Wisconsin Car Accident Settlement Process and Timeline

Wisconsin's motto is "Forward," and that's the direction you head in until a car accident brings you to a halt. A Wisconsin car crash may result in reporting obligations, negotiations with insurance companies, and lawsuits.

This article offers an overview of the Wisconsin car accident settlement process issues.

Do I Need to Report a Car Accident in Wisconsin?

In certain circumstances, you must report an accident to Wisconsin authorities. Under Wisconsin statute Section 346.70, immediate notice to the police must be given when an auto accident involves:

• The injury or death of a person
• More than $200 in damage to state or government-owned property other than a government-owned vehicle
• More than $1,000 in damage to privately owned property or a government-owned vehicle

Unless a law enforcement agency has made a police report, a vehicle accident that meets these qualifications must also be reported in writing within 10 days of the accident.

Wisconsin Car Insurance Laws

Wisconsin requires that drivers maintain proof of financial responsibility. This is usually by showing proof of car insurance with minimum liability coverage. Wisconsin statute Section 344.01.(2)(d) requires policies covering, at minimum:

• $25,000 for the injury or death of a single person in a single accident
• $50,000 for the injury or death of two or more people in a single accident
• $10,000 for the damage or destruction of property in a single accident

How Do Car Accident Settlements Work in Wisconsin?

Settlement happens when the parties agree upon a resolution outside of court. The process begins when you file a personal injury claim with the insurance company. Throughout this process, ensuring that the settlement covers all aspects of your car accident injury is crucial. This will help to avoid any shortfall in your insurance claim.

First, the insurance company will investigate the incident and gather evidence. The insurance adjuster may then extend a settlement offer. You may send a counteroffer if the offer does not fairly compensate you for your damages. This counteroffer should include evidence and witness statements supporting your figure to maximize your compensation. This evidence can include documentation from medical providers, medical bills, and other relevant information to support your claim to a fair personal injury settlement.

What Is the Average Car Accident Settlement in Wisconsin?

It would be great to provide an accurate estimate of the settlement amount you should claim from your accident. But, without details about your medical treatment, property damage, and pain and suffering, it is almost impossible to guess. Other factors, such as who the at-fault party was, can also affect your ability to get compensation. A personal injury attorney may be able to give you an analysis of your likelihood of recovery and possible fair settlement amounts.

How Long Do I Have to File a Car Accident Lawsuit in Wisconsin?

States require that potential litigants bring their lawsuits before the court within a particular time following the car accident. The laws creating these deadlines are statutes of limitations.

According to Wisconsin statute Section 893.52, lawsuits involving the damage or destruction of personal property must begin within six years of the accident. Similarly, an action to recover for personal injuries or wrongful death must start within three years.

Get Legal Help With the Car Accident Settlement Process in Wisconsin

After a car accident, you'd probably prefer to spend your time restoring your health rather than dealing with insurers and courts. To get some help and peace of mind, it's best to get legal advice from a local car accident attorney. An experienced attorney can guide you through the car accident claim process and help you seek fair compensation.