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Unemployment Benefits

Fortunately, there is a financial safety net (albeit limited) for workers who lose their jobs through no fault of their own, such as a layoff or company closure. Employees pay into their state unemployment insurance (UI) fund through a payroll tax, with some help from the federal coffers. When workers lose their jobs, they may apply for weekly UI benefits representing a percentage of their former earnings. Recipients must document their job search efforts in order to continue receiving benefits, which typically last for roughly six months. FindLaw's Unemployment Benefits section includes in-depth information about UI, including how to apply for benefits and other practical tips.

Learn About Unemployment Benefits

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