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Credit report mistakes are more common than you may think. So if you've run into problems with your credit report, know that you're not alone.
In fact, according to a new FindLaw.com survey, nearly a quarter of Americans -- 23% -- say they have experienced problems with their credit report.
Here are the five most common credit report mistakes, according to the FindLaw.com survey:
If you find mistakes in your credit report, there are a number of ways to fix them.
Apart from the yearly credit reports you're legally entitled to receive for free, you also have the right to receive a free credit report after a company takes "adverse action" against you.
That means you can get a free report after you've been denied credit, insurance, or employment because of your credit.
Fortunately, the majority of surveyed people who had problems with their credit report say they were able to correct the problem.
Don't be like the 22% of Americans who've never checked their credit report at all. With your personal, financial, and professional reputation on the line, make sure to check your credit report periodically to ensure the information is accurate and current.
Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.