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Bankruptcy

Bankruptcy is a legal way to get rid of most of your current debt, stop harassment from creditors, and start fresh. It is a federal court procedure. You file documents with the bankruptcy court, wait for approval, and either have debts dismissed or agree to a repayment plan.

To receive this debt discharge, you are typically required to make sacrifices. You may need to sell your assets, like a car or boat, or have a percentage of your income taken to repay debt.

Learn more about the history of bankruptcy, your bankruptcy options, what bankruptcy will mean for your future, and more in this section.

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