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Some of us are counting down the days to retirement. Others are counting our pennies and wondering if we'll ever get to retire. And whether retirement sounds like a dream to you or a nightmare, you still have to prepare for it.
Here are some legal considerations as you near retirement, from our archives:
This is what we all want to know. While you can start receiving Social Security benefits as early as 62, the longer you wait, the more your payments will be. Find out how to calculate your retirement date.
If you're married, you may have a few extra things to prepare for in retirement. Sitting down and mapping your financial future with your spouse's salary and savings in mind is essential.
Whether your spouse has to split their retirement benefits with you can depend on what state you live in. Community property states entitle you to half of the money saved in a retirement plan during the marriage, and you may even get it before your spouse retires.
You may not be the relaxing kind when it comes to retirement. Plenty of people work well past their retirement age, and if that sounds like fun to you, find out where it's the most fun to do.
No matter where you live, working during your retirement can have an impact on your Social Security benefits. Depending on your age and income, the Social Security Administration may deduct yearly earnings from benefits. So find out if working during retirement is right for you.
Speaking of your benefits, you're probably wondering where your retirement dollar can go the farthest. And some state tax laws are friendlier to retirees than others.
If you have more questions about your retirement plan or social security benefits, get in touch with a local social security attorney.
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