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Consumer Protection

Legal Steps Needed to Repossess a Car

By Melissa Bender, Esq. | Reviewed by Joseph Fawbush, Esq. | Last updated on

Dude, where's your car? If you're behind on your payments, you may find your car has been repossessed -- sometimes, without your knowledge or consent. What are the legal steps necessary to repossess a car? Laws differ in each state, but here are some general principles. Seizing the car In general, a creditor can seize a vehicle as soon as a lessee "defaults" on a payment, according to the Federal Trade Commission.

Better to Buy or Lease Your Next Car?

By Melissa Bender, Esq. | Last updated on

While a new car every three years is an attractive proposition, it may not make much financial sense. Depending on the car you want, your financial situation, and the terms of the lease, it may be a better decision to buy. On its face, a lease usually means lower monthly payments. This is because a lease takes into consideration the value of the car at the end of the lease, which is always going to be less than the value of a new car.

Elderly at Risk With Temperatures Soaring: How to Avoid Heat Stroke

By FindLaw Staff | Updated by Melissa Bender, Esq. | Last updated on

States have been experiencing a recent rash of heat waves lately, which leads to an important question: how do you avoid a heat stroke? Heat strokes and the elderly can be an especially fatal mix, so knowing the signs and symptoms of heat strokes is important to safeguard your health, or the health of your loved ones. The reason why the elderly are more at risk for heat-related illnesses is because as people age, their bodies lose the ability to easily adapt to hot temperatures, US News reports.

Manhattan's Congestion Pricing Saga Takes a Turn

By Vaidehi Mehta, Esq. | Last updated on

It is true that New York City already has the lowest car ownership compared to other U.S. cities, but it’s probably not as low as you think. Although car ownership in the five boroughs is less than half of the rest of the country, 45% of them…

Poppi Soda Faces Lawsuit Over Probiotic Gut Health Claims

By Vaidehi Mehta, Esq. | Last updated on

If you’re a health food nut or like to shop at stores like Whole Foods, you’ve probably seen the soda aisles lined with the bright pastel cans of Poppi soda, a drink that claims to be “prebiotic” and distinguishes itself from other sugary soft drinks with its…

The CFPB Gets Payback on Buy Now, Pay Later Lenders

By A.J. Firstman | Last updated on

The Consumer Financial Protection Bureau (CFPB) recently issued an interpretive rule confirming that buy now, pay later (BNPL) lenders meet enough criteria to be considered credit card lenders under the Truth in Lending Act. The announcement comes more than two years since the…

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