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Unemployment Benefits

There is a financial safety net (albeit limited) for workers who lose their jobs through no fault of their own, such as a layoff or company closure.

In almost every state, employers pay into their state unemployment insurance (UI) fund through a payroll tax, with occasional help from the federal coffers. When workers lose their jobs, they may apply for weekly unemployment benefits representing a percentage of their former earnings. Recipients must document their job search efforts in the event of an audit. Unemployment typically lasts for six months.

Learn About Unemployment Benefits

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