{"id":383145,"date":"2025-10-14T14:50:48","date_gmt":"2025-10-14T19:50:48","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/?page_id=383145"},"modified":"2025-10-14T14:44:26","modified_gmt":"2025-10-14T19:44:26","slug":"can-i-sue-for-a-car-accident","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/injury\/car-accidents\/can-i-sue-for-a-car-accident.html","title":{"rendered":"Can I Sue for a Car Accident?"},"content":{"rendered":"\n<div class=\"wp-container-core-columns-is-layout-9d6595d7 fl-sectionWithSidebar fl-container fl-flex fl-flex-wrap fl-gap30\">\n<div class=\"fl-page-articles fl-section-main fl-section-main-full-width\"><h1 class=\"fl-no-margin-top\">Can I Sue for a Car Accident?<\/h1>\n\n<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    By <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/balrina-ahluwalia-esq\/\">Balrina Ahluwalia, Esq.<\/a> | Legally reviewed by <a\n                href=\"https:\/\/www.findlaw.com\/company\/our-team\/laura-temme-esq\/\">Laura Temme, Esq.<\/a>\n                | Last reviewed\n        <time>\n                            October 14, 2025\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" target=\"_blank\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n    <div class=\"fl-callout-text article-blockquote\">\n        <p>Yes, you can sue for a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> if you suffered injuries, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437350\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437350\">property damage<\/span>, or other losses caused by another <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437400\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437400\">driver&#8217;s negligence<\/span>. A <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437358\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437358\"> lawsuit<\/span> is a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437368\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437368\">legal action<\/span> seeking monetary compensation for damages resulting from a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437381\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437381\">motor vehicle<\/span> collision, typically filed when insurance settlements are inadequate or unavailable. Most <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437361\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437361\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437361\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437361\"> cases<\/span> are resolved through <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437360\">insurance claims<\/span> rather than court litigation, but a lawsuit may be necessary when fair compensation cannot be reached through negotiation or when there are questions of fault.<\/p>\n\n    <\/div>\n\n\n\n<p>A <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span>, even a minor one, can be a confusing and stressful experience. You might be wondering if you can take <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437368\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437368\">legal action<\/span> for your <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/types-of-car-accident-injuries.html\">injuries<\/a>, damage to your car, or the emotional toll you\u2019ve endured. The good news is that you generally can. But you may not always need or want to. In some cases, <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-claims-and-settlements.html\">an insurance settlement <\/a>may adequately cover your losses.<\/p>\n<p>However, every <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437361\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437361\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437361\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437361\"> case<\/span> is unique. And state law governs in many of the relevant areas. As a result, it\u2019s often recommended to connect with a <a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437356\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437356\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437356\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437356\"> attorney<\/span> licensed in your state<\/a> even after a minor collision. They can review evidence from the incident and help you understand your various options. They can also negotiate with <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance companies<\/span> to secure the best possible settlement. That way, you can make an informed decision about whether to proceed with a lawsuit.<\/p>\n<p>In the meantime, we\u2019ll explore several considerations you\u2019ll want to keep in mind after a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437381\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437381\">motor vehicle<\/span> collision. We\u2019ll also discuss the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance companies<\/span>\u2019 role and some important steps you\u2019ll want to take to preserve your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437383\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437383\">legal rights<\/span>.<\/p>\n<p>Let\u2019s start with the basics.<\/p>\n<h2>Can You Sue After a Minor <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">Car Accident<\/span>?<\/h2>\n<p>Generally, yes. If you&#8217;ve been in a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> and suffered <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437406\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437406\">physical injuries<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437350\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437350\">property damage<\/span>, or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437390\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437390\">emotional distress<\/span>, you can usually pursue a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> or <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/personal-injury-law-the-basics.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437377\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437377\">personal injury lawsuit<\/span><\/a>.<\/p>\n<p>Even if the accident seems minor, the impact on your life can be significant. The main purpose of a lawsuit is to seek compensation for your losses from either the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437372\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437372\">at-fault party<\/span> or their <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span>.<\/p>\n<p>Typically, you\u2019ll <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-insurance-claims-dos-and-don-ts.html\">file an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437360\">insurance claim<\/span> <\/a>first and try to resolve the matter without going to court. If you can\u2019t reach a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437401\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437401\">fair settlement<\/span> with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437395\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437395\">at-fault driver<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437395\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437395\">&#8216;s <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span>, you may want to proceed with a lawsuit.<\/p>\n<h2>Types of Damages You Can Claim<\/h2>\n<p>Whether you\u2019re suing or pursuing a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accidents-and-insurance.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437369\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437369\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437369\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437369\"> claim<\/span> with insurance<\/a>, you can seek compensation for economic and non-economic losses. We explore some of the main types of damages claimed by <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437387\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437387\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437387\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437387\"> victims<\/span> below.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437355\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437355\">Medical Expenses<\/span><\/h3>\n<p>These are all the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-lawsuit-basics.html#:~:text=Seeking%20Medical%20Treatment%20and%20Collecting%20Medical%20Records\/Bills\">costs of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437388\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437388\">medical treatment<\/span><\/a> related to your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437391\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437391\"> injuries<\/span>. This may include <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437353\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437353\">medical bills<\/span> for:<\/p>\n<ul>\n<li>Ambulance charges<\/li>\n<li>Doctor\/hospital visits<\/li>\n<li>Prescriptions<\/li>\n<li>Physical therapy<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/legalblogs\/personal-injury\/can-i-sue-for-future-medical-expenses\/\">Future <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437407\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437407\">medical care<\/span><\/a><\/li>\n<\/ul>\n<p><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437405\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437405\">Medical costs<\/span> can add up quickly, even for minor <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accidents<\/span>.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437354\">Lost Wages<\/span>\/<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437385\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437385\">Lost Income<\/span><\/h3>\n<p>If your injuries prevent you from working, you can claim compensation for <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/how-to-calculate-lost-wages-in-a-car-accident-claim.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437354\">lost wages<\/span> or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437385\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437385\">lost income<\/span><\/a>. This includes both current and future earnings that you miss out on during your recovery from the accident.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437350\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437350\">Property Damage<\/span><\/h3>\n<p>This refers to the cost of repairing or replacing your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437381\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437381\">motor vehicle<\/span>. It also includes personal <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/car-accident-property-damage-claims-faq.html\">property damaged in the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437373\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437373\">car crash<\/span><\/a>, like a phone or car seat.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437352\">Pain and Suffering<\/span><\/h3>\n<p>These <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437386\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437386\">non-economic damages<\/span> represent the physical discomfort and <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/emotional-distress-privacy.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437390\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437390\">emotional distress<\/span><\/a> you experienced due to the accident. Beyond physical pain, the psychological impact of a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> can be significant. This may manifest in various ways, including anxiety, fear, and sleep difficulties.<\/p>\n<p>It&#8217;s not always easy to put a price on <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437352\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437352\">pain and suffering<\/span>, but an experienced <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437366\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437366\">personal injury lawyer<\/span> can help you determine a fair amount.<\/p>\n<p>In rare and severe cases, a <a href=\"https:\/\/www.findlaw.com\/injury\/torts-and-personal-injuries\/wrongful-death-overview.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437367\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437367\">wrongful death<\/span> claim<\/a> may be available if someone loses a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437392\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437392\">loved one<\/span> in a crash. For the purposes of our discussion here, however, we\u2019ll maintain our focus on minor accidents.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437364\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437364\">Insurance Coverage<\/span><\/h2>\n<p>When it comes to accidents, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437375\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437375\">car insurance<\/span> plays a significant role. All states except New Hampshire require motorists to have a <a href=\"https:\/\/www.findlaw.com\/traffic\/drivers-license-vehicle-info\/state-car-insurance-information.html\">minimum amount of liability insurance<\/a>. This type of insurance pays for damages to others in an accident.<\/p>\n<p>Some states also mandate:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/automobile-insurance-policy-coverage.html\"><strong><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437399\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437399\">Personal Injury Protection<\/span> (<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437404\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437404\">PIP<\/span>) coverage:<\/strong><\/a> Pays <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437355\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437355\">medical expenses<\/span> and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437354\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437354\">lost wages<\/span> for you and your passengers<\/li>\n<li><a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/uninsured-motorist-insurance-coverage-and-claims.html\"><strong>Uninsured\/Underinsured Motorist (UM\/UIM) coverage:<\/strong><\/a> Protects you if you&#8217;re hit by a driver with little or no insurance<\/li>\n<\/ul>\n<p>Additionally, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437359\">insurance <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437384\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437384\">policy<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437384\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437384\"> limits<\/span> dictate the maximum amount an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span> will pay out for a claim. If your damages exceed these limits, filing a lawsuit to recover the remaining amounts may be necessary.<\/p>\n<h2>Insured vs. Uninsured<\/h2>\n<p>Whether you or the other driver is insured or uninsured may affect your ability to recover damages after an accident. Below, we briefly examine a few ways this might play out.<\/p>\n<h3>Both Drivers Are Insured<\/h3>\n<p>This is usually the most straightforward scenario. After a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span>, you&#8217;ll typically file an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437360\">insurance claim<\/span> with your own <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span>. But the <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/fault-and-liability-for-motor-vehicle-accidents.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437351\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437351\">at-fault driver<\/span><\/a>&#8216;s <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437359\">insurance policy<\/span> should cover the damages, up to their <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437384\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437384\">policy limits<\/span>. This often includes <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437353\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437353\">medical bills<\/span>, <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437391\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437391\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437391\"> injuries<\/span>, and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437350\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437350\">property damage<\/span>.<\/p>\n<h3>Uninsured <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437351\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437351\">At-Fault Driver<\/span><\/h3>\n<p>This can make things more complicated. If you have a <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/uninsured-motorist-insurance-coverage-and-claims.html\">UM\/UIM <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437359\">insurance policy<\/span><\/a>, your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span> may cover your damages.<\/p>\n<p>But if you don\u2019t have this coverage or if it doesn\u2019t cover your damages, you will likely want to discuss suing the driver with an attorney.<\/p>\n<h3>You\u2019re Uninsured<\/h3>\n<p>If you don\u2019t have insurance and were in an accident caused by an insured driver, their liability insurance will likely still cover your damages up to<a href=\"https:\/\/www.findlaw.com\/consumer\/insurance\/understanding-insurance-limits.html\"> <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437384\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437384\">policy limits<\/span><\/a>.<\/p>\n<p>Depending on state law, however, your options for recovery in a lawsuit may be limited.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437398\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437398\">Comparative Negligence<\/span><\/h2>\n<p>Whether you\u2019re seeking to recover damages from an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437359\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437359\">insurance policy<\/span> or a lawsuit, you\u2019ll want to know whether your state follows <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/comparative-negligence.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437398\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437398\">comparative negligence<\/span><\/a> laws.<\/p>\n<p>In states that do, your compensation might be reduced if you\u2019re partially at fault for the accident. A few states still follow &#8220;pure contributory negligence&#8221; rules, which can completely bar recovery if the plaintiff is even slightly at fault.<\/p>\n<p>An <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437371\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437371\">experienced attorney<\/span> can help you understand if and how these rules apply to your case.<\/p>\n<h2><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437363\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437363\">Statute of Limitations<\/span><\/h2>\n<p>The states also set deadlines for filing a personal injury or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437358\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437358\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437358\"> lawsuit<\/span>. If you miss this deadline, you may not be able to bring a lawsuit. These <a href=\"https:\/\/www.findlaw.com\/state\/statutes-of-limitations.html\"><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437363\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437363\">statutes of limitations<\/span> vary by state<\/a>. But they typically give you between two and three years.<\/p>\n<p>In some states, the clock can begin running from the date of the accident or from the date of discovery of an injury. So, you\u2019ll want to consult an attorney sooner rather than later to preserve your options.<\/p>\n<h2>Immediate Steps<\/h2>\n<p>Right after an accident, you\u2019ll also want to <a href=\"https:\/\/www.findlaw.com\/injury\/car-accidents\/after-a-car-accident.html\">take a few measures <\/a>to protect yourself. They include the following:<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437378\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437378\">Police Report<\/span><\/h3>\n<p>First, call 911 and <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/obtaining-and-using-a-police-report.html\">get a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437378\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437378\">police report<\/span><\/a>. Even for a minor <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437373\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437373\">car crash<\/span>, a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437378\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437378\">police report<\/span> helps document fault, location, and witnesses.<\/p>\n<h3>Seek <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437388\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437388\">Medical Treatment<\/span><\/h3>\n<p>This may be tempting to put off, especially because some injuries appear days later. Still, prompt <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437407\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437407\">medical care<\/span> creates a record that can be linked with later symptoms related to the crash. This is often essential for a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437380\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437380\">personal injury claim<\/span> and can be invaluable for recovering <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437355\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437355\">medical expenses<\/span> later.<\/p>\n<h3><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437370\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437370\">Gather Evidence<\/span><\/h3>\n<p>Take photos of the scene, vehicular damage, road conditions, and any visible injuries. Get contact information from witnesses. You\u2019ll also want the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437351\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437351\">at-fault driver<\/span>\u2019s information, including their <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437393\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437393\">phone number<\/span>, driver&#8217;s license, and insurance information.<\/p>\n<h3>Start an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437360\">Insurance Claim<\/span><\/h3>\n<p>Even if you know you want to sue, report the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437362\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437362\">auto accident<\/span> to your <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance company<\/span> so they can <a href=\"https:\/\/www.findlaw.com\/injury\/accident-injury-law\/insurance-claims-after-an-accident-the-basics.html\">begin the claims process<\/a>. Typically, your insurer will begin the process of dealing with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437351\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437351\">at-fault driver<\/span>\u2019s insurer.<\/p>\n<h3>Start Keeping Records<\/h3>\n<p>Save receipts and track all <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437394\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437394\">financial losses<\/span>. Begin maintaining records of all your expenses related to the accident.<\/p>\n<h2>Getting <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437389\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437389\">Legal Advice<\/span><\/h2>\n<p>Navigating the aftermath of a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> can be overwhelming, especially when dealing with injuries and <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance companies<\/span>. This is where a skilled <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span> or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437365\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437365\">personal injury attorney<\/span> can be invaluable. While you may not need <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437397\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437397\">legal representation<\/span>, consulting with an attorney right after an accident is the best way to ensure your rights are protected.<\/p>\n<p>Many legal advisors offer a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437376\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437376\">free case evaluation<\/span> or <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437403\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437403\">case review<\/span>. This allows you to discuss the details of your accident with them confidentially. Depending on the specifics, they may be able to help you avoid a lawsuit by negotiating a strong settlement with the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437382\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437382\">auto <\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\">insurance<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437349\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437349\"> company<\/span>. Either way, they can help you understand the complete range of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437402\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437402\">legal options<\/span> available to you as well as the <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437374\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437374\">legal processes<\/span> involved. That way, you can determine the best way to proceed.<\/p>\n<p><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/?fli=dcta\" target=\"_blank\" rel=\"noopener\">FindLaw\u2019s directory of <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437357\">car accident<\/span><span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437357\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437357\"> lawyers<\/span><\/a> can get you started. Just click on your state, then city, to connect with local experts. You can review ratings and background information for advisors in your area.<\/p>\n<p>Whether you\u2019re inclined to pursue an <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437360\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437360\">insurance claim<\/span>, a <span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437348\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437348\">car accident<\/span>\/<span data-action=\"click-&gt;dropdown#toggle\" data-dropdown-menu-id-param=\"menu_draft_term_53437379\" data-dropdown-placement-param=\"top\" data-dropdown-disable-toggle-aria-param=\"true\" data-term-id=\"53437379\">personal injury case<\/span>, or both, give yourself the gift of legal guidance. You\u2019ll be glad you did.<\/p>\n\n\n<div class=\"was-this-helpful\">\n    <div\n            class=\"was-this-helpful__question-container\"\n            aria-labelledby=\"was-this-helpful__question\"\n            role=\"group\"\n    >\n        <span\n                id=\"was-this-helpful__question\"\n                class=\"was-this-helpful__question fl-text-lg-bold\"\n        >Was this helpful?<\/span>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"Yes\"\n                value=\"yes\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">Yes<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-up\" clip-path=\"url(#clip0_604_3418)\">\n                        <path id=\"Vector\"\n                              d=\"M6 21H3C2.46957 21 1.96086 20.7893 1.58579 20.4142C1.21071 20.0391 1 19.5304 1 19V12C1 11.4696 1.21071 10.9609 1.58579 10.5858C1.96086 10.2107 2.46957 10 3 10H6M13 8V4C13 3.20435 12.6839 2.44129 12.1213 1.87868C11.5587 1.31607 10.7956 1 10 1L6 10V21H17.28C17.7623 21.0055 18.2304 20.8364 18.5979 20.524C18.9654 20.2116 19.2077 19.7769 19.28 19.3L20.66 10.3C20.7035 10.0134 20.6842 9.72068 20.6033 9.44225C20.5225 9.16382 20.3821 8.90629 20.1919 8.68751C20.0016 8.46873 19.7661 8.29393 19.5016 8.17522C19.2371 8.0565 18.9499 7.99672 18.66 8H13Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\"\n                              stroke-linejoin=\"round\"><\/path>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3418\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"><\/rect>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n        <button\n                class=\"was-this-helpful__button fl-text-sm\"\n                aria-label=\"No\"\n                value=\"no\"\n        >\n            <span class=\"was-this-helpful__button-text fl-text-bold\">No<\/span>\n            <i class=\"was-this-helpful__button-icon\">\n                <svg width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <g id=\"thumbs-down\" clip-path=\"url(#clip0_604_3423)\">\n                        <path id=\"Vector\"\n                              d=\"M16 0.999995H18.67C19.236 0.989986 19.7859 1.18813 20.2154 1.55681C20.645 1.9255 20.9242 2.43905 21 3V10C20.9242 10.5609 20.645 11.0745 20.2154 11.4432C19.7859 11.8119 19.236 12.01 18.67 12H16M9.00003 14V18C9.00003 18.7956 9.3161 19.5587 9.87871 20.1213C10.4413 20.6839 11.2044 21 12 21L16 12V0.999995H4.72003C4.2377 0.994543 3.76965 1.16359 3.40212 1.47599C3.0346 1.78839 2.79235 2.22309 2.72003 2.7L1.34003 11.7C1.29652 11.9866 1.31586 12.2793 1.39669 12.5577C1.47753 12.8362 1.61793 13.0937 1.80817 13.3125C1.99842 13.5313 2.23395 13.7061 2.49846 13.8248C2.76297 13.9435 3.05012 14.0033 3.34003 14H9.00003Z\"\n                              stroke=\"#666666\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                    <\/g>\n                    <defs>\n                        <clipPath id=\"clip0_604_3423\">\n                            <rect width=\"22\" height=\"22\" fill=\"white\"\/>\n                        <\/clipPath>\n                    <\/defs>\n                <\/svg>\n            <\/i>\n        <\/button>\n    <\/div>\n    <span class=\"was-this-helpful__taken-action fl-text-sm-bold\"><\/span>\n    <div class=\"was-this-helpful__feedback-container\">\n        <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n            <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n        <\/div>\n        <form class=\"was-this-helpful__feedback-form\">\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--positive\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this helpful?<\/legend>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--understandable\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Easy to understand\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--understandable\"\n                        >Easy to understand<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--solved-problem\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Solved my problem\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--solved-problem\"\n                        >Solved my problem<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"positive-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__feedback was-this-helpful__feedback--negative\">\n                <fieldset>\n                    <legend class=\"was-this-helpful__feedback-form-title\" tabindex=\"0\">Why was this not helpful?<\/legend>\n                    <div class=\"was-this-helpful__choose-option-message\" role=\"status\">\n                        <p class=\"was-this-helpful__choose-option-message-text\"><\/p>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--missing-info\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Missing Information\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--missing-info\"\n                        >Missing the information I need<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--complicated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Too complicated\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--complicated\"\n                        >Too complicated \/ too many steps<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--dated\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Out of date\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--dated\"\n                        >Out of date<\/label>\n                    <\/div>\n                    <div class=\"fl-radio-button-field fl-flex was-this-helpful__feedback-form-title\">\n                        <input\n                                id=\"was-this-helpful__radio-button--negative-other\"\n                                class=\"fl-radio-button-field-input\"\n                                type=\"radio\"\n                                name=\"negative-feedback\"\n                                value=\"Other\"\n                        >\n                        <label\n                                class=\"fl-radio-button-field-label fl-text-sm was-this-helpful__radio-label\"\n                                for=\"was-this-helpful__radio-button--negative-other\"\n                        >Other<\/label>\n                    <\/div>\n                <\/fieldset>\n            <\/div>\n            <div class=\"was-this-helpful__form-buttons-container\">\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--positive at-feedback-submit fl-button secondary\"\n                    type=\"submit\"\n                >\n                    <span class=\"fl-button-content\">Submit<\/span>\n                    <i\n                        class=\"fa fa-angle-right medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n                <button\n                    class=\"was-this-helpful__feedback-button was-this-helpful__feedback-button--cancel fl-button primary disabled\"\n                    type=\"reset\"\n                >\n                    <span class=\"fl-button-content\">Cancel<\/span>\n                    <i\n                        class=\"fa fa-times-circle medium\"\n                        aria-hidden=\"true\"\n                    ><\/i>\n                <\/button>\n            <\/div>\n        <\/form>\n    <\/div>\n    <div class=\"was-this-helpful__thank-you-message\" role=\"status\">\n        <i class=\"was-this-helpful__thank-you-message-icon fa fa-check\"><\/i>\n        <p class=\"was-this-helpful__thank-you-message-text\" aria-live=\"polite\"><\/p>\n    <\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"fl-section-sidebar\"><div class=\"fl-editors-summary\" data-testid=\"fl-editors-summary\">\n    \n    <div class=\"fl-editors-summary-content\" data-testid=\"fl-editors-summary-content\">\n                    <h2>Can I Solve This on My Own or Do I Need an Attorney?<\/h2>\n                <div class=\"fl-editors-summary-content-main\" data-testid=\"fl-editors-summary-content-main\">\n            \n        <\/div>\n        <ul class=\"fl-list-style-none\">\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    A lawyer can help seek fair compensation on your behalf\n\n                <\/li>\n                            <li data-testid=\"fl-editors-summary-content-item\">\n                    <i class=\"fa fa-check medium fl-editors-summary-content-item-icon\" aria-hidden=\"true\"><\/i>\n                    Accident and injury claims are complex and insurance carriers have lawyers on their side\n\n                <\/li>\n                    <\/ul>\n                    <div class=\"fl-editors-summary-content-description\" data-testid=\"fl-editors-summary-content-description\">\n                <p>Get tailored legal advice and ask a lawyer questions about your accident. Many attorneys offer free consultations.<\/p>\n\n            <\/div>\n                            <div class=\"fl-editors-summary-content-link fl-flex\" data-testid=\"fl-editors-summary-content-link\">\n                <i class=\"fa fa-angle-right medium\" aria-hidden=\"true\"><\/i>\n                <p class=\"find-attorney\"><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/#USER_GEO\/?fli=esum:FL3905\" target=\"_blank\" rel=\"noopener\">Find a local attorney<\/a><\/p>\n\n            <\/div>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"email-subscription fl-mb30\">\n    <div class=\"email-subscription-header\">\n        <div class=\"email-subscription-header-content\">\n            <h3 class=\"fl-callout-sm fl-no-margin\">Stay Up-to-Date With How the Law Affects Your Life<\/h3>\n        <\/div>\n        <div class=\"email-subscription-header-image fl-flex fl-items-end\">\n            <img decoding=\"async\"\n                src=\"https://www.findlaw.com/static/c/images\/images\/w_1200,c_limit,dpr_auto\/f_auto,q_auto:eco\/v1745902396\/ability-law\/wp-prod\/general-components-subscribe-module-Image-subscribeModule_1\/general-components-subscribe-module-Image-subscribeModule_1.png?_i=AA\"\n                alt=\"\"\n                loading=\"lazy\"\n            \/>\n        <\/div>\n    <\/div>\n\n    <div class=\"email-subscription-content fl-flex fl-flex-wrap\">\n        <div class=\"email-subscription-content-text fl-mb25\">\n            <h4 class=\"fl-no-margin\">Enter your email address to subscribe<\/h4>\n        <\/div>\n\n        <form class=\"email-subscription-content-form\">\n            <input type=\"hidden\" name=\"distributionList\" value=\"latl\" \/>\n            <label for=\"email-subscription-content-form-group-input\" class=\"fl-text-sm-bold\">Email (Required)<\/label>\n            <div class=\"email-subscription-content-form-group\">\n                <input id=\"email-subscription-content-form-group-input\" name=\"email\" autocomplete=\"email\"\/>\n                <button type=\"submit\" aria-label=\"Submit\">\n                    <i class=\"fa fa-angle-right\" aria-hidden=\"true\"><\/i>\n                <\/button>\n            <\/div>\n            <p class=\"email-subscription-content-form-success subscribe-success-message fl-text-sm-bold\" aria-hidden=\"true\" role=\"status\">Thank you for subscribing!<\/p>\n            <p class=\"email-subscription-content-form-error subscribe-error-message fl-text-sm-bold\" role=\"alert\" aria-hidden=\"true\"><\/p>\n\n            <div id=\"email-subscription-content-form-recaptcha\" class=\"email-subscription-content-form-recaptcha subscribe-recaptcha\"\n                data-sitekey=\"0x4AAAAAAABGBEkK9kEeKxO-\"><\/div>\n        <\/form>\n\n        <div class=\"email-subscription-content-footer fl-text-sm\">\n            <p><a href=\"https:\/\/newsletters.findlaw.com\/\" target=\"_blank\" rel=\"noopener\">Learn more about FindLaw\u2019s newsletters<\/a>, including our terms of use and privacy policy.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n    <div class=\"popularDirectory\">\n        <div class=\"general-popular-directory \">\n            <div class=\"general-popular-directory-title\">\n                <h3>Attorney Directory<\/h3>\n            <\/div>\n            <ul>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-accidents-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Accidents Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/wrongful-death-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Wrongful Death Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/dui-dwi\/\" target=\"_blank\" rel=\"noopener\">DUI\/DWI Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/motor-vehicle-defects\/\" target=\"_blank\" rel=\"noopener\">Motor Vehicle Defects Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/truck-accident\/\" target=\"_blank\" rel=\"noopener\">Truck Accident Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/personal-injury-plaintiff\/\" target=\"_blank\" rel=\"noopener\">Personal Injury Lawyers<\/a><\/li>\n                                    <li><a href=\"https:\/\/lawyers.findlaw.com\/auto-dealer-fraud\/\" target=\"_blank\" rel=\"noopener\">Auto Dealer Fraud Lawyers<\/a><\/li>\n                            <\/ul>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn when you can sue for a car accident, what damages you can claim, and how insurance affects your case. FindLaw explains your legal options after a collision.<\/p>\n","protected":false},"author":51460,"featured_media":0,"parent":353003,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"app\/Http\/Controllers\/Templates\/ArticleWithBreadcrumbsController.php","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","_autodraft_ids":[],"_cloudinary_featured_overwrite":false,"_sb_is_suggestion_mode":false,"_sb_show_suggestion_boards":false,"_sb_show_comment_boards":false,"_sb_suggestion_history":"","_sb_update_block_changes":"","_is_real_time_mode":false,"_realtime_collaborators":"","footnotes":"","cf_checklist_status":[]},"categories":[2734],"tags":[],"state_laws_tags":[],"flmsa":[],"class_list":["post-383145","page","type-page","status-publish","hentry","category-injury"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/383145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/users\/51460"}],"replies":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/comments?post=383145"}],"version-history":[{"count":0,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/383145\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/pages\/353003"}],"wp:attachment":[{"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/media?parent=383145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/categories?post=383145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/tags?post=383145"},{"taxonomy":"state_laws_tags","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/state_laws_tags?post=383145"},{"taxonomy":"flmsa","embeddable":true,"href":"https:\/\/www.findlaw.com\/law-api\/wp-json\/wp\/v2\/flmsa?post=383145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}