Oklahoma Credit and Debit Card Fraud
Created by FindLaw's team of legal writers and editors | Last updated June 20, 2016
Fraud is an umbrella term that covers all offenses that involve dishonest or fraudulent acts. Credit card (or debit card) fraud is a type of identity theft where an offender fraudulently uses or obtains a card in order to illegally obtain goods, services, or money.
Under Oklahoma's fraud laws, a credit or debit card is defined as an identification card or device issued to a person (the cardholder) by a business (the issuer) that allows the cardholder to purchase goods, property or service on credit, or to obtain access to a consumer banking facility.
The following chart highlights Oklahoma's main credit and debit card fraud laws.
Code Section |
Oklahoma Code section 21-1550.2: Unauthorized Use of Credit and Debit Cards |
What's Prohibited? |
Knowingly using (or attempting to use) a credit or debit card that:
In person, on the phone, or over the internet in order to:
|
Penalties |
Misdemeanor.
|
Code Section |
Oklahoma Code section 21-1550.22: Card Theft |
What's Prohibited? |
Taking a credit or debit card from someone else without the cardholder's consent (either by larceny, larceny by trick, larceny by the bailee, embezzlement, false pretenses, false promise, extortion, etc.), or Receiving a credit or debit card that you know has been stolen, with the intent to use it, sell it, or transfer it to someone else |
Penalties |
Felony. Punishable by a fine of up to $3,000 and/or imprisonment for up to three years. |
Selling or Buying Credit or Debit Cards
In Oklahoma it is a crime for anyone, besides the issuer, to buy or sell a credit or debit card. Buying or selling cards is a felony offense that is punishable by a fine of up to $3,000 and/or imprisonment for up to three years.
Forging Credit or Debit Cards
It is also a criminal offense in Oklahoma to falsely make, or falsely emboss, a purported credit or debit card with the intent to defraud an issuer or any other person or business. Forgery is a felony in Oklahoma and is punishable by a fine of up to $3,000 and/or imprisonment for up to three years.
Additional Resources
State laws change frequently. For case specific information regarding Oklahoma's credit and debit card fraud contact a local criminal defense attorney or a consumer protection lawyer.
Next Steps: Search for a Local Attorney
Contact a qualified attorney.