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Filing for bankruptcy is never pleasant, and it requires a vast amount of forms that can overwhelm even the most organized petitioner.
Don't become crushed under the weight of confusion over bankruptcy forms. Most of the essential forms you will need fall into these categories:
Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, your main document to present to the bankruptcy court is your bankruptcy petition.
The voluntary bankruptcy petition is available from the federal government, and requests the following information:
The petition form will also ask you to attach certain exhibits depending on your particular case, and these also have forms.
There are typically four exhibits which are attached to your bankruptcy petition form, and they include:
Once you've completed and attached the proper exhibits to your petition, you will need to complete the required schedules to give the bankruptcy court a full picture of your finances.
Most people choose to file these schedules at the same time as their bankruptcy petitions, but these forms can submitted as late as 14 days after submitting your voluntary petition.
There are 11 schedules (A through J), and they cover different asset areas:
All of these forms can become a headache to compile and file on your own, so it may be wise to consider purchasing a bankruptcy forms package from a company like LegalStreet. For as little as $39.95, you can receive the petition, exhibits, schedules, notices, disclosures, and other necessary forms to file for Chapter 7 or 13 in your city or county.
Even with these forms, you may still need to consult an experienced bankruptcy attorney in your area, especially if your case is complex. Because filing for bankruptcy leads to serious consequences, hiring professional help can potentially pay off in the long run.
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Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.