Georgia Credit and Debit Card Fraud Laws
Created by FindLaw's team of legal writers and editors | Last reviewed March 21, 2018
Overview of Georgia Credit Card Fraud Laws
Paying with cash isn't always convenient. More and more, consumers are using credit and debit cards to make everyday purchases in stores and on the Internet. Because of the prevalence of electronic payment, credit card and debit card fraud is on the rise.
In Georgia, it's a form of identity theft that involves taking another person's credit card information without permission and making charges to the account or removing funds from it.
The following table highlights the main provisions of the Georgia's credit card laws. See Are You Responsible for Unauthorized Credit Card Charges?, Fraud and Financial Crimes, Theft Overview, and Business Data Breach and Customer ID Theft for more information.
Financial Transaction Card Theft: O.C.G.A. §16-9-31
Forgery of a Financial Transaction Card: O.C.G.A §16-9-32
Financial Transaction Card Fraud: O.C.G.A. Section §16-9-33
|What is Prohibited||
Financial Transaction Card Theft:
Forgery of a Financial Transaction Card
Financial Transactions Card Fraud
Financial Transaction Card Theft: Felony punishable by a fine of not more than $5,000 and 1-3 years of prison.
Forgery of a Financial Transaction Card: Felony punishable by a fine of not more than $5,000 and 1-3 years of prison.
Financial Transactions Card Fraud: Felony, punishment depends on that amount of money stolen as a result of the fraud.
**Sentences typically include restitution to the victim(s).
What to Do If You Are a Victim
- Contact your local law enforcement and Georgia Governor’s Office of Consumer Protection
- Notify you credit card company.
- Contact the three major credit card bureaus:
Charged with Credit or Debit Card Fraud in Georgia? Get Legal Help
In Georgia, credit and debit card fraud is classified as a felony, and conviction have various negative impacts on your life. So, if you've been charged under Georgia credit and debit card fraud laws, it's a good idea to contact a local criminal defense attorney to discuss your specific situation.
You Don’t Have To Solve This on Your Own – Get a Lawyer’s Help
Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.
Next Steps: Search for a Local Attorney
Contact a qualified attorney.