Skip to main content
Please enter a legal issue and/or a location
Begin typing to search, use arrow keys to navigate, use enter to select


The Employment Retirement Income Security Act of 1974 (ERISA) is a federal law establishing standards for private pension plans. ERISA does not require employers to have pension plans, but enforces rules for those that do (affecting pension plans that began on or after Jan. 1, 1975). For instance, ERISA requires regular disclosure of retirement plan features and performance, sets minimum standards for vesting and funding, and allows participants to sue for breaches of fiduciary duty, among other provisions. FindLaw’s ERISA section covers the basics of this federal law and how ERISA affects the pension plans of private employees.

Learn About ERISA

You Don’t Have To Solve This on Your Own – Get a Lawyer’s Help

Meeting with a lawyer can help you understand your options and how to best protect your rights. Visit our attorney directory to find a lawyer near you who can help.

Or contact an attorney near you:

Was this helpful?

Thank you. Your response has been sent.

Copied to clipboard

Find a Lawyer

More Options