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Business Liability and Insurance

Business operations for a small business cover not only day-to-day operations but also legal responsibilities. Legal responsibility is known as liability. Most business owners know they need liability coverage from an insurance company. They don't always know why.

All it takes is a single lawsuit to shut a small business down. This is why business owners and their managers must understand and prepare for their business liabilities. This includes vicarious liability.

This article helps you understand what types of business liability exist, what business liability insurance is, and why insurance coverage is critical to your business's success. You will learn about risk management based on your business needs, liability forms and contracts, personal injury lawsuits, employer liability for the actions of employees, and more.

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