{"id":4369,"date":"2016-04-04T10:47:27","date_gmt":"2016-04-04T15:47:27","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-law\/smallbusiness\/business-contracts-forms\/must-a-mortgage-be-in-writing.html"},"modified":"2024-06-06T01:03:41","modified_gmt":"2024-06-06T06:03:41","slug":"must-a-mortgage-be-in-writing","status":"publish","type":"page","link":"https:\/\/www.findlaw.com\/smallbusiness\/business-contracts-forms\/must-a-mortgage-be-in-writing.html","title":{"rendered":"Must a Mortgage Be in Writing?"},"content":{"rendered":"\n
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Must a Mortgage Be in Writing?<\/h1>\n
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\n By Lisa Burden, J.D.<\/a> | Legally reviewed by Aviana Cooper, Esq.<\/a>\n | Last updated\n
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Editorial Note: We earn a commission from affiliate partner links on FindLaw. Commissions do not affect the editorial integrity of our legal content.<\/p>\n\n <\/div>\n \n

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The last updated date refers to the last time this article was reviewed by FindLaw or one of our contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please contact an attorney in your area<\/a>.<\/em><\/p>\n\n <\/div>\n <\/details>\n<\/section>\n

Getting a mortgage is a big step. Whether you are a consumer buying a first home or a small business owner considering buying commercial real estate, mortgages involve a lot of paperwork. As a result, understanding the legal requirements for mortgages is crucial.<\/p>\r\n

A common question is, "Do mortgages have to be in writing?" The short answer is: \u201cYes." There are two reasons for this:<\/p>\r\n