What Consumer Protection Agencies Do
By Olivia Wathne, Esq. | Legally reviewed by Melissa Bender, Esq. | Last reviewed February 02, 2024
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Consumer protection laws and agencies help ensure fairness in the marketplace. There are several federal consumer protection agencies, such as:
- The Federal Trade Commission (FTC)
- The Consumer Financial Protection Bureau (CFPB)
State governments also have their own agencies to protect consumers. These agencies play a vital role in educating people about product safety. Both federal and state consumer protection agencies:
- Inform people of their rights under consumer protection laws
- Promote consumer education
- Prevent unfair business practices
- Investigate complaints and scams
- Enforce consumer protection laws
- Oversee licensing and regulation for professions like real estate brokers and insurance agents
The goal is to create a marketplace where consumers are well-informed and treated fairly.
Types of Consumer Protection Agencies
Consumer protection involves various government agencies with a specific focus on safeguarding consumer rights. For example:
- The National Highway Traffic Safety Administration (NHTSA) ensures vehicle safety standards.
- The Consumer Product Safety Commission (CPSC) addresses product safety hazards and recalls.
- The Food and Drug Administration (FDA) monitors and regulates food and drug safety.
These agencies uphold consumer rights at both federal and state levels. They also investigate companies suspected of trying to trick customers.
State Consumer Protection Agencies
Below, you'll find contact information for the consumer protection agency in your state.
State |
Contact Information |
---|---|
Alabama |
Consumer Affairs Section |
Alaska |
Consumer Protection Unit |
Arizona |
Consumer Protection and Advocacy Section |
Arkansas |
Consumer Protection Division |
California |
California Department of Consumer Affairs |
Colorado |
Colorado Office of the Attorney General |
Connecticut |
Department of Consumer Protection |
Delaware |
Delaware Office of Attorney General |
District of Columbia |
Office of the Attorney General |
Florida |
Florida Dept. of Agriculture and Consumer Services |
Georgia |
Georgia Department of Law - Consumer Protection Unit |
Hawaii |
Office of Consumer Protection |
Idaho |
Idaho Attorney General's Office |
Illinois |
Illinois Office of the Attorney General - Carbondale |
Indiana |
Office of Attorney General |
Iowa |
Office of the Iowa Attorney General |
Kansas |
Office of Kansas Attorney |
Kentucky |
Kentucky Office of the Attorney General |
Louisiana |
Office of Attorney General |
Maine |
Bureau of Consumer Credit Protection |
Maryland |
Maryland Office of Attorney General |
Massachusetts |
Office of Consumer Affairs and Business Regulation |
Michigan |
Office of Attorney General |
Minnesota |
Office of the Attorney General |
Mississippi |
Consumer Protection Division |
Missouri |
Missouri Attorney General's Office |
Montana |
Montana Office of Consumer Protection |
Nebraska |
Office of the Attorney General |
Nevada |
Bureau of Consumer Protection |
New Hampshire |
Office of the Attorney General |
New Jersey |
Department of Law and Public Safety |
New Mexico |
Office of Attorney General |
New York |
Office of the Attorney General - Albany Office |
North Carolina |
Consumer Protection Division |
North Dakota |
Office of the Attorney General |
Ohio |
Consumer Protection Section |
Oklahoma |
Consumer Protection Unit |
Oregon |
Financial Fraud/Consumer Protection Section |
Pennsylvania |
Bureau of Consumer Protection |
Rhode Island |
Consumer Protection Unit |
South Carolina |
South Carolina Department of Consumer Affairs |
South Dakota |
Consumer Affairs |
Tennessee |
Department of Commerce and Insurance |
Texas |
Office of the Attorney General |
Utah |
Utah Department of Commerce |
Vermont |
Consumer Assistance Program |
Virginia |
Antitrust and Consumer Litigation Section |
Washington |
Office of the Attorney General |
West Virginia |
Consumer Protection Division |
Wisconsin |
Department of Agriculture, Trade and Consumer Protection |
Wyoming |
Consumer Protection Unit |
Types of Consumer Protection Cases
Consumer protection cases involve a range of issues aimed at safeguarding individuals from unfair or deceptive practices in the marketplace. These cases include:
- Fraudulent advertising
- Product defects
- Identity theft
- False claims
- Violations of consumer rights
Consumer protection also extends to financial matters, addressing issues like deceptive lending practices, unfair debt collection, and breaches of privacy related to consumer information. From ensuring product safety to preventing financial exploitation, consumer protection cases span various sectors.
Consumer Resources and Legal Help
It's important to know how consumer protection agencies can help you in the marketplace. Check out FindLaw's Consumer Protection section to learn more. If you ever feel treated unfairly, reach out to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), or your state's consumer protection office for support. Consider talking to a consumer protection lawyer if you need more guidance. Your actions matter in making sure the marketplace is fair, so take a step to protect your rights as a consumer.
Can I Solve This on My Own or Do I Need an Attorney?
- Consumer legal issues typically need an attorney's support
- You can hire an attorney to enforce your rights for safe products, fair transactions, and legal credit, banking and related financial matters
Legal cases for identify theft, scams, or the Equal Credit Opportunity Act can be complicated and slow. An attorney can offer tailored advice and help prevent common mistakes.
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