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Insurance is an important consideration for any small business. It takes just a quick look at headlines to begin to envision the likely and unlikely circumstances that could put your enterprise in a tenuous financial position. Wild fires, robbery, earthquakes, freak accidents, flooding, and lawsuits could threaten the daily functioning of your business as well as tie up your resources and time in jumping through legal hoops.
Getting small business insurance is a first step. But just signing the dotted line isn't enough. Small businesses must be informed and aware in choosing the appropriate amount of coverage for their needs. Filing for bankruptcy can become a tough reality for the uninsured business facing unexpected circumstances, but it can also be the ultimate fate for the underinsured business that is not able to bridge the gap between insurance payouts and out-of-pocket expenses.
Here are some tips to ensure that your business has the right amount of insurance:
Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.
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