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Tornados, earthquakes, hurricanes, floods...the ways in which homes and businesses can be destroyed are nearly endless.
Right now there are a lot of businesses and homeowners in Tennessee, Connecticut and Kentucky dealing with the aftermath of natural disasters. It's hard to find any good news in the middle of a disaster, but fortunately there is help available. SBA Disaster loans from the Small Business Administration can help homeowners, renters, profit and non-profit organizations to fund rebuilding. SBA loans can be an excellent way to help get things turned around.
The SBA disaster loans available offer up to $2 million to repair damaged or destroyed real estate. Homeowners and renters can receive loans up to $40,000 to repair or replace their personal property. The interest rates are very favorable, coming in at 2.75% for homeowners and renters, 3% for non-profit organizations and 4% for businesses. They can be paid back over as many as 30 years.
Disaster loans represent federal assistance for private sector disaster losses. The disaster loan program is not limited to small businesses, making it the only SBA assistance of its kind. The SBA tailors repayment to each borrower's financial capability, therefore interest subsidies paid by the taxpayers are avoided or significant reduced. Just make sure you don't wait to apply, as SBA disaster loans have deadlines.
If you would like to get in touch with the SBA to learn more about SBA Economic Injury Disaster Loans, go to www.sba.gov, or click here to go directly to the application. If you need a status update or to obtain Disaster Loan Program information you can call 1-800-659-2955 from 8AM to 6PM (EDT), Mon - Fri or email email@example.com.
Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.