p>\r\n<p><a href=\"https:\/\/legislature.vermont.gov\/statutes\/section\/14\/071\/01492#:~:text=(a)%20The%20action%20shall%20be,after%20the%20person%20comes%20into\" target=\"_blank\" rel=\"noopener\">Wrongful death suits<\/a> have a limit of only two years. There\u2019s some leeway if the defendant was out of state during that period.<\/p>\r\n<h2><b>Vermont Settlement Process and Timeline<\/b><\/h2>\r\n<p>In addition to the relevant state laws, the chart below offers a step-by-step timeline of what you need to do and what you should expect from the claims process after being involved in an auto accident in Vermont.<\/p>\r\n<table>\r\n<tbody><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>Relevant Vermont Statutes<\/b><\/p>\r\n<\/th>\r\n<td><p><b>Vermont Title 23 &#8211; Motor Vehicles:<\/b><\/p>\r\n<ul>\r\n<li><p><a href=\"https:\/\/legislature.vermont.gov\/statutes\/section\/23\/011\/00800\" target=\"_blank\" rel=\"noopener\">Section 23-11-800<\/a> &#8211; Mandatory auto insurance requirements<\/p>\r\n<\/li>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/vt\/title-23-motor-vehicles\/vt-st-tit-23-sect-1129.html\" target=\"_blank\" rel=\"noopener\">Section 23-13-1129<\/a> &#8211; Duty to report vehicle accidents<\/p>\r\n<\/li>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/vt\/title-23-motor-vehicles\/vt-st-tit-23-sect-1128.html\" target=\"_blank\" rel=\"noopener\">Section 23-13-1128<\/a> &#8211; Duty to remain at the scene of an accident<\/p>\r\n<\/li>\r\n<\/ul>\r\n<p><b>Vermont Title 12 &#8211; Court Procedure:<\/b><\/p>\r\n<ul>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/vt\/title-12-court-procedure\/vt-st-tit-12-sect-1036\/\" target=\"_blank\" rel=\"noopener\">Section 12-27-1036<\/a> &#8211; Comparative negligence<\/p>\r\n<\/li>\r\n<li><p><a href=\"https:\/\/codes.findlaw.com\/vt\/title-12-court-procedure\/vt-st-tit-12-sect-512.html\" target=\"_blank\" rel=\"noopener\">Section 12-512<\/a> &#8211; Civil statutes of limitations<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>The Investigation Process<\/b><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>After you have <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html?\">notified your insurance company<\/a> about the accident, they\u2019ll assign a claims adjuster to your case.<\/p>\r\n<\/li>\r\n<li><p>The adjuster will ask follow-up questions about your injuries, any losses you suffered from the accident, and the circumstances of the accident.<\/p>\r\n<\/li>\r\n<li><p>The investigation process can include contacting any witnesses who were at the scene and requesting to review medical treatments and records to determine whether your injuries are truly from the accident or a different event.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>Initial Settlement Offer<\/b><\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>After the adjuster has finished the investigation and has a handle on what happened, they will make an initial settlement offer to compensate you for the losses you experienced due to the accident.<\/p>\r\n<\/li>\r\n<li><p>Vermont uses <a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/what-is-comparative-negligence\/\">modified comparative negligence<\/a>. This means your recovery may be reduced by the percentage you are deemed responsible for the accident. If your damages are $5000 and you&#8217;re found to have been 10% responsible for the crash, you may be offered $4500 instead.<\/p>\r\n<\/li>\r\n<li><p>Although the offers vary, initial offers often are lowballed and not sufficient to cover your losses and medical care.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><th scope=\"row\" style=\"text-align: left;\"><p><b>Negotiations<\/b><\/p>\r\n<\/th>\r\n<td><ul>\r\n<li><p>If your claim wasn&#8217;t denied, you must decide whether to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-basics.html\">accept the initial settlement offer or enter the negotiations phase<\/a> instead.<\/p>\r\n<\/li>\r\n<li><p>To negotiate, you will present evidence to show proof of your injuries and losses. You&#8217;ll argue that your case is worth more than the offer presented.<\/p>\r\n<\/li>\r\n<li><p>If they refuse to make what you consider an acceptable offer or deny you again, you may need to file a civil action lawsuit.<\/p>\r\n<\/li>\r\n<li><p>If you choose to negotiate or seek a trial, it&#8217;s a great idea to consult <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/vermont\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">a personal injury attorney<\/a>.<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><\/tbody><\/table>\r\n<h2><b>Negotiations, Lawsuits, and Settlement<\/b><\/h2>\r\n<p>While you may envision exciting court cases being battled out between zealous and passionate attorneys, that&#8217;s not often the reality. There&#8217;s a good chance that if you file a lawsuit to recover damages, your case will be settled before it ever gets to court. Most cases do, as trials are a big risk that can gobble up money and time.<\/p>\r\n<p>With a settlement, a party can get a guaranteed payout and not worry about a courtroom battle. The <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/resolution-before-trial-settlement.html\">settlement<\/a> wraps up the case with an agreed-on remedy, at which time the parties <a href=\"https:\/\/www.findlaw.com\/litigation\/legal-system\/what-does-it-mean-to-settle-a-case.html\">drop the pending lawsuit<\/a>.<\/p>\r\n<p>In Vermont, you can seek damages via a lawsuit through your own insurance company, the at-fault driver&#8217;s insurance company, or directly from the at-fault driver.<\/p>\r\n<h2><b>Get Professional Help With the Vermont Car Accident Settlement Process<\/b><\/h2>\r\n<p>If you&#8217;ve been involved in a car accident in Vermont, a personal injury lawyer&#8217;s assistance can be invaluable. They can help guide you through the process of ensuring that you&#8217;re fairly compensated for your damages, medical bills, and pain and suffering.<\/p>\r\n<p>Consider contacting a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/vermont\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">Vermont car accident attorney<\/a> if you have additional questions or need representation for your car accident lawsuit.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n<div class=\"general-list\">\n    <h3>Helpful Links<\/h3>\n    <ul class=\"fl-list fl-no-margin\">\n                                    <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state.html\">\n                        Find Your State&#8217;s Laws\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/all-topics.html\">\n                        View All State Law Topics\n                    <\/a>\n                <\/li>\n                                                <li class=\"fl-list-item fl-flex\">\n                    <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                    <a class=\"fl-list-item-link\" href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\">\n                        State Statutes of Limitations\n                    <\/a>\n                <\/li>\n                        <\/ul>\n<\/div>\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Popular Directory Searches<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about the Vermont car accident settlement process and timeline as well as the next steps after an accident at FindLaw.com.<\/p>\n","protected":false},"author":41135,"featured_media":0,"parent":376795,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2743],"tags":[],"state_laws_tags":[3502],"flmsa":[],"class_list":["post-376810","page","type-page","status-publish","hentry","category-state","state_laws_tags-statelaws_46_7"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/376810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/41135"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=376810"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/376810\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/376795"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=376810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=376810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=376810"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=376810"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=376810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}