The Court of Appeals certifies the following question to the Hawaii Supreme Court: Does a total pollution exclusion provision in a standard commercial general liability insurance policy apply to localized uses of toxic substances in the ordinary course of business, or is it limited to situations that a reasonable layperson would consider traditional environmental pollution?
Read Apana v. TIG Ins. Co., No. 08-15550
Appellate Information
Filed July 15, 2009
Judges
Opinion by Judge Kozinski
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