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Repayment Plan

One of the main goals in a Chapter 13 bankruptcy case is to have a repayment plan approved at the end of the initial process. A Chapter 13 repayment plan establishes a very specific, regular way in which a debtor goes about paying off his or her debts. That usually involves making monthly payments to the trustee. The trustee then distributes specifically outlined payments to all creditors according to the plan. However, bankruptcy laws vary in how they treat different kinds of debt. In this section, you’ll find articles on how Chapter 13 repayment plans work, how secured and unsecured debts are treated, and more on the process.

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