{"id":377057,"date":"2016-10-17T17:28:21","date_gmt":"2016-10-17T22:28:21","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/washington-law\/washington-car-accident-compensation-laws.html"},"modified":"2025-02-28T09:21:17","modified_gmt":"2025-02-28T14:21:17","slug":"washington-car-accident-compensation-laws","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/washington-law\/washington-car-accident-compensation-laws.html","title":{"rendered":"Washington Car Accident Compensation Laws"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Washington Car Accident Compensation Laws<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/olivia-wathne-jd\/\">Olivia Wathne, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw Staff<\/a>\n                | Last reviewed\n        <time>\n                            February 28, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>Washington state is full of natural wonders. From the Puget Sound to the Palouse, Washington&#8217;s beauty attracts travelers from far and wide. But Washington offers more than serene vistas. Swift winds, hail, snow, and dense fog are all highly likely to greet drivers on <a href=\"https:\/\/www.findlaw.com\/traffic\/traffic-tickets\/washington-traffic-laws.html\">Washington&#8217;s roadways<\/a>. If your travels in the Evergreen State did not go quite as planned, you will be thankful that Washington car accident compensation laws are generally quite victim-friendly.<\/p>\r\n<p>If you need help with your car accident case, reach out to a <a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/washington\" title=\"personal injury attorney\" target=\"_blank\" rel=\"noopener\">personal injury attorney<\/a>.<\/p>\r\n<h2><b>Washington Auto Insurance Requirements<\/b><\/h2>\r\n<p>Washington <a href=\"https:\/\/www.findlaw.com\/state\/washington-law\/washington-negligence-laws.html\">negligence laws<\/a> say you must prove that another driver was <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\">at fault<\/a> for the car accident to get damages for your injuries. As a fault state, Washington requires establishing the at-fault party&#8217;s responsibility before any compensation can get awarded.<\/p>\r\n<p>These <a href=\"https:\/\/dol.wa.gov\/driver-licenses-and-permits\/mandatory-insurance\" title=\"insurance requirements\" target=\"_blank\" rel=\"noopener\">insurance requirements<\/a> ensure that both drivers and accident victims have access to necessary funds from their insurance company to cover medical bills, property damage, and other expenses resulting from motor vehicle accidents.<\/p>\r\n<h2><b>Washington&#8217;s At Fault and Pure Comparative Negligence Laws<\/b><\/h2>\r\n<p>Washington <a href=\"https:\/\/www.findlaw.com\/state\/washington-law\/washington-negligence-laws.html\">negligence laws<\/a> say that you must prove that another driver was <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\">at fault<\/a> for the car accident in order to recover damages for your injuries. As a fault state, Washington requires establishing the at-fault party&#8217;s responsibility before any compensation can be awarded.<\/p>\r\n<p>Fortunately for partially at fault drivers, Washington has adopted <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/contributory-and-comparative-negligence.html\">pure comparative negligence<\/a>. This rule requires the court to attribute percentages of fault to each driver involved in an auto accident and then reduce any damages award accordingly. The key feature of pure comparative negligence is that even a driver 99% at fault for a car accident can recover 1% of that driver&#8217;s damage award. For example, if a Washington driver suffered $10,000 in damages, that driver could still recover $100.<\/p>\r\n<p>If you suffered minimal injuries, be aware that the state legislature requires <a href=\"https:\/\/codes.findlaw.com\/wa\/title-7-special-proceedings-and-actions\/wa-rev-code-7-06-020.html\" target=\"_blank\" rel=\"noopener\">mandatory arbitration<\/a> of all claims less than $15,000. In select counties, this limit gets increased to $50,000.<\/p>\r\n<h2><b>Washington State Car Accident Laws<\/b><\/h2>\r\n<p>For more information on Washington car accident laws, take a look at the table below.<\/p>\r\n<table>\r\n<tbody><tr><td><p><b>Statute of limitations<\/b><\/p>\r\n<\/td>\r\n<td><ul>\r\n<li>Three years for personal injury or personal property injury (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-16-080.html\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.16.080<\/a>)<\/li>\r\n<li>Three years for an action against a government entity (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-16-160.html#4.16.160\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.16.160<\/a>)<\/li>\r\n<li>60 days between serving a government entity and starting proceedings (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-96-020.html\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.96.020(4)<\/a>)<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><td><p><b>Damages limits<\/b><\/p>\r\n<\/td>\r\n<td><ul>\r\n<li>Non-economic damages limited to an amount equaling the average annual wage by the life expectancy of the injured party, not less than 15 years (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-56-250.html\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.56.250<\/a>)<\/li>\r\n<li>$5,000 recovery from a minor&#8217;s parents for willful or malicious acts (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-24-190.html\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.24.190<\/a>)<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><tr><td><p><b>Other Limits<\/b><\/p>\r\n<\/td>\r\n<td><ul>\r\n<li>Pure comparative negligence (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-22-005.html#4.22.005\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 4.22.005<\/a>)<\/li>\r\n<li>Mandatory arbitration of claims less than $15,000 ($50,000 in select counties) (<a href=\"https:\/\/codes.findlaw.com\/wa\/title-7-special-proceedings-and-actions\/wa-rev-code-7-06-020.html\" target=\"_blank\" rel=\"noopener\">RCW \u00a7 7.06.020<\/a>)<\/li>\r\n<\/ul>\r\n<\/td>\r\n<\/tr><\/tbody><\/table>\r\n<p><i><b>Disclaimer:<\/b> State laws are always subject to change through the passage of new legislation, rulings in the higher courts (including federal decisions), ballot initiatives, and other means. While we strive to provide the most current information available, please consult an attorney or conduct your own legal research to verify the state laws you are researching.<\/i><\/p>\r\n<h2><b>Damage Types<\/b><\/h2>\r\n<p>The state of Washington defines examples of <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/economic-recovery-for-accidents-and-injuries.html\">economic<\/a> and non-economic damages. By law, economic damages are <a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-56-250.html\" target=\"_blank\" rel=\"noopener\">objectively verifiable monetary losses<\/a>. These include<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-56-250.html\" target=\"_blank\" rel=\"noopener\"> <\/a>medical expenses, loss of earnings, burial costs, and cost of replacement or repair. Washington also gives examples of non-economic damages, which the state defines as subjective, non-monetary losses. These include pain, suffering, inconvenience, mental anguish, injury to reputation and humiliation, and destruction of the parent-child relationship.<\/p>\r\n<p>Typical car accident damages include:<\/p>\r\n<ul>\r\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/emotional-distress.html\">Emotional distress<\/a><\/li>\r\n<li>Car repairs<\/li>\r\n<li>Loss of earnings<\/li>\r\n<li>Medical expenses<\/li>\r\n<li>Loss of consortium<\/li>\r\n<\/ul>\r\n<h2><b>Damages Limits in Washington<\/b><\/h2>\r\n<p>Washington limits non-economic damages to an amount equal to the <a href=\"https:\/\/codes.findlaw.com\/wa\/title-50-unemployment-compensation\/wa-rev-code-50-04-355.html\" target=\"_blank\" rel=\"noopener\">average annual wage<\/a> multiplied by the life expectancy of the injured party. Life expectancy is no less than 15 years for the purposes of this calculation. Washington is one of the few states that does not allow the court to award any kind of punitive damages in personal injury cases. But, if your car accident claim involves a <a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-24-190.html\" target=\"_blank\" rel=\"noopener\">willful or malicious act of a minor<\/a>, be aware that you may recover damages from that minor&#8217;s parents, but your recovery will be limited to $5,000.<\/p>\r\n<p>Many states impose deadlines or&nbsp;<a href=\"https:\/\/www.findlaw.com\/state\/washington-law\/washington-civil-statute-of-limitations-laws.html\">statutes of limitations<\/a>&nbsp;that limit the amount of time an injured party can wait before filing a lawsuit. Washington requires you to file your lawsuit within <a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-16-080.html\" target=\"_blank\" rel=\"noopener\">three years<\/a> from the date of the accident. This is whether you are looking to recover for bodily injury, property damage, medical bills, or any other injury claim related to a motor vehicle accident. This includes car accident claims involving uninsured motorists. Accident victims seeking compensation must follow this timeline.<\/p>\r\n<h2><b>Learn How Washington Car Accident Compensation Laws Affect You: Talk to a Lawyer<\/b><\/h2>\r\n<p>If you suffered injuries touring the natural wonders of this Northwestern gem, Washington&#8217;s pure comparative fault laws may help you recover damages for your injuries. But if a government entity was at fault for your car accident, Washington&#8217;s complicated waiting time requirements may make it tough to navigate a car accident lawsuit all on your own. Get in touch with a local <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/washington?fli=dcta\" target=\"_blank\" rel=\"noopener\">car accident attorney<\/a> today for legal advice on your case.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" 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12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div 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for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                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                 id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. 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