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A new FindLaw survey on student loans finds that more than half of all loan recipients are still paying them off. On a larger scale, that means one in six Americans are currently dealing with student loan debt.
For students still in school, loans may feel like a far-off problem to be dealt with sometime in the future. Unfortunately for some, it may take years or even decades before they're able to dig themselves out of debt.
One thing is for sure, however: Those who are dealing with student loans are not alone. What else did the survey shed light on, and what can debtors do about their student loans? Here's what you need to know:
The FindLaw survey sampled a demographically balanced group of 1,000 U.S. adults who are already done with school. Some of the most significant findings include:
If you're struggling with your student loans, you have options. If you end up unintentionally defaulting, your owed loan payments may be collected from your tax refund or your paycheck.
Before that happens, though, you'll hopefully consider these other alternatives that may help:
To learn more about avoiding default and other options available to you, check out our free Guide to Student Loan Debt. It may also be wise to consult an experienced banking and finance lawyer near you.
Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.
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