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Iowa Civil Statute of Limitations Laws

State statutes of limitations set deadlines for plaintiffs and prosecutors to file cases. Criminal statutes set limitations periods for prosecutors to file criminal charges against defendants. This protects a defendant’s civil right to a speedy trial.

Civil statutes of limitations ensure plaintiffs bring civil cases in a reasonable amount of time. In Iowa, plaintiffs in personal injury cases have two years to file a legal claim. This keeps potential defendants from having legal action hanging over their heads. It ensures the injured party files a claim while the evidence is available and witness memories are fresh.

Criminal statutes of limitation put limits on prosecutors. They must file criminal cases within a certain period of time after the commission of a crime. A few types of crimes, such as murder and sexual assault, have no time limits.

This article provides a brief overview of the civil statutes of limitations in Iowa. If you need help filing a civil lawsuit in Iowa, hire an attorney immediately.

Iowa Statutes of Limitation

The chart below lists the details of Iowa’s civil statutes of limitations. See Time Limits to Bring a Case: The Statute of Limitations for more general information.

Code section

Iowa Code Annotated (I.C.A.) § 614 et seq.

Two years

(I.C.A. § 614.1(2))

  • Personal injury
  • Libel/slander
  • Non-payment of wages
Five years

(I.C.A. § 614.1(4))

  • Fraud
  • Property damage
  • Trespass
  • Real Estate
  • Collection of rents (I.C.A. § 614.1(5)(b))
  • Oral contracts
  • Debt collection
Six years

(I.C.A. § 614.1(9))

Professional malpractice

10 years

(I.C.A. § 614.1(5))

  • Written contracts
  • Judgments in court not of record
20 years

(I.C.A. § 614.1(6))

Judgments in court of record

Note: State laws are subject to change through the passage of new legislation, court rulings (including federal decisions), ballot initiatives, and other means. FindLaw strives to provide the most current information available. You should consult an attorney or conduct your own legal research to verify the state laws before making any legal decisions.

Tolling and the Discovery Rule

In some cases, plaintiffs may not discover an injury until after the statute of limitations has run out. For instance, toxic exposure may not cause an illness or wrongful death until many years later. The discovery rule extends the statute until a plaintiff discovers the harm and can file an injury claim based on the cause.

Tolling is a suspension of the statute for those who can’t file claims on their own behalf. Iowa law tolls civil statutes for:

  • People with mental illness have one year after their disability is lifted to file a claim, regardless of the expiration of the statute
  • People below the age of majority. They have one year to file claims once they reach the age of 18.

Civil Statute of Limitations Laws: Related Resources

Get Legal Advice From an Iowa Personal Injury Attorney

The statute of limitations is a strict deadline for filing a civil action. Get legal advice from an experienced Iowa personal injury lawyer to determine whether your cause of action meets the filing deadline.

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