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Indiana Car Accident Report Basics

Every state has specific laws about whether you need to file an accident report after a car crash. Most people have no idea whether they need to submit a crash report in Indiana. This is especially true for people who are in a minor car accident. They assume that all they have to do is exchange insurance information and submit a claim to their insurance company.

While a car accident may be over in an instant, dealing with the insurance company can take months. If you don’t take the proper steps immediately after your car accident, you may jeopardize your personal injury claim. You may also face fines, jail time, and a suspension of your driver’s license.

Here, we’ll explain the auto accident reporting requirements in Indiana. We’ll also discuss why it’s crucial that you call 911 after the crash. If you still have questions about whether you must report your crash, contact an Indiana car accident lawyer.

How To File a Car Crash Report in Indiana

The chart below summarizes Indiana's crash reporting laws and procedures for filing a car crash report.

State Accident Statutes

When To Report an Accident

You must immediately notify the nearest law enforcement agency when:

  • Someone suffers bodily injury or death

  • Property damage exceeds $1,000

  • The accident occurred in a city requiring a crash report

  • Your insurance company requires it

Crash Reporting

Note: State laws are subject to change through new legislation, higher court rulings, ballot initiatives, and other means. While we strive to provide the most current information, consult a car accident attorney or conduct legal research to verify your state's laws.

Car Accident Reporting Rules in Indiana

Indiana Code § 9-26-1-1.1 spells out the car accident report requirements. If you don’t comply with these rules, you may face fines and potential jail time. The state of Indiana may also suspend your driver’s license.

According to Indiana law, you must do the following immediately after an auto accident:

  • Stay at the scene until law enforcement arrives
  • Check to see if any of the accident victims have bodily injuries and need medical care
  • Exchange insurance information with the other driver
  • Share driver’s license, vehicle registration, and other basic information with the other driver
  • Call 911 

All motorists in Indiana must submit an Indiana accident report for any crash resulting in bodily injury, death, or more than $1,000 in property damage. The easiest way to do this is by calling the local police or other authorities. 

(It’s important to note that the law doesn’t maintain crash reporting requirements for snowmobiles and other off-road vehicles.)

Accidents Involving Unattended Vehicles

Indiana law requires that you take specific steps after an accident involving an unattended vehicle or other property. For example, if you crash into a parked car, you must make a reasonable effort to identify and locate the vehicle’s owner. 

If this isn’t possible, you must notify the local police department. The police will investigate and prepare an Indiana crash report.

If you intentionally fail to notify the property owner or the police, the state may charge you with a Class B misdemeanor.

Filing Proof of Insurance Report After an Accident

After a "reportable" accident, Indiana motorists must complete and submit an Operator's Proof of Insurance/Crash Report within 10 days. This report verifies that the drivers had insurance coverage at the time of the accident. You must have your insurance agent sign the report before you submit it.

If you don’t submit the crash report, the state may suspend your driver's license and vehicle registration. It may also charge you with a misdemeanor. If the accident caused severe bodily injury or death, you may face felony charges. 

If the driver is physically incapable of making the report, any occupant of the vehicle can do so. The law may also require a witness to submit a crash report, depending on the circumstances. 

Completing a Personal Accident Report in Indiana

Indiana law requires drivers to call 911 immediately after a car accident. Even when both parties agree to settle without filing an insurance claim, they must still file an accident report.

The accident report is vital for the following reasons:

  • You may not immediately realize your injuries
  • The damage to your car may be worse than you initially thought
  • The other driver may make false claims to the insurance company or the court
  • Your Indiana injury lawyer will need the crash report and police report to prove your car accident claim

Creating a Personal Accident Report

Creating an accident report isn’t complicated. Indiana law requires you to stop and exchange information with the other drivers. This should provide you with the information you need for the report.

The following checklist is helpful when preparing your Indiana crash report:

  • Contact information, including cell phone numbers for drivers and passengers
  • Driver's license numbers of other drivers
  • License plate numbers of the vehicles 
  • Photos of the accident scene and the vehicles (even if there is no apparent property damage)
  • Car insurance information
  • Witness statements
  • Description of road conditions
  • Names and badge numbers of police officers (to obtain Indianapolis accident reports)

When you submit your report, get the official report number. Your Indiana car accident lawyer may need this for your insurance claim and personal injury case.

Find an Indiana Car Accident Attorney

If you were in a car accident resulting in significant property damage or injury, contact an experienced attorney. Most Indiana car accident attorneys offer new clients a free case review.

Seeking legal advice will help ensure that you file your accident report correctly and determine if you have a legal claim. 

Visit’s auto accident attorney directory to find a lawyer near you.

Additional Indiana Car Accident Resources

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