A lot can change in a short amount of time. Few situations illustrate this concept as intensely as a serious car accident. Even if the accident is over quickly, the consequences can be severe and the effects can linger for a long time, especially if drivers are injured.
Ongoing care and follow-up treatments can be expensive, and those expenses can accumulate quickly. Individuals who have been through a serious car accident most likely have many important issues to take care of, so how can they go about taking care of the costs of chiropractic care and on-going medical expenses?
How Much Does Chiropractic Care Cost?
Like most medical care, the expense for chiropractic care depends on many factors, e.g., what treatment is necessary, special procedures and/or tests (MRIs, x-rays, etc.), and length of recovery. However, there are some factors injured drivers will want to consider:
- The experience and qualifications of a chiropractor
- Where the chiropractic clinic is located
- How many sessions will be needed to reach a full recovery
Additionally, some treatment will require the patient to acquire specific physical therapy tools and equipment as part of the patient's recovery. All these factors will contribute to the overall cost of treatment, which injured drivers ought to consider when seeking compensation.
Who Pays for Chiropractic Care After an Accident?
In most cases, either the patient or the insurance company will pay for chiropractic care after an accident. In order to have chiropractic expenses covered by an insurance company, drivers will need to prove that the chiropractic care and related costs incurred are necessary and appropriate in relation to the injuries suffered as a result of the accident.
Necessary medical care is needed for a full recovery, but proving that chiropractic care is essential for recovery can often depend on documenting everything related to the treatments. Critical documentation can include:
- Initial report of symptoms
- Records of all chiropractic treatments, including dates of care and nature of treatments rendered
- Records of all expenses related to chiropractic treatments, including itemized billings
Injured drivers may require chiropractic treatment before and after a settlement with the insurance company is reached, this can make determining full and fair compensation a challenge and can result in injured drivers accumulating significant medical expenses over time. Consequently, an important consideration in determining the amount of settlement is those future expenses that may need to be incurred as part of a continuing care plan for the injured plaintiff.
Legal Resources for Drivers
No matter how one goes about it, determining the cost of ongoing care and attempting to acquire adequate compensation from an insurance company is a complex legal task. Any individuals facing these diffciulties would be likely benefit from the assistance of an experienced legal professional.