Iowa Credit and Debit Card Fraud

It's prohibited for a person to use a credit card to obtain property or services knowing:

1. The credit card is forged or stolen;
2. The credit card has been canceled or revoked; or
3. Any other reason the use of the credit card is unauthorized.

• It's a class C felony if the value of the property or services secured (or sought to be secured) is more than $10,000. Conviction will result in a minimum fine of $1,000 and a maximum fine of $10,000, and a maximum prison term of 10 years.
• It's a class D felony if the value of the property or services secured (or sought to be secured) is more than $1,000 but not more than $10,000. Conviction will result in a minimum fine of $750 and a maximum fine of $7,500, and a maximum prison term of 5 years.
• It's an aggravated misdemeanor if the value of the property or services secured (or sought to be secured) is $1,000 or less. Conviction will result in a minimum fine of $625 and a maximum fine of $6,250 and/or a maximum prison term of 2 years.