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Oni Harton, J.D.

Contributing Author

Oni Harton, J.D., Contributing Author

Articles written


Oni Harton is an attorney with significant experience in litigation and estate planning. With writing and research experience spanning over two decades, Oni has served as a legal writer and editor in several roles. She leverages this experience to ensure that FindLaw provides informative, timely, and accurate information across several practice areas. 

Oni enjoys contributing to efforts that connect people with critical legal services. She is also passionate about informing professionals and consumers on everyday legal topics. Oni contributes to FindLaw by creating content and verifying the legal accuracy of articles. Oni is an Indiana University School of Law graduate. She is licensed in Indiana. 

Latest Articles

  • Insurance Agent Negligence or Misrepresentation

    This FindLaw article discusses negligence or misrepresentation by an insurance agent or agency. It also explains what to do if you need help with a claim.

  • Selling Insurance Overview

    FindLaw discusses the basic requirements for selling insurance and getting started in insurance sales. It also explains what to do if you need legal help.

  • How To Become a Licensed Insurance Agent discusses the requirements to become a licensed insurance agent. It also explains how to get help with insurance laws or licensing issues.

  • Insurance Regulation Overview

    Insurance regulation seeks to protect consumers and promote fairness and the financial health of the insurance industry. Learn about the McCarran-Ferguson Act, the National Association of Insurance Commissioners (NAIC), the Dodd-Frank Act, and much more at

  • What Is a Loss Run Report?

    A loss run report tracks your insurance claims history and helps companies set your insurance premiums. Learn about assessments, underwriters, state insurance commissioners, and much more at

  • Understanding Insurance Limits

    FindLaw discusses insurance policy limits, the maximum amount an insurer will pay for coverage. It also discusses how to determine what limits to purchase.

  • How To Report an Insurance Company

    As a consumer, you have the right to file a complaint and report your insurance company if you feel that you have been treated unfairly. Learn about bad faith tactics, misrepresentation, policy cancellation, and much more at

  • What Is Premium Diversion?

    Premium diversion is a serious and widespread type of insurance fraud that can have disastrous effects on you as a policyholder. Learn about embezzlement, fee churning, healthcare fraud, and much more at

  • Insurance Company Bad Faith Tactics and Examples

    Bad faith is when your insurance company engages in dishonest or unfair practices. Learn about denying claims, bad faith tactics, state insurance departments, and much more at

  • What Is Insurance Bad Faith?

    When a legitimate claim is filed with your insurance company, you expect them to hold up their end of your contract. Learn about bad faith insurance, the duty of good faith, types of damages, and much more at

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