State |
Foreclosure Information |
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Alabama |
- Avoiding Foreclosure: Alabama (U.S. Department of Housing and Urban Development)
- Code of Alabama Section 6-5-247 et seq.; § 35-10-11 et seq.
- Non-judicial foreclosure
- No reinstatement opportunity required
- Post-sale redemption opportunity required
- Deficiency judgments permitted
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Alaska |
- Avoiding Foreclosure: Alaska (U.S. Department of Housing and Urban Development)
- Home Buyer Education Seminar (Alaska Housing Finance Corporation)
- Alaska Statutes Section 09.35.140; § 34.20.070 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
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Arizona |
- Avoiding Foreclosure: Arizona (U.S. Department of Housing and Urban Development)
- Arizona Revised Statutes Section 33-801 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
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Arkansas |
- Avoiding Foreclosure: Arkansas (U.S. Department of Housing and Urban Development)
- Arkansas Code Section 18-50-101 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
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California |
- Avoiding Foreclosure: California (U.S. Department of Housing and Urban Development)
- California Civil Code Section 2923.5; § 2923.6; § 2924; § 2924b; § 2924c; § 2924f; § 2924g
- California Civil Procedure Code Section 580d
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
|
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Colorado |
- Avoiding Foreclosure: Colorado (U.S. Department of Housing and Urban Development)
- Colorado Revised Statutes Section 38-38-100.3 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
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Connecticut |
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Delaware |
- Avoiding Foreclosure: Delaware (U.S. Department of Housing and Urban Development)
- 10 Delaware Code Section 5061 et seq.
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
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District of Columbia (Washington, D.C.) |
- Avoiding Foreclosure: D.C. (U.S. Department of Housing and Urban Development)
- District of Columbia Code Section 42-815 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
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Florida |
- Avoiding Foreclosure: Florida (U.S. Department of Housing and Urban Development)
- Florida Statutes Section 45.031; § 95.11; § 702.06
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
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Georgia |
- Avoiding Foreclosure: Georgia (U.S. Department of Housing and Urban Development)
- Georgia Code Section 9-13-140; § 9-13-161; § 13-1-11; § 44-14-160 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Hawaii |
- Avoiding Foreclosure: Hawaii (U.S. Department of Housing and Urban Development)
- Hawaii Revised Statutes Section 667-1 et seq.
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Idaho |
- Avoiding Foreclosure: Idaho (U.S. Department of Housing and Urban Development)
- Idaho Code Section 45-1502 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment is allowed
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Illinois |
- Avoiding Foreclosure: Illinois (U.S. Department of Housing and Urban Development)
- 735 Illinois Compiled Statutes Section 5/15-1501 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
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Indiana |
- Avoiding Foreclosure: Indiana (U.S. Department of Housing and Urban Development)
- Indiana Code Section 32-29-7-0.2 et seq.; § 32-30-10-0.2 et seq.; § 32-30-10.5-1 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Iowa |
- Avoiding Foreclosure: Iowa (U.S. Department of Housing and Urban Development)
- Iowa Code Section 626.75; § 628.1 et seq.; § 654.1 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity depends on the circumstances of your case
- Deficiency judgment depends on the circumstances of your case
|
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Kansas |
- Avoiding Foreclosure: Kansas (U.S. Department of Housing and Urban Development)
- Kansas Statutes Section 60-2401 et seq.
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
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Kentucky |
- Avoiding Foreclosure: Kentucky (U.S. Department of Housing and Urban Development)
- Kentucky Revised Statutes Section 360.100; § 426.005; § 424.130; § 426.200; § 426.260; § 426.530; § 426.560
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity depends on the circumstances of your case
- Deficiency judgment allowed
|
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Louisiana |
- Avoiding Foreclosure: Louisiana (U.S. Department of Housing and Urban Development)
- Louisiana Code of Civil Procedure Article 2631 et seq.
- Louisiana Revised Statutes Section 3852
- Judicial foreclosure
- Reinstatement period not required
Post-sale redemption opportunity not required
Deficiency judgment allowed
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Maine |
- Avoiding Foreclosure: Maine (U.S. Department of Housing and Urban Development)
- 14 Maine Revised Statutes Section 6111; § 6321 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Maryland |
- Avoiding Foreclosure: Maryland (U.S. Department of Housing and Urban Development)
- Maryland Real Property Code Section 7-105.1 et seq.
- Maryland Court Rule 14-305
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Massachusetts |
- Avoiding Foreclosure: Massachusetts (U.S. Department of Housing and Urban Development)
- Massachusetts General Laws Chapter 244, Section 1 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Michigan |
- Avoiding Foreclosure: Michigan (U.S. Department of Housing and Urban Development)
- Michigan Compiled Laws Section 600.3201 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Minnesota |
- Avoiding Foreclosure: Minnesota (U.S. Department of Housing and Urban Development)
- Minnesota Statutes Section 47.20; § 580.01 et seq.; § 582.032; § 582.30
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment not allowed
|
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Mississippi |
- Avoiding Foreclosure: Mississippi (U.S. Department of Housing and Urban Development)
- Mississippi Code 15-1-23; § 89-1-55; § 89-1-59
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
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Missouri |
- Avoiding Foreclosure: Missouri (U.S. Department of Housing and Urban Development)
- Missouri Revised Statutes Section 443.240; § 443.320; § 443.325; § 443.410; § 443.420
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Montana |
- Avoiding Foreclosure: Montana (U.S. Department of Housing and Urban Development)
- Montana Code Section 71-1-301 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
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Nebraska |
- Avoiding Foreclosure: Nebraska (U.S. Department of Housing and Urban Development)
- Nebraska Revised Statutes Section 76-1001 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Nevada |
- Avoiding Foreclosure: Nevada (U.S. Department of Housing and Urban Development)
- Nevada Revised Statutes Section 40.430; § 40.455; § 40.459; § 107.0795 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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New Hampshire |
- Avoiding Foreclosure: New Hampshire (U.S. Department of Housing and Urban Development)
- New Hampshire Revised Statutes Section 479:18; § 479:25; § 508:6
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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New Jersey |
- Avoiding Foreclosure: New Jersey (U.S. Department of Housing and Urban Development)
- New Jersey Revised Statutes Section 2A:50-1 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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New Mexico |
- Avoiding Foreclosure: New Mexico (U.S. Department of Housing and Urban Development)
- New Mexico Statutes Section 39-5-1; § 39-5-17; § 39-5-18; § 39-5-19; § 58-21A-6
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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New York |
- Avoiding Foreclosure: New York (U.S. Department of Housing and Urban Development)
- New York Real Property Actions and Proceedings Section 231; § 1301 et seq.
- New York Civil Practice Law and Rules Section 3408
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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North Carolina |
- Avoiding Foreclosure: North Carolina (U.S. Department of Housing and Urban Development)
- North Carolina General Statutes Section 45-21.1 et seq.; § 45-21.38; § 45-21.38A; § 45-100 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment may be available depending on the circumstances of your case
|
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North Dakota |
- Avoiding Foreclosure: North Dakota (U.S. Department of Housing and Urban Development)
- North Dakota Century Code Section 28-23-04; § 32-19-01 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity required
- Deficiency judgment may be available depending on the
- circumstances of your case
|
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Ohio |
- Avoiding Foreclosure: Ohio (U.S. Department of Housing and Urban Development)
- Ohio Revised Code Section 2329.17; § 2329.20; § 2329.26; § 2329.27; § 2329.33
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Oklahoma |
- Avoiding Foreclosure: Oklahoma (U.S. Department of Housing and Urban Development)
- Oklahoma Statutes Section 12-686; § 12-764; § 42-18; § 46-43
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Oregon |
- Avoiding Foreclosure: Oregon (U.S. Department of Housing and Urban Development)
- Oregon Revised Statutes Section 86.726 et seq.
- Non-Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
|
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Pennsylvania |
- Avoiding Foreclosure: Pennsylvania (U.S. Department of Housing and Urban Development)
- Pennsylvania Rule of Civil Procedure 3129.2
- Pennsylvania Statutes Title 35, Section 1680.403c; Title 35, Section 1680.403c; Title 35, Section 1680.409c
- Pennsylvania Statutes Title 41, Section 403; Title 41, Section 404
- Pennsylvania Statutes Title 42, Section 5522; Title 42, Section 8103
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Rhode Island |
- Avoiding Foreclosure: Rhode Island (U.S. Department of Housing and Urban Development)
- Rhode Island General Laws Section 34-27-1 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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South Carolina |
- Avoiding Foreclosure: South Carolina (U.S. Department of Housing and Urban Development)
- South Carolina Code Section 15-29-10 et seq.; § 15-39-610 et seq.; § 29-3-610 et seq.
- Judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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South Dakota |
- Avoiding Foreclosure: South Dakota (U.S. Department of Housing and Urban Development)
- South Dakota Codified Laws Section 21-48-1 et seq.; § 21-48A-1 et seq.; § 21-52-11
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Tennessee |
- Avoiding Foreclosure: Tennessee (U.S. Department of Housing and Urban Development)
- Tennessee Code Section 35-5-101 et seq.; § 45-20-104; § 66-8-101 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Texas |
- Avoiding Foreclosure: Texas (U.S. Department of Housing and Urban Development)
- Texas Property Code Section 51.002; § 51.003
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Utah |
- Avoiding Foreclosure: Utah (U.S. Department of Housing and Urban Development)
- Utah Code Section 57-1-24 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Vermont |
- Avoiding Foreclosure: Vermont (U.S. Department of Housing and Urban Development)
- Vermont Statutes Title 12, Section 4931 et seq.
- Judicial foreclosure
- Reinstatement period may be required depending on the circumstances of your case
- Post-sale redemption opportunity required
- Deficiency judgment allowed
|
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Virginia |
- Avoiding Foreclosure: Virginia (U.S. Department of Housing and Urban Development)
- Code of Virginia Section 8.01-241; § 55.1-321; § 55.1-322
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Washington |
- Avoiding Foreclosure: Washington (U.S. Department of Housing and Urban Development)
- Revised Code of Washington Section 61.24.005 et seq.
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment not allowed
|
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West Virginia |
- Avoiding Foreclosure: West Virginia (U.S. Department of Housing and Urban Development)
- West Virginia Code Section 38-1-4; § 38-1-7; § 46A-2-106
- Non-judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Wisconsin |
- Avoiding Foreclosure: Wisconsin (U.S. Department of Housing and Urban Development)
- Wisconsin Statutes Section 815.31; § 846.01 et seq.
- Judicial foreclosure
- Reinstatement period required
- Post-sale redemption opportunity not required
- Deficiency judgment allowed
|
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Wyoming |
- Avoiding Foreclosure: Wyoming (U.S. Department of Housing and Urban Development)
- Wyoming Statutes Section 1-18-103; § 1-18-111; § 34-4-101 et seq.
- Non-judicial foreclosure
- Reinstatement period not required
- Post-sale redemption opportunity required
- Deficiency judgment allowed
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