{"id":377059,"date":"2016-11-18T16:05:31","date_gmt":"2016-11-18T21:05:31","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/state\/washington-law\/washington-car-accident-settlement-process-and-timeline.html"},"modified":"2024-08-26T14:01:23","modified_gmt":"2024-08-26T19:01:23","slug":"washington-car-accident-settlement-process-and-timeline","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/state\/washington-law\/washington-car-accident-settlement-process-and-timeline.html","title":{"rendered":"Washington Car Accident Settlement Process and Timeline"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n    \n    <div class=\"fl-page-articles fl-section-main fl-section-main-full-width\">\n        <h1 class=\"fl-no-margin-top\">Washington Car Accident Settlement Process and Timeline<\/h1>\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/christie-nicholson-j-d\/\">Christie Nicholson, J.D.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw Staff<\/a>\n                | Last updated\n        <time>\n                            August 26, 2024\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n<p>From Puget Sound to Mount Rainier, Washington State has stunning countryside, sophisticated cities, and some of the best craft beer in the world. But, as pretty as the scenery may be, there&#8217;s always the risk of getting in a car accident to see these sights.<\/p>\r\n<p>Ask yourself: &quot;Do I know what to do if I get into an auto accident?&quot; Most people know they have to exchange insurance information with the other driver. They may even understand that they need to move their cars out of the lanes of traffic.<\/p>\r\n<p>The question is, what practical steps should you take&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/what-to-do-after-a-car-accident-checklist.html\">immediately after a car crash<\/a>? Furthermore, what is the&nbsp;<a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-settlement-process-and-timeline.html\">car accident settlement process<\/a> should you suffer serious injuries?<\/p>\r\n<p>We&#8217;ll discuss what to do after a Washington car accident and explain how the personal injury settlement process works. Contact a Washington car accident lawyer if you still have questions about this process or the settlement timeline.&nbsp;<\/p>\r\n<h2><b>Do I Need to File a Car Accident Report in Washington?<\/b><\/h2>\r\n<p>In most Washington car accident cases, law enforcement responds to the scene of a crash and files a police report. But if you don&#8217;t call 911, you&#8217;ll be responsible for filing the crash report.&nbsp;This&nbsp;is the case in almost all motor vehicle accidents.<\/p>\r\n<p>According to Washington law, motorists must file a car accident report to the local police, sheriff&#8217;s office, or highway patrol if specific conditions exist.<\/p>\r\n<p>These conditions include:<\/p>\r\n<ul>\r\n<li>The crash results in personal injury or death<\/li>\r\n<li>There is more than $1,000 in property damage<\/li>\r\n<\/ul>\r\n<p>It can be challenging to determine the extent of the property damage. It&#8217;s also difficult to determine if anyone is hurt in the moments after the collision. The other driver may appear OK at the accident scene only to learn a week later that they have whiplash or some other injury.<\/p>\r\n<p>This&nbsp;is why it&#8217;s best to report all car accidents, regardless of how minor they may be. According to the Washington Revised Code,&nbsp;<a href=\"https:\/\/codes.findlaw.com\/wa\/title-46-motor-vehicles\/wa-rev-code-46-52-030.html\" target=\"_blank\" rel=\"noopener\">Section 46.52.030<\/a>, you must file your report within four days of the crash. The property damage threshold is periodically published by the&nbsp;<a href=\"http:\/\/www.dol.wa.gov\/driverslicense\/collision.html\" target=\"_blank\" rel=\"noopener\">Washington State Department of Licensing<\/a>. This statute also authorizes law enforcement to demand supplemental reports by the motorists involved in the crash, regardless of whether they&#8217;re the at-fault driver or a victim.<\/p>\r\n<h2><b>Washington Car Insurance Laws<\/b><\/h2>\r\n<p>Washington requires that motorists always have proof of valid car insurance in their vehicles.&nbsp;<\/p>\r\n<p>Under Washington Revised Code,&nbsp;<a href=\"https:\/\/codes.findlaw.com\/wa\/title-46-motor-vehicles\/wa-rev-code-46-29-090.html\" target=\"_blank\" rel=\"noopener\">Section 46.29.090<\/a>, your insurance policy must cover the following minimum amount of coverage:<\/p>\r\n<ul>\r\n<li>$25,000 for injury or death of a single person in a single accident<\/li>\r\n<li>$50,000 for injury or death of two or more people in a single accident<\/li>\r\n<li>$10,000 for property damage or destruction in a single accident<\/li>\r\n<\/ul>\r\n<p>When the police arrive at the accident scene, they&#8217;ll ask both drivers for proof of insurance. You must have an insurance card with the insurance company&#8217;s name, the policy number, and the expiration date of your policy. Or, you can show the police officer proof of coverage on your cellphone.&nbsp;<\/p>\r\n<h2><b>How Do Car Accident Settlements Work in Washington?<\/b><\/h2>\r\n<p>Before getting compensation for your injuries and property loss, you must file your car accident claim with the insurance company. Once the insurance adjuster reviews your claim, they&#8217;ll either pay it, deny it, or make a settlement offer.<\/p>\r\n<p>If the insurance carrier approves your claim, you will get payment within a couple of weeks. If they deny your insurance claim, you will receive a denial letter stating the reason for the rejection. If the insurance adjuster believes you were partially at fault or thinks you exaggerated your injuries, they may offer partial payment.&nbsp;<\/p>\r\n<p>As you can imagine, the claims process can be frustrating. Many accident victims hire a personal injury attorney to deal with their insurance company. What your personal injury lawyer will do is try to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-to-negotiate-a-car-accident-settlement.html\">negotiate a fair settlement<\/a> with the insurance carrier. If this doesn&#8217;t work, you may have to file a personal injury claim with the civil courts.&nbsp;<\/p>\r\n<h2><b>You Have the Right to Make a Counteroffer<\/b><\/h2>\r\n<p>If the insurance company makes a settlement offer, you can reject it. If you disagree with the insurer&#8217;s offer, you can submit a counteroffer and evidence supporting your claim. Your car accident attorney may have to negotiate with the auto insurance company until they reach a settlement.&nbsp;<\/p>\r\n<p>Once the parties agree to a settlement amount, the insurance carrier will ask the driver to sign a settlement release. This agreement states that the driver agrees to absolve the insurance company from further liability by accepting the settlement offer. You will not be able to go back to the insurance carrier later and demand more money.<\/p>\r\n<p>Never sign a settlement agreement without first showing it to your attorney. They&#8217;ll carefully review the contract to ensure the insurance adjuster isn&#8217;t trying to exploit you.&nbsp;<\/p>\r\n<h2><b>Average Car Accident Settlement Amounts in Washington<\/b><\/h2>\r\n<p>It&#8217;s nearly impossible to discuss how much the average car accident settlement amount is. Every accident case is unique. Until your attorney can gather evidence of your car accident injuries, property damage, and other out-of-pocket expenses, they can&#8217;t fairly offer an opinion on your claim&#8217;s worth.<\/p>\r\n<p>Several factors impact the amount of your settlement. These include:<\/p>\r\n<ul>\r\n<li>Medical bills and future medical expenses<\/li>\r\n<li>How much time you will miss from work<\/li>\r\n<li>Whether you can still work after the accident<\/li>\r\n<li>The nature and extent of your physical injuries<\/li>\r\n<li>Whether you can demand damages for pain and suffering<\/li>\r\n<li>The strength of your evidence<\/li>\r\n<\/ul>\r\n<p>No experienced attorney will guarantee their client a specific amount of money in a car accident settlement.&nbsp;<\/p>\r\n<h2><b>How Long Do I Have to File a Car Accident Lawsuit in Washington?<\/b><\/h2>\r\n<p>Every state has a statute of limitations, which outlines how long you must file a personal injury lawsuit. Washington Revised Code,&nbsp;<a href=\"https:\/\/codes.findlaw.com\/wa\/title-4-civil-procedure\/wa-rev-code-4-16-080.html\" target=\"_blank\" rel=\"noopener\">Section 4.16.808<\/a>, states that accident victims have three years from the crash date to file their claim.<\/p>\r\n<p>If you miss the statute of limitations deadline, the court will dismiss your claim and lose your chance to pursue damages. Plus, you&#8217;ll lose any leverage you may have had against the insurance company. So, if you want to negotiate a fair settlement with the insurer, you must meet this deadline.&nbsp;<\/p>\r\n<h2><b>Get Legal Help With the Car Accident Settlement Process in Washington<\/b><\/h2>\r\n<p>It will cost you dearly if you don&#8217;t take the proper steps immediately after a car accident. Juggling reporting requirements and filing deadlines can be daunting, and the extra stress of negotiating a car accident settlement makes the process even more frustrating.<\/p>\r\n<p>The help of an experienced attorney can ensure your compliance with the statutory regulations and help you get fair compensation for your damages.&nbsp;Contact a skilled&nbsp;<a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/washington\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">car accident lawyer<\/a> in Washington today.<\/p>\r\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n  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8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n\n\n    <\/div>\n    \n    <div class=\"fl-section-sidebar\">\n        <div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Car accident claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/#USER_GEO\/?fli=esum\" title=\"Car Accident Attorney Directory\" target=\"_blank\" rel=\"noopener\">If you need an attorney, find one right now.<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img 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