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As great man once said, "There's a time and place for everything -- and it's called college." And in a place where anything can happen, not all of those things are good.
From flood damage and pranks gone wrong, to simple theft or misappropriation, some bad things can happen to a college student's dorm room. Does that mean they need to insure those rooms, and their belongings?
Dorm Risks
College crime is a fact of life, though some dorms may be more at risk than others.
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Car repairs can be a scary prospect. First there's the cost, the time it will take, and then the worry about the repairs being done right. Most mechanics do good and honest work, and care for our cars like they were their own. But other mechanics on the other hand...So what happens if you get one of the bad guys? When can you sue a mechanic if they don't take good care of your car?
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Most of us are used to the TSA screening process at airports by now. Although first-time travelers may not be used to air travel restrictions and security screenings. And, every now and then, we get pulled aside for some extra special attention. Sometimes that's an extra search of your carry-on, and sometimes it's TSA agents swabbing your hands and luggage. But what's that swabbing for, and what happens if it comes back positive?
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You should always respect the older adults in your life. But you might also want to fear them on the highway. While our older adult relatives may have a wealth of knowledge and compassion, they don't always make the quickest or best decisions behind the wheel. And as Salon points out, getting older drivers to admit they're not as safe as they once were is difficult, if not impossible. So if you cannot take an aging parent’s keys away, are you on the hook when they plow through a sidewalk full of bystanders?
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So you've weighed the pros and cons of incorporation and you've decided to take the next step and form your small business as an LLC. As you move down your LLC to-do list, you see: "File your LLC's Articles of Organization with the Secretary of State office in your state."
Wait, what are articles of organization? And how are they important to your business? Here's a quick background and a few tips on writing and filing your LLC's articles of organization.
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For many of us, summer time is pool time. Whether that means rolling the tarp off the pool in the backyard and hosting a party or taking the kids to a public pool for the day, we're going to be spending a lot of time in and around the water. And where we spend a lot of time, injuries are bound to happen. So whose fault is it if you're injured at a pool, and are you liable for injuries at yours?
